Tag "debt"
Pay Up: How to Collect on Debt Owed
As a small business operator, your business lives or dies based on your income including your receivables. As long as your income is above your expenses including your payables, you’re in good shape.
How to Kill Zombie Debt
Some debt never seems to die. Or at least no one has “told” that debt that it is long dead. From the tales of the undead comes zombie debt, what represents very old and uncollected debt that companies may have given up on collecting.
What You Need to Know About Debt Collector Tactics
If you owe a debt and have fallen behind on your payments, you may find that a debt collector has been enlisted in a bid to collect what is owed. Your creditor may turn to a collector if its own efforts have failed, a common practice with unsecured debt such as credit card accounts and other consumer accounts.
7 Tips for Reducing Credit Card Debt This Year
More than five years have passed since the economy tanked and credit is once again easy to get and just as easy to abuse. What is not so easy is getting out of debt, especially for consumers with restricted income and the attendant limited options.
15 Money Tips for the New Year
A new year means fresh possibilities, but your dreams may not come true without smart planning. The following 15 money tips can be rolled out in the coming year, ideas to help you generate wealth and live smarter.
How to Avoid Compulsive Spending This Christmas
The weather outside is frightful. That’s all the more reason to hit the mall, right? Well, not if you have difficulty controlling your spending. Or perhaps you lack control completely.
Loan Terminologies and What They Mean
If you are shopping for a personal loan, you have a number of options available to you. Not all options are equal and some may cost you plenty in fees, interest rates and penalties if you are not careful.
What You Need to Know About Money Management
Tens of millions of Americans are weighed down by debt, with many people insolvent or bankrupt. Living within one’s means is what points to good money management, a skill that anyone can acquire.
5 Considerations When Applying for a Credit Card
When shopping for a new credit card, know that your application will receive thorough scrutiny. Don’t be fooled by the 60-second response deals — you will get your answer fast because your information is pulled, reviewed and scored by computers.
Better to Build Savings or Pay off Debt
Have you ever cut a pie into equal pieces with your hands bound together? The idea is absurd when everyone knows one hand is needed to steady the pan while the other makes the cuts.
Bad Credit and Your New Car Lease
Leasing a new car is an option to financing, with both paths requiring consumers to have the means to get the vehicle. Those “means” include employment as well as an acceptable credit history required for approval.
7 Credit Card Tips For Smart Consumers
When shopping for a new credit card it is important to keep a few things in mind. Opening up a new account can affect your credit and how you manage that credit can impact your credit score.
How to Vanquish the Credit Card Debt Monster
Too many consumers are consumed by debt, usually credit card balances that never seem to go away.
How Helping Youngsters to Gain Financial Skills Will Help the Financial Economy
Tweet So what can be done to change this? With financial education due to become part of the national curriculum in 2014, it appears that the importance of teaching youngsters
What You Need to Know About Personal Loans
Sometimes you need to borrow money without a reason. Or at least a reason that your banker won’t care about.
