Tag "credit score"

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Debt Management

The Impact of Personal Bankruptcy on Your Credit

Your credit score will be affected if you file for personal bankruptcy, one of the repercussions of discharging at least some of your debt.

Credit Management

VantageScore 3.0 Impacts Both Lenders and Borrowers

For years the most influential credit score ratings have come from three major companies: Experian, TransUnion and Equifax. They have been the main sources for lenders, when deciding who to lend money to and the terms in which the loans will be given.

Loans

Personal Loans and Borrowing Limitations

A personal loan can be used for a variety of reasons and can be obtained through many banks and credit unions. Most lenders have a minimum amount that they will lend with a maximum amount in place too.

Credit Management

Credit Repair Attorney Considerations

You are in a heap of financial trouble and there is clearly no easy way out. One option is to file for personal bankruptcy, but this will leave your credit trashed and your good name tarnished.

Credit Repair

Consumer Credit Repair Done Right

There are two ways to repair your damaged credit. One way involves employing suspect methods where you attempt to convince creditors that you deserve a better rating, while the other way involves a concerted and long-term initiative to enhance your credit standing.

Credit Management

What Your Credit Agency May Promise You

Tweet When bad credit comes a-calling, you may find yourself tempted to employ the services of a credit repair agency to remedy your problems. Certainly, some credit repair agencies are

Credit Reports

Your Bad Credit and How to Make Repairs

If your credit reports are bad, then you know that the information contained within each one can keep you from obtaining new credit, or from getting the utilities at your new apartment turned on, or even cause you to lose out on employment.

Loans

Employment Length and New Car Loans

Tweet After all, lenders look at a number of factors when underwriting a loan including your employment history. Still, it is possible for you to get a new car loan

Consumer Tips

Free Credit Repair and the Consumer

You may have seen the ads where a company touts its free credit repair program with the promise that the customer’s bad credit is soon made good again. It is impossible to comment on every company, but it is advisable that the consumer do his or her research before committing to such a program.

Home Financing

How to Qualify for a Mortgage

Tweet Before you begin your search for a new home, you should get approved for a home loan. Potential buyers that can prove that they are “mortgage ready” are in

Consumer Financing

What You Need to Know About Your Credit Repair Company

Scores of companies want your business, enterprises that have been established to help consumers fix their credit. Such credit assistance companies can be beneficial for consumers that do not have the knowledge or time to manage their personal credit problems.

Insurance

Why You Are Paying Too Much For Auto Insurance

Tweet Insurance costs can sometimes rise and much faster than the rate of inflation. Read on and we will look at some of the reasons why those rates are so

Consumer Financing

How to Obtain a Personal Loan

Tweet Certainly, your bank may want to know what the funds will be used for as one condition for receiving credit, but you can typically find a lender that will

Credit Management

How to Buy a Home With Bad Credit

Tweet Credit problems can thwart home ownership. For consumers with bad credit the thought of buying a home is something beyond their wildest dreams. Fortunately, there are some options you

Consumer Tips

How to Find a Primo Rental Apartment

Tweet With so many places to consider, finding the right place can take time and will require a lot of work and patience on your part. With a plan in