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Credit Cards

7 Credit Card Tips For Smart Consumers

When shopping for a new credit card it is important to keep a few things in mind. Opening up a new account can affect your credit and how you manage that credit can impact your credit score.

Autos Express

Family Fleet: Average Car Age is 11.4 Years Says Polk

While consumers continue to flock to new car dealer showrooms to view and purchase new vehicles, the average age of cars on the road continues to increase.

Small Business

Loan Criteria for Small Businesses

Qualifying for a small business loan can present a challenge for the emerging enterprise, but it is entirely possible that if you are organized and make a case that you can receive approval.

Loans

Smart Ways to Obtain a Loan

Consumers seeking to borrow money can turn to a bank or a credit union for a loan. To quality for a loan you must meet certain lending parameters and have the means to pay back what you have borrowed.

Small Business

How to Approach Investors for Financial Backing

If you have a business idea that you want to launch, but lack the capital to start your endeavor, you can approach investors for support.

Credit Cards

The Danger of Casually Using Your Credit Cards

In today’s fast-paced business and personal environments, there are definite dangers to casually using your credit cards.

Insurance

How to Shop for Home Insurance

If you have not shopped around for home insurance in some time, you may find that better deals await you elsewhere. Certainly, your current insurer may want to keep your business, but with double-digit rate increases in some areas it pays to shop around.

Home Tips

7 Energy Savings Strategies for Every Homeowner

Have you looked at your electrical bill lately? If so, it may have made a spike especially as summer approaches.

Small Business

Small Business Recruitment Tips & Tricks

Let’s face it: as a small business operator you cannot compete against large corporations for talent. At least not in the same way that large businesses compete, especially on salary.

Credit Cards

The Best Cash Back Credit Cards of Summer 2013

Summer is in full swing. That means millions of people across the country are going to make summer-related purchases such as airline tickets, gasoline, sporting equipment, barbecues, cold treats, and more.

Credit Cards

Credit Card Application Made Easy

You can apply for a credit card online and receive a decision is as little as 60 seconds. At least that is the contention of some credit card providers, including those that have streamlined the application process in recent years.

Debt Management

Some Clarity on Your Debt-to-Income Ratio

Your debt-to-income ratio (DTI) is a measurement of your gross income compared against your total debt. It’s an important factor when you need to consider your financial options and for effective monitoring of your overall finances.

Education Tips

How to Curtail Your Dental Expenses

Visits to the dentist can set you back several hundred dollars for just an oral exam and a cleaning. Have two or three cavities filled or seek out other work beyond the basics and your bill can easily top $1,000.

Small Business

How to Start a New Business With $20 or Less

It can cost at least $250,000 to launch a franchised business, but there are some business models that can be started with little to no cash.