A 2017 survey on banking habits in the US revealed that 57% of American citizens have less than $1,000 in their personal savings accounts. The primary reason for such dismal figures is that Americans are struggling with debt leaving little room for savings.
If you are looking for consistent returns over a period of several years or decades, it may be worth investing in commercial real estate.
Starting a small business relies on many different factors, from experience to resources available and also a solid business plan.
Your credit history plays a big part in whether a seller will approve you for a large or expensive purchase. The whole process is still tough even if you have a stable income and a great track record with regard to employment.