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Credit Repair

Consumer Credit Repair Done Right

There are two ways to repair your damaged credit. One way involves employing suspect methods where you attempt to convince creditors that you deserve a better rating, while the other way involves a concerted and long-term initiative to enhance your credit standing.

Small Business

How to Get a Small Business Credit Card

Tweet Such cards are aimed at business owners and offer such features as online bill payment, expense categorization and loyalty points. Getting a small business credit card is a fairly

Credit Management

What Your Credit Agency May Promise You

Tweet When bad credit comes a-calling, you may find yourself tempted to employ the services of a credit repair agency to remedy your problems. Certainly, some credit repair agencies are

Credit Reports

Your Bad Credit and How to Make Repairs

If your credit reports are bad, then you know that the information contained within each one can keep you from obtaining new credit, or from getting the utilities at your new apartment turned on, or even cause you to lose out on employment.

Small Business

Bank Business Loan Considerations for Small Businesses

Tweet Its isn’t that your banker does not want to lend money to you, rather he wants to determine what risk you pose as he considers your loan application. The

Loans

Employment Length and New Car Loans

Tweet After all, lenders look at a number of factors when underwriting a loan including your employment history. Still, it is possible for you to get a new car loan

Consumer Tips

Free Credit Repair and the Consumer

You may have seen the ads where a company touts its free credit repair program with the promise that the customer’s bad credit is soon made good again. It is impossible to comment on every company, but it is advisable that the consumer do his or her research before committing to such a program.

Consumer Financing

What You Need to Know About Your Credit Repair Company

Scores of companies want your business, enterprises that have been established to help consumers fix their credit. Such credit assistance companies can be beneficial for consumers that do not have the knowledge or time to manage their personal credit problems.

Consumer Financing

How to Shop for a Car Loan

Tweet Save money on your new car purchase. Certainly, your new car dealer can arrange financing for you, but there are cheaper places to shop for an auto loan. To

Consumer Financing Home Financing

How to Choose a Mortgage Lender

Tweet If you’re shopping for a mortgage, don’t go with just any lender. Your bank is a natural first place to look for a loan, but it shouldn’t be the

Small Business

How to Establish Credit for Your Small Business

Tweet Establishing and maintaining business accounts. If you manage a small business, access to credit may be an essential ingredient to help your business thrive. Credit allows your business to

Consumer Financing

The Good and the Bad of Car Leasing

Tweet 7 points about car leasing you should consider. Car leasing has several advantages and disadvantages, offering both good and bad points for consumers. Let’s take a look at what

Credit Management

How to Buy a Home With Bad Credit

Tweet Credit problems can thwart home ownership. For consumers with bad credit the thought of buying a home is something beyond their wildest dreams. Fortunately, there are some options you

Consumer Financing

What You Need to Know About Debt Consolidation

Tweet Consolidating your debt can save you money. If you are in debt, you may be looking for ways to reduce the amount you owe in a bid to retire

Credit Cards

4 Credit Card Shopping Tips

Tweet How to find and use a new credit card. Some creditors are persistent, sending you regular pre-approval notices or applications for new credit. This writer routinely receives new credit