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Credit Cards

Credit Card Consolidation Options For You

Tweet If you owe money on various credit cards, then credit card consolidation can work for you. You may not be able to wipe out all of your debt at

Consumer Financing Credit Cards Education Tips

Should You Consider A Debt Consolidation Loan?

Tweet With the financial markets having basically collapsed and with personal credit tighter than it has been for years, thinking about a debt consolidation loan seems like sheer lunacy to

Credit Cards Debt Management Money News

Debit Card Usage Increases, Credit Card Usage Decreases

Tweet Consumer, media and market research firm Mintel recently confirmed what some analysts have been suspecting: America’s love affair with credit cards is on the decline. Instead, consumers are being

Credit Reports

Credit Report Errors? You Can Fix Them Yourself!

Tweet If you’ve recently received a copy of your credit report from either Experian, Equifax, or TransUnion (the three major credit reporting agencies) you might be surprised by just how

Commentary

Why Your Local Business Closed Shop

Tweet Two years ago we purchased a pair of well made bicycles for our children, choosing to give our business to a local bike shop. Previously, we had made the

Home Financing

Your Mortgage Options? Never Better!

Tweet My, oh my how quickly things can change. No, the economy is still in the doldrums and with Congress and our new president on an unprecedented spending spree, there

Consumer Financing Credit Cards Education Tips

Does Your Credit Card Issuer Want A Divorce?

Tweet Here’s something new: The Wall Street Journal (WSJ) published an article in yesterday’s edition titled, “AmEx Encourages Cardholders to Leave,” where they reported that American Express was offering select

Debt Management

Contemplating Bankruptcy? Don’t Do It!

Tweet These are stressful times for many consumers who are finding it difficult to keep up with their bills and manage their debt. For some, the only way out could

Credit Reports

Your FICO Score Gets A Makeover

Tweet Your Credit Score, Courtesy of Fair Isaac Another certainty in this life, at least to for the American consumer, is their credit score – what is known as a

Consumer Financing Credit Cards Education Tips Money News Property Taxes

Property Values Plunge Yet Property Taxes Are Increasing

Tweet 2008 will go down as a year of contrasts. By late Spring gas prices began to surge eventually topping $4 per gallon by summer. Later in the fall, gas

Home Buying Home Financing

Home Mortgage Rates Expected To Drop Below 5% Soon

Tweet Very good news in the form of lower home loan rates is beginning to unfold across the nation. After peaking just above 6% in Spring 2008, rates are currently

Consumer Financing Credit Reports Education Tips

Fair Isaac and Your Credit Score

Tweet A new year means you should keep tabs on your credit history (reports and scores). As the new year unfolds, they’ll be many things on your mind. Will the

Consumer Financing Credit Cards Education Tips

My Credit Card Was Canceled Without My Authorization!

Tweet You signed up for a credit card earlier in the year and have used it on a fairly regular basis. It has come in handy as you’ve used it

Consumer Financing Credit Cards Credit Reports Debt Management Education Tips

Debt Solutions, Recession Style

Tweet We’re in a recession, we’re not in a recession. Depending on who you listen to and what barometer of measurement they use, we’ve either been in a recession since

Education Tips

Helpful Tips To Keep Your Budget In Order

Tweet With the credit crunch upon us and who knows what else is lurking just beyond the horizon, lots of people are carefully watching their dollars, trying to stretch what