Tag "credit history"

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Savings

How to Start Saving Money In Your Twenties

Finance is a sector that affects us in our day to day lives starting from children going to school, the youth and adults who are eager to invest and the older people who are waiting for their retirement benefits.

Credit Cards

3 Advantages of Using Credit Cards That You Need to Know

A person may use a credit card almost on a daily basis to make purchases. Despite such a frequent use of the card, there may be some benefits that still surprise him or her.

Credit Management

7 Mistakes That can Bring Down Your Credit Score

Even if you don’t want to buy anything on credit in your entire life and believe in saving up and paying upfront, a good credit rating is still a must-have. Good credit will help you with a bunch of things, so it is important to avoid mistakes that will hurt this rating as much as possible.

Small Business

How to Get Your SBA Small Business Loan

What are the chances that you will receive a small business loan from your bank? If you do apply for a loan from your bank and are approved, then the rest of this article is not for you.

Consumer Tips

15 Money Tips for the New Year

A new year means fresh possibilities, but your dreams may not come true without smart planning. The following 15 money tips can be rolled out in the coming year, ideas to help you generate wealth and live smarter.

Consumer Tips

Can You Pay Off Debt Without Money?

If you have a mountain of debt, you know that it may take years if not the better part of a decade to get out of debt.

Credit Cards

5 Considerations When Applying for a Credit Card

When shopping for a new credit card, know that your application will receive thorough scrutiny. Don’t be fooled by the 60-second response deals — you will get your answer fast because your information is pulled, reviewed and scored by computers.

Consumer Tips

How to Obtain a Credit Card Credit Line Increase

It is possible to get a credit line increase for your credit card. Your current credit card may offer a small credit line, making it difficult for you to make larger purchases.

Consumer Financing

How to Improve Your Bad Credit Score

Your credit score can make or break you, denying you new credit and even keeping you from getting that new job.

Credit Cards

Bad Credit and Your New Car Lease

Leasing a new car is an option to financing, with both paths requiring consumers to have the means to get the vehicle. Those “means” include employment as well as an acceptable credit history required for approval.

Credit Cards

7 Credit Card Tips For Smart Consumers

When shopping for a new credit card it is important to keep a few things in mind. Opening up a new account can affect your credit and how you manage that credit can impact your credit score.

Credit Cards

Credit Card Application Made Easy

You can apply for a credit card online and receive a decision is as little as 60 seconds. At least that is the contention of some credit card providers, including those that have streamlined the application process in recent years.

Consumer Financing

How to Vanquish the Credit Card Debt Monster

Too many consumers are consumed by debt, usually credit card balances that never seem to go away.

Debt Management

The Impact of Personal Bankruptcy on Your Credit

Your credit score will be affected if you file for personal bankruptcy, one of the repercussions of discharging at least some of your debt.

Credit Management

Credit Repair Attorney Considerations

You are in a heap of financial trouble and there is clearly no easy way out. One option is to file for personal bankruptcy, but this will leave your credit trashed and your good name tarnished.