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ID Theft

Protecting Yourself From Identity Theft in Social Media and Banking

Tweet Identity Theft In The 21st Century With computers controlling almost every aspect of our finances, ID theft is more apparent now than ever before. In the past, cash and

Credit Management Credit Reports

The Benefits of Having a Great FICO (Credit) Score

Tweet Why the FICO Score matters FICO Score is another name for Credit Score. FICO used to be the abbreviated name of the firm the Fair Isaac Company. This firm

Credit Cards ID Theft

Credit Card Fraud: How not to Become a Victim

Tweet What is credit and charge card fraud? It’s when a person uses your credit card without your permission. This can fall under many different methods as unscrupulous people find

Credit Management Featured

The Best Tactics for Rebuilding Your Credit in Preparation for Getting a Home Loan

Currently, a lot of Americans have bad credit. If this is your situation and you are hoping to buy a house at some point, you need to work on improving your credit score before getting a home loan.

Featured ID Theft

4 Practical Tips to Save Yourself From Identity Theft in College!

Students who are off to college for their freshman year must know that colleges nowadays are the breeding ground of identity thieves as all students have access to smart phones, laptops and internet, it has become quite easy for these thieves to steal confidential information.

Credit Management Featured

How Credit Counseling Can Build Your Path to Financial Freedom

If you’re feeling overwhelmed by financial commitments and aren’t sure how to formulate a plan to get it under control, credit counseling can be a great way to take back the reins and get on the path to financial freedom.

Credit Management

Creditors Tracking You Down? 5 Ways to Stay on Top of Your Finances

>Virtually everyone has debt, whether it’s a mortgage, car payment, student loans, or credit card debt. But just because it’s omnipresent in American society does not mean that it has to be overwhelming or all-consuming.

Credit Repair

The Lifestyle of Good Credit: 7 Ways to Repair your Credit

Maxing out your credit card as you shop and paying bills late may seem like a harmless habit, but it is not. What’s the big deal if you pay late as long as you pay, right?

ID Theft

Reasons To Protect Yourself From Identity Theft While in College

Universities are homes away from home for some of the brightest young people in the nation. They can also be home to some of the most ruthless and deceptive.

Credit Reports

Five Ways You can Become Financially Savvy

Becoming financially savvy in today’s credit driven world is critically important to your financial success. Understanding how our system of credit works, and how to build a financial well being are tools that will serve you for the rest of your life.

Credit Reports

Your Credit Score is What …?

Millions of people are struggling with bad credit. A poor credit score can negatively affect every aspect of your life, from getting a job to buying a new car.

Credit Management

VantageScore 3.0 Impacts Both Lenders and Borrowers

For years the most influential credit score ratings have come from three major companies: Experian, TransUnion and Equifax. They have been the main sources for lenders, when deciding who to lend money to and the terms in which the loans will be given.

Credit Management

Answering Your Credit Related FAQs

When it comes to understanding your credit score and credit report, there’s a lot of details to get straight from what financial factors contribute to your score to how to fix mistakes on your report.

Credit Management

Defining Credit Risk and How to Avoid Being Labeled As One

“Credit risk refers to the risk that a borrower will default on any type of debt by failing to make payments which it is obligated to do,” as defined by Wikipedia.

Credit Management

Credit Repair Attorney Considerations

You are in a heap of financial trouble and there is clearly no easy way out. One option is to file for personal bankruptcy, but this will leave your credit trashed and your good name tarnished.