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There are two ways to repair your damaged credit. One way involves employing suspect methods where you attempt to convince creditors that you deserve a better rating, while the other way involves a concerted and long-term initiative to enhance your credit standing.
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As explained by the SEC, a promissory note is a debt obligation, one that is similar to an IOU or a loan. Promissory notes are sometimes used as a fund-raising tool by companies, as a way to attract investors, individuals that may receive a periodic payout for offering a note.
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