Tag "credit score"
The Impact of Personal Bankruptcy on Your Credit
Your credit score will be affected if you file for personal bankruptcy, one of the repercussions of discharging at least some of your debt.
VantageScore 3.0 Impacts Both Lenders and Borrowers
For years the most influential credit score ratings have come from three major companies: Experian, TransUnion and Equifax. They have been the main sources for lenders, when deciding who to lend money to and the terms in which the loans will be given.
Personal Loans and Borrowing Limitations
A personal loan can be used for a variety of reasons and can be obtained through many banks and credit unions. Most lenders have a minimum amount that they will lend with a maximum amount in place too.
Credit Repair Attorney Considerations
You are in a heap of financial trouble and there is clearly no easy way out. One option is to file for personal bankruptcy, but this will leave your credit trashed and your good name tarnished.
Consumer Credit Repair Done Right
There are two ways to repair your damaged credit. One way involves employing suspect methods where you attempt to convince creditors that you deserve a better rating, while the other way involves a concerted and long-term initiative to enhance your credit standing.
What Your Credit Agency May Promise You
Tweet When bad credit comes a-calling, you may find yourself tempted to employ the services of a credit repair agency to remedy your problems. Certainly, some credit repair agencies are
Your Bad Credit and How to Make Repairs
If your credit reports are bad, then you know that the information contained within each one can keep you from obtaining new credit, or from getting the utilities at your new apartment turned on, or even cause you to lose out on employment.
Employment Length and New Car Loans
Tweet After all, lenders look at a number of factors when underwriting a loan including your employment history. Still, it is possible for you to get a new car loan
Free Credit Repair and the Consumer
You may have seen the ads where a company touts its free credit repair program with the promise that the customer’s bad credit is soon made good again. It is impossible to comment on every company, but it is advisable that the consumer do his or her research before committing to such a program.
How to Qualify for a Mortgage
Tweet Before you begin your search for a new home, you should get approved for a home loan. Potential buyers that can prove that they are “mortgage ready” are in
What You Need to Know About Your Credit Repair Company
Scores of companies want your business, enterprises that have been established to help consumers fix their credit. Such credit assistance companies can be beneficial for consumers that do not have the knowledge or time to manage their personal credit problems.
Why You Are Paying Too Much For Auto Insurance
Tweet Insurance costs can sometimes rise and much faster than the rate of inflation. Read on and we will look at some of the reasons why those rates are so
How to Obtain a Personal Loan
Tweet Certainly, your bank may want to know what the funds will be used for as one condition for receiving credit, but you can typically find a lender that will
How to Buy a Home With Bad Credit
Tweet Credit problems can thwart home ownership. For consumers with bad credit the thought of buying a home is something beyond their wildest dreams. Fortunately, there are some options you
How to Find a Primo Rental Apartment
Tweet With so many places to consider, finding the right place can take time and will require a lot of work and patience on your part. With a plan in
