A credit freeze involves locking down or restricting access to your credit report. It is one remedy to protect yourself from identify theft.
It can happen to anyone, at anytime, and according to the FBI, roughly 10 million Americans fall victim every year. Identity theft is a serious threat with lasting consequences, and perpetrators are becoming increasingly savvy when it comes to stealing your personal information for their own nefarious gain.
New technologies are out to stop identity theft. Smart phones and credit cards can now be linked together, so if they physically too far apart, you can be alerted.
We all carry credit cards and hope that our purse or wallet won’t be stolen with our cards. However, regardless of how careful you are about protecting your credit cards , you may find yourself on the receiving end of credit card theft.
Students who are off to college for their freshman year must know that colleges nowadays are the breeding ground of identity thieves as all students have access to smart phones, laptops and internet, it has become quite easy for these thieves to steal confidential information.
Universities are homes away from home for some of the brightest young people in the nation. They can also be home to some of the most ruthless and deceptive.