Tag "credit report"

Back to homepage
ID Theft

How to Freeze Your Credit – What are the Pros and Cons?

Tweet What A Credit Freeze Does And Doesn’t Do Most credit lenders require your credit report to open a new account or extend your credit. Therefore, with a credit freeze,

Debt Management

Loan Consolidation Tips and Tricks

If you have debt, including high interest rate credit cards, then you may be desiring to consolidate what you owe. Debt consolidation can involve multiple loans and save you money.

Consumer Tips

Can You Pay Off Debt Without Money?

If you have a mountain of debt, you know that it may take years if not the better part of a decade to get out of debt.

Consumer Tips

How to Fix a Credit Report Error

Tweet That information is bought by companies and can have a profound impact on whether you get new credit, are approved to lease an apartment or even qualify for a

Credit Cards

5 Considerations When Applying for a Credit Card

When shopping for a new credit card, know that your application will receive thorough scrutiny. Don’t be fooled by the 60-second response deals — you will get your answer fast because your information is pulled, reviewed and scored by computers.

Consumer Tips

How to Obtain a Credit Card Credit Line Increase

It is possible to get a credit line increase for your credit card. Your current credit card may offer a small credit line, making it difficult for you to make larger purchases.

Loans

Employment Length and New Car Loans

Tweet After all, lenders look at a number of factors when underwriting a loan including your employment history. Still, it is possible for you to get a new car loan

Home Financing

How to Qualify for a Mortgage

Tweet Before you begin your search for a new home, you should get approved for a home loan. Potential buyers that can prove that they are “mortgage ready” are in

Consumer Financing

How to Obtain a Personal Loan

Tweet Certainly, your bank may want to know what the funds will be used for as one condition for receiving credit, but you can typically find a lender that will

Consumer Financing

How to Shop for a Car Loan

Tweet Save money on your new car purchase. Certainly, your new car dealer can arrange financing for you, but there are cheaper places to shop for an auto loan. To

Credit Cards

Avoid Credit Card Fraud This Holiday Season

Tweet Christmas shopping can lead to an increase in identity theft. How can you avoid credit card loss and subsequent identity theft? Well, being mindful of what you’re doing is

Credit Reports

When Will My Credit Payoff Be Reported?

Tweet Those reports impact your credit score, a three-digit number that can make a difference between getting approved for a loan at a favorable interest rate or paying a higher