Credit Management
4 Easy Ways to Build Credit Without Changing Your Spending Habits
Credit is something we all need for a healthy financial life. With higher credit scores, consumers have access to higher lines of credit, better housing, lower interest loans, and the like.
Guide to Credit Repair (for Millennials)
As young adults, millennials usually face a rough job market in an unfavorable economy which makes it difficult to build their credit scores. Theirs is the lowest average credit score amongst all age groups.
Making Sense of Your Cents With Credit Scores and Credit Reports
Credit is a six-letter word with immense financial implications. In a nutshell, credit is the ability to borrow.
How My Car Addiction Ruined My Credit
Cars, for some people, are much more than just a way to get from point A to point B. For me, cars are a lifestyle. That lifestyle can be very expensive…
What to Do When You Need to Make a Big Purchase but Have Bad Credit
Your credit history plays a big part in whether a seller will approve you for a large or expensive purchase. The whole process is still tough even if you have a stable income and a great track record with regard to employment.
Where Does Your Credit Stand?
Tweet Nowadays more than any other times in history, people are using credit cards to fuel their lifestyles. Many people don’t have a choice anymore. I read an interesting article
How to Wield the Double Edged Credit Sword
The subject addressed in this article may very well be THE touchiest, most frustrating financial conundrum for today’s average American family.
4 Simple Ways You Can Improve Your Credit Score
Tweet Because the effects of lower credit scores are so far-reaching, finding a way to increase your credit scores is essential. These are some of the easiest steps that you
How to Freeze Your Credit – What are the Pros and Cons?
Tweet What A Credit Freeze Does And Doesn’t Do Most credit lenders require your credit report to open a new account or extend your credit. Therefore, with a credit freeze,
5 Tips for Credit Repair After Bankruptcy
Tweet A person’s explanations behind declaring bankruptcy can shift incredibly, from losing a job and having medical problems, to just running up excessive debts without having the capacity to pay
Credit Card Balance – Everything You Need to Know
Tweet With a rise in the cost of living it should not surprise you to learn that almost half of Americans today have a credit card balance. These findings bring
Why Having a Good Credit Score is Essential for Your Financial Life
Tweet While many people don’t notice it, a good credit score is very significant to anyone’s financial life. Contrary to common belief that you will only need a good credit
Seven Top Tips to Help You Rebuild Your Credit Score
Tweet A poor credit rating is usually caused by a failure to repay your debts on time; however, it can also be caused by a number of other factors, including
Why Credit Repair is More Important (and Beneficial) Than You Think
Tweet Or some people will tackle credit repair by filing bankruptcy, which defeats the purpose and will hold you back from having a clean credit report for 10 years. Are
Why We Should all Understand the Importance of Credit Repair
Tweet Sometimes your finances can get pretty hard to manage when trying to pay your bills in between your paydays. If you find yourself juggling your money each month to
