Tag "finances"

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Retirement

The Where and the How of Senior Discounts

The later years of your life should be enjoyable as well as comfortable. For many seniors, however, funds are tight and their health is on the decline.

Business Services

Working Capital Challenges and Your Small Business

Why is it so difficult for small businesses to raise capital? There are a number of reasons including an unproven business model, a sketchy business plan, a lack of personal capital, and the simple fact that a significant number of new businesses fail.

Small Business

7 Reasons Why Your Business is Not Making Money

Your business is struggling and it continues to struggle with not enough money coming in each week or month to pay your bills. Stay on that path long enough and you’ll soon find your business will have to shut down.

Money Management

10 Money-Saving Tips for Senior Citizens

Several years of economic austerity have taken its toll on America’s seniors. These are individuals that typically live on a fixed income and must keep their costs under control.

Money Management

7 Financial Tips for Young Adults

Young people are facing a world where uncertainty is the only certainty that they have. Long gone are the days of company loyal and with it the pension plans, benefits and increased upward mobility.

Consumer Financing

How to Avoid Compulsive Spending This Christmas

The weather outside is frightful. That’s all the more reason to hit the mall, right? Well, not if you have difficulty controlling your spending. Or perhaps you lack control completely.

Consumer Financing

What You Need to Know About Credit This Christmas

Christmas is certainly a most joyful time of the year, with the advent season providing weeks of enjoyment before the big day arrives. And on through New Year’s Day the merriment continues until early in Jan. when the first of your credit card bills arrive.

Small Business

Your Year End Business Check Up

With just weeks left in the year, businesses will soon close the books on another business year. But before the calendar flips over, you’ll want to ensure that several matters including tax issues are addressed well before then.

Consumer Tips

Short on Funds? Just Barter It!

There is a separate, but legal economy at work in America today. It is known as bartering where goods and services are traded with no cash exchanged.

Credit Cards

5 Bad Credit Cards to Avoid

You are shopping for a new credit card, wanting one that will allow you to keep track of your expenses and perhaps offer you an incentive such as cash back on your purchases.

Business Services

Reliable Sources for Small Business Loans

Managing a small business means keeping a careful eye on your cash flow. In an ideal world, you would get paid when the money is due to arrive, but we all know that consistent and timely payments cannot always be expected or depended on.

Consumer Tips

Can You Pay Off Debt Without Money?

If you have a mountain of debt, you know that it may take years if not the better part of a decade to get out of debt.

Small Business

About Fixed Rate Secured Loans for Businesses

If you need to borrow money for your business, a fixed rate secured loan may provide you with the best borrowing option.

Consumer Financing

How to Improve Your Bad Credit Score

Your credit score can make or break you, denying you new credit and even keeping you from getting that new job.