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Money Management

Why Young Graduates Need to Slash Their Bar Budget

Recent reports show Americans are spending more money than ever at bars on popular beverages like beer and wine (liquor, on the other hand, has actually lost bar market share in recent decades).

Investments

Four Reasons to Reconsider Selling Annuity Payments

Large chunks of money are very taunting – they’re sitting there, waiting for you to come get them. They have your name on them.

Retirement Planning

Finance Management Post Retirement: Is It That Easy?

You can jolly well manage your post retirement finances with the help of a little sagacity and diligence from your end.

Credit Cards

The Danger of Casually Using Your Credit Cards

In today’s fast-paced business and personal environments, there are definite dangers to casually using your credit cards.

Credit Cards

The Best Cash Back Credit Cards of Summer 2013

Summer is in full swing. That means millions of people across the country are going to make summer-related purchases such as airline tickets, gasoline, sporting equipment, barbecues, cold treats, and more.

Debt Management

Some Clarity on Your Debt-to-Income Ratio

Your debt-to-income ratio (DTI) is a measurement of your gross income compared against your total debt. It’s an important factor when you need to consider your financial options and for effective monitoring of your overall finances.

Travel Tips

UK Travel Tips – There’s more To the UK than London

When people from the rest of the world think about coming to the United Kingdom then the first thing they think of is almost bound to be visiting London.

Student Aid

3 Financial Aid Tips for Adults Going Back to College

A lot of people in today’s job market are heading back to college to further their educations in order to either preserve their current careers, move ahead in their careers or just learn new skills to support themselves after being laid off. You could be one of them.

Home Buying

5 Questions to Ask Before You Buy a Home

It’s a good time to buy a home; interest rates are low, the economy is improving, and home prices are beginning to pick up.

Budgeting

Read This if Your Bank Statement Makes You Cringe

Tweet The 2012 Bankrate Financial Security Index found that 49 percent of Americans have less than three months of total expenses put away in case of emergency.1 Further, 28 percent

College Planning

Money Saving Tips for College

Getting a college education is one of the most important investments you can make, but that doesn’t mean that you should take out loans to spend on whatever you want. The less debt you have at the end of your academic career, the better for your financial future.

Debt Management

How Helping Youngsters to Gain Financial Skills Will Help the Financial Economy

Tweet So what can be done to change this? With financial education due to become part of the national curriculum in 2014, it appears that the importance of teaching youngsters

Debt Management

Getting Out of Debt Through Debt Consolidation

Tweet School loans, car loans, and home mortgage, piling higher than your head. Getting out of it is harder, but one way to go about doing so is to consider

Credit Management

VantageScore 3.0 Impacts Both Lenders and Borrowers

For years the most influential credit score ratings have come from three major companies: Experian, TransUnion and Equifax. They have been the main sources for lenders, when deciding who to lend money to and the terms in which the loans will be given.

Credit Cards

Are No Annual Fee Credit Cards Always the Right Way to Go?

When given the option, most of us would opt for something that’s free rather than something we have to pay for. “The best things in life are free,” right?