Tag "FTC"
What You Need to Know About Debt Collector Tactics
If you owe a debt and have fallen behind on your payments, you may find that a debt collector has been enlisted in a bid to collect what is owed. Your creditor may turn to a collector if its own efforts have failed, a common practice with unsecured debt such as credit card accounts and other consumer accounts.
What Your Credit Agency May Promise You
Tweet When bad credit comes a-calling, you may find yourself tempted to employ the services of a credit repair agency to remedy your problems. Certainly, some credit repair agencies are
Your Bad Credit and How to Make Repairs
If your credit reports are bad, then you know that the information contained within each one can keep you from obtaining new credit, or from getting the utilities at your new apartment turned on, or even cause you to lose out on employment.
How to Report ATM Fraud
Tweet You have been scammed and your personal identity is at risk — here is what to do about it. 1. Contact your bank. Even if your bank alerted you
How to Choose the Right Credit Card
Tweet If you’re not shopping for a new credit card, then immediately take your offer and put it through the shredder. Don’t throw it in the trash — someone might
How to Extend the Life of Your Car
Tweet Car saving tips for the vehicle you love. With cars now so expensive, doesn’t it make sense to find ways to extend the life of your car? Even if
How to Raise Your Credit Score Quickly
Your credit score is a three-digit number used by creditors to determine if you are “worthy” to get a loan or to be extended a line of credit such as a credit card or home equity line.
Debt Collector Blues? Know Your Rights!
Tweet You owe money to a creditor and the heat is on. The debt collector heat, that is. There is no escaping someone who is intent on collecting what you
Know Your Consumer Financial Rights
Tweet An informed consumer is a wise consumer, but many Americans are not simply uninformed, rather they are misinformed when it comes to their financial rights. That is almost to
Skip The Gift Cards This Holiday Season!
Tweet Its Christmas morning and you’re opening up one of your smaller gift boxes and quickly come upon a gift card which can be used only at a favorite retail
FTC Reveals Current Sweepstakes Scams
Tweet Con artists are always at work, coming up with ways to get people to part with their money. Some scams are small, involving the selling of a product that
They Messed Up My Credit Report!
Tweet You’ve decided to go ahead with an important consumer purchase, perhaps that new car you always wanted even a vacation home and you receive a nasty piece of information
I.D. Theft Remains #1 Consumer Complaint
Tweet What was the chief complaint received by the Federal Trade Commission (FTC) in 2007? If you guessed “identity theft” then you answered correctly. Last year, the FTC tallied more
Misleading GM Ad Spurs Controversy
Tweet General Motors is making a big deal about its recent repayment of loans to the American and Canadian governments, claiming that the money the automaker borrowed in 2009 has