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Adulting 101: How to Finance a Car

At some point, you may need to buy a car. Perhaps adulting has hit you hard, and a car has become vital.

Credit Management

Credit Repair: How to Do it Yourself

There’s no number in your life quite as important as your credit score.

Credit Cards

How to Avoid Bad Credit Score and Increase Your Credit Score

You may wonder why a credit score is important. A good credit score can help you a lot if you decide to borrow money or purchase a home. Lenders will check your credit score to see if you’re fit to do business with them.

Credit Management

How My Car Addiction Ruined My Credit

Cars, for some people, are much more than just a way to get from point A to point B. For me, cars are a lifestyle. That lifestyle can be very expensive…

Credit Management Featured

Why Having a Good Credit Score is Essential for Your Financial Life

While many people don’t notice it, a good credit score is very significant to anyone’s financial life. Contrary to common belief that you will only need a good credit score when requesting for a bank loan, these days credit scores are considered in many other financial situations…

Home Financing

How Your Credit Score Will Impact Your Home Search

The decision to purchase a home is an important one that requires careful management of financial resources and research into a variety of different aspect of property ownership.

Credit Management

6 Helpful Tips to Improve Your Credit Score

Your credit score is composed by three different credit consumer bureaus, Experian, Equifax and TransUnion. It is important to know your score for several reasons.

Credit Management

How a Low Credit Score Can Keep You From Moving Up in the World

There are a lot of people out there who have bad credit. So if your score is low, then you might not think that it’s a very big deal. However, a low credit score can impact your life in a lot of ways.

Credit Repair

Financial Credits: Working Towards Fixing Your Credit Score

Working towards fixing your financial credit score is a fantastic goal to start out the new year with. As I am sure you know, there are two parts to taking care of your credit.

Home Financing

What to Consider if You Want to Refinance Your Mortgage

Mortgage is the one type of loan that most Americans consider “good debt”, sometimes rightfully so. To further help the good nature of mortgage loans, a lot of banks and financial institutions offer refinancing options.

Credit Cards

3 Advantages of Using Credit Cards That You Need to Know

A person may use a credit card almost on a daily basis to make purchases. Despite such a frequent use of the card, there may be some benefits that still surprise him or her.

Credit Management

7 Mistakes That can Bring Down Your Credit Score

Even if you don’t want to buy anything on credit in your entire life and believe in saving up and paying upfront, a good credit rating is still a must-have. Good credit will help you with a bunch of things, so it is important to avoid mistakes that will hurt this rating as much as possible.

Weekly Sunday Tips

Weekly Tip Jan 31: High Bank Fees and What to Do …

Banking fees have been climbing at an alarming rate over the years. These days, it is common to learn about a bank charging $36 for one returned check, $25 for a money transfer, $150 for a consumer loan application, and $10 per month for checking.

Credit Cards

Credit Cards: A Brief Starter Guide

Credit cards can be your greatest friend, or your very worst enemy. Researchers have found that the average credit card debt is $7750, but if you let this amount of money sit for too long it can turn into five digits faster than you think.

Weekly Sunday Tips

Weekly Tip Jan 17: Pending Foreclosure? Take Action …

Tweet If you have fallen behind on your mortgage, then you know red flags are popping up everywhere. Sometimes falling behind a mortgage just can’t be avoided. The loss of