Credit Management
3 Ways to Build Your Credit Score Without Using Your Credit Card
If you are looking to start build credit but do not want to get a credit card, do not give up just yet. There are many ways to build a credit without using a regular credit card.
Financial Credits: Working Towards Fixing Your Credit Score
Working towards fixing your financial credit score is a fantastic goal to start out the new year with. As I am sure you know, there are two parts to taking care of your credit.
How Can You Gain From Debt Counseling?
Debt counselors can help you get out of debt and understand how to accountably use credit and follow a household budget. Additionally, debt counselors can teach you how to maximize your net worth through asset building.
5 Dangerous Habits That Can Completely Ruin Your Credit
If you are trying to keep your financial life on track, it’s important to stay away from bad habits that could harm your credit rating.
7 Mistakes That can Bring Down Your Credit Score
Even if you don’t want to buy anything on credit in your entire life and believe in saving up and paying upfront, a good credit rating is still a must-have. Good credit will help you with a bunch of things, so it is important to avoid mistakes that will hurt this rating as much as possible.
How to Prevent Identity Theft: Don’t be a Victim! Here Are 8 Things You Must Know
It can happen to anyone, at anytime, and according to the FBI, roughly 10 million Americans fall victim every year. Identity theft is a serious threat with lasting consequences, and perpetrators are becoming increasingly savvy when it comes to stealing your personal information for their own nefarious gain.
New Technologies are Around for Preventing ID Theft
New technologies are out to stop identity theft. Smart phones and credit cards can now be linked together, so if they physically too far apart, you can be alerted.
Six Steps You Need To Take If Your Credit Card Has Been Stolen
We all carry credit cards and hope that our purse or wallet won’t be stolen with our cards. However, regardless of how careful you are about protecting your credit cards , you may find yourself on the receiving end of credit card theft.
Protect Your Finances From Fraud in 3 Steps
Over the last decade, identity theft and fraud has become one of the fastest growing crimes. In the U.S. alone, there are over 12 million fraud victims annually for a loss of more than 26 billion dollars, according to Statistic Brain.
Protecting Yourself From Identity Theft in Social Media and Banking
With computers controlling almost every aspect of our finances, ID theft is more apparent now than ever before.
The Benefits of Having a Great FICO (Credit) Score
FICO Score is another name for Credit Score. FICO used to be the abbreviated name of the firm the Fair Isaac Company. This firm focused on consumer credit history and other factors important to lenders.
Credit Card Fraud: How not to Become a Victim
What is credit and charge card fraud? It’s when a person uses your credit card without your permission.
The Best Tactics for Rebuilding Your Credit in Preparation for Getting a Home Loan
Currently, a lot of Americans have bad credit. If this is your situation and you are hoping to buy a house at some point, you need to work on improving your credit score before getting a home loan.
4 Practical Tips to Save Yourself From Identity Theft in College!
Students who are off to college for their freshman year must know that colleges nowadays are the breeding ground of identity thieves as all students have access to smart phones, laptops and internet, it has become quite easy for these thieves to steal confidential information.
How Credit Counseling Can Build Your Path to Financial Freedom
If you’re feeling overwhelmed by financial commitments and aren’t sure how to formulate a plan to get it under control, credit counseling can be a great way to take back the reins and get on the path to financial freedom.
