Steps to Take for Receiving Compensation for a Workplace Accident

Steps to Take for Receiving Compensation for a Workplace Accident
  • Opening Intro -

    Whether you're a business owner or employee, it's important to understand the process of accruing workers' compensation benefits.

    This information can be useful in planning your insurance policy, and it can also help understand the laws of workers' compensation.

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Here are some tips for understanding the process of accruing workers’ compensation benefits:

Get Treatment

Even if your injury isn’t considered permanent, you still should seek medical treatment as soon as possible after an accident. An earlier diagnosis will help lower long-term costs.

Depending on the severity of your injuries, you might need to get several appointments within a short period. In addition, most states require injured workers to submit medical bills to their employers within 90 days of the accident.

It’s also wise to keep a copy of all prescriptions and doctor notes to provide this documentation later.

Keep Records

The best way to ensure you receive full compensation for your injuries is to keep detailed records of everything related to your accident. For example, make copies of your medical reports, receipts for medications, and other documents that prove your injury occurred while working.

When in doubt, try to stay on the side of keeping the record. If you end up not needing it, that’s okay, you can always throw it away later. Having these records will make it much easier to get the compensation you need.

Not having any records will likely lead to no compensation at all.

Learn the Laws

Every state has its own set of rules about how businesses must report accidents and how employees must receive compensation. Ensure you know what to do if an accident occurs in your state and whether you need to file a claim.

You may consider consulting a work site accident attorney for assistance if you have questions regarding your specific case. They can help you make a stronger case if need be. Or, if necessary, they can help you make your case later down the road.

File a Report

If there is any doubt about which agency should handle your worker’s compensation claim, contact your local division of workers’ compensation first.

After filing a report, contact your health care provider to find out when they expect you back at work. Then, notify your employer about your medical condition and schedule a return date when the time comes.

Don’t be afraid to file a report, you deserve compensation.

Give Statements

In most cases, you will be required to give written statements once you’ve received payments from your employer. These statements should include details about your injury, such as the date, location, cause, and extent of your pain.

They should also contain a description of your job duties before and after the accident.

Be Patient

Workers’ compensation claims can take months or even years to settle. During this time, you will likely experience delays in receiving money.

However, you should act as quickly as you can because the longer you wait, the less likely you are to receive additional benefits. Once you’ve settled your claim, you’ll want to know what to do next; contact your lawyer to discuss your options for pursuing future benefits.

other valuable tips from our business blog (new win):

Being aware of the steps involved in obtaining workers’ compensation benefits can help you plan for potential problems. Remember that it is best practice to be as safe as possible at all times.

Safety could help prevent injuries of many kinds. But no matter how safe you are, accidents can still happen. 

Even if you are never injured, having the peace of mind of knowing what to do will help you.

By following these guidelines, you can avoid costly mistakes and increase your chances of receiving the maximum amount of compensation available under law.

Image Credit: receiving compensation for a workplace accident by twenty20.com

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