Retirement
Things Older Adults Should Be Careful of in Their Own Home
If you plan on living alone as you get older, there are some problems that can occur within your home that you should be aware of. We cover the main ones here.
4 Times When You Definitely Should Use Social Security Benefits
Social Security benefits are available to most Americans who reach a certain age or are unable to work because of a physical or mental impairment.
Retirement Planning – What Options Do You Have?
“Have you had a retirement wake up call?” Mary Hunt asks in one of her latest books. She sites a 2016 survey that found that around 94% of women of all ages don’t feel confident and educated enough to reach their retirement saving goals.
Retirement Saving Guideline for Over 55s
Roughly a year ago in September 2016, the Financial Times reported that the USA is heading towards a pensions’ crisis. The report indicated that approximately 45% of working-age households were without retirement funding.
Lump Sum or Monthly Pension: Which one is Best?
Companies have adopted different ways of giving pensions to their employees after they retire. The two main options are having a lump sum amount or getting a monthly pension.
To Accept or Decline an Early Retirement Benefit Buyout?
Corporate downsizing has become a pretty common trend in the modern business world. Sadly, such strategies leave employees jobless with little or no cash to start over.
4 Useful Tips on How to Boost Retirement Savings
When planning for retirement, an individual will be better off if he or she starts saving and investing early. This is due to the power of compound interest. Even if someone started saving late or is yet to begin, they are not alone.
4 Pertinent Questions that You Should Ask Yourself to Select a Great Retirement Plan
The majority of the Americans are worried about how much money they will have when they reach retirement. You may have a high income now but your present savings will not last long if you do not have a robust retirement plan in place.
Financial Planning Tips for the Newly Retired
Most people work for their entire life and keep saving money for the retirement. Once a person retires, he has no other source of regular income and thus he has to depend entirely on the savings.
Advice for Caregivers: How to Help a Loved One Come to Terms with Moving to Assisted Living
Before a fall sealed the deal, my husband had been trying to get his dad to move into assisted living for a couple of years. Though my father-in-law’s mind was strong, his mobility had really started to decline. Then, he suffered a serious fall, and we knew we couldn’t wait any longer to help him make the move.
Tips for Ensuring Your Retirement Fund Doesn’t Expire Before You Do
When it comes time to retire, no one wants to worry about their finances as they make the transition to a fixed income.
Tips on Transferring Funds From a Retirement Account to an IRA
You have just left your most recent job and have started work elsewhere. Those years spent with your previous employer were highly beneficial, enabling you to rise through the ranks and enjoy a greater salary as you moved up.
Roth IRA: Retirement Planning Essentials
Considering your retirement needs, are you well situated for your golden years? A lot of us are not, quite frankly.
The Where and the How of Senior Discounts
The later years of your life should be enjoyable as well as comfortable. For many seniors, however, funds are tight and their health is on the decline.
Retire Early: You Can Make it Happen
It can happen. You can leave your career, retire, and enjoy a number of good years before you shed this mortal coil. A lot of Americans work past the “normal” retirement age of 65, either because they must or perhaps because they want to. Others leave early because of health matters.
