New technologies are out to stop identity theft. Smart phones and credit cards can now be linked together, so if they physically too far apart, you can be alerted.
We all carry credit cards and hope that our purse or wallet won’t be stolen with our cards. However, regardless of how careful you are about protecting your credit cards , you may find yourself on the receiving end of credit card theft.
FICO Score is another name for Credit Score. FICO used to be the abbreviated name of the firm the Fair Isaac Company. This firm focused on consumer credit history and other factors important to lenders.
Currently, a lot of Americans have bad credit. If this is your situation and you are hoping to buy a house at some point, you need to work on improving your credit score before getting a home loan.
Students who are off to college for their freshman year must know that colleges nowadays are the breeding ground of identity thieves as all students have access to smart phones, laptops and internet, it has become quite easy for these thieves to steal confidential information.
If you’re feeling overwhelmed by financial commitments and aren’t sure how to formulate a plan to get it under control, credit counseling can be a great way to take back the reins and get on the path to financial freedom.
>Virtually everyone has debt, whether it’s a mortgage, car payment, student loans, or credit card debt. But just because it’s omnipresent in American society does not mean that it has to be overwhelming or all-consuming.
Maxing out your credit card as you shop and paying bills late may seem like a harmless habit, but it is not. What’s the big deal if you pay late as long as you pay, right?
Universities are homes away from home for some of the brightest young people in the nation. They can also be home to some of the most ruthless and deceptive.
Becoming financially savvy in today’s credit driven world is critically important to your financial success. Understanding how our system of credit works, and how to build a financial well being are tools that will serve you for the rest of your life.
For years the most influential credit score ratings have come from three major companies: Experian, TransUnion and Equifax. They have been the main sources for lenders, when deciding who to lend money to and the terms in which the loans will be given.