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You Can Raise Your FICO Credit Score!

Tweet FICO, which stands for Fair Isaac Corporation, is a term which describes your personal credit score. That score is used by lenders who will determine if you qualify for

Home Buying

Exercise Due Diligence When Buying A Home At Auction

Tweet Earlier this month SayEducate explored the growing trend where buyers are choosing foreclosed homes as one way to enter the housing market or to get a second home for

Credit Cards Money Management

Why You Should Refuse To Cosign A Loan

Tweet Your adult offspring may come to you asking you to co-sign their loan. As a parent, you want to do what you can to help your children succeed, and

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The 4 Elements Of Your Mortgage Loan

Tweet Your home loan consists of four elements, two that you are probably aware of, and those are the principal and interest. Two additional elements, taxes and insurance, must also

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Refinancing Precautions Consumers Should Consider

Tweet If you’re considering refinancing your home, you’re not alone. Some homeowners are scrambling to beat a pending mortgage reset while others are simply wanting to find a better deal.

Home Financing

Surprise: Consumers Voice Satisfaction With Home Equity Line of Credit/Loan Origination

Tweet J.D. Power and Associates, a global marketing information services company says that despite an economy affected by a stagnant housing market, decreasing home values and upheaval among lenders, overall

Home Financing Money Management

Pre-approved Beats Pre-qualified Every Time!

Tweet If you are looking to buy a home there are three different ways that you can show the seller you are ready to buy. Unfortunately, two of those are

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Buying Your Pre-Construction Condo

Tweet In some areas of the country, the condominium market has crashed as a huge surplus of defaulted or unsold homes has wreaked havoc on the market. One market that

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Lease Options Leading To Home Ownership

Tweet Most certainly, the national real estate landscape has quieted, with home prices and sales down over the past year. Even with the reduced mortgage rates, many people will find

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Should You Simply Walk Away From Your Mortgage?

Tweet You are behind on your mortgage payments and are struggling to keep up with your credit card and car payments. Food and gas have gone up in price and

Money Management

Managing Your Money, Sensibly

Tweet The current credit crunch and subprime mortgage lending mess has a lot of consumers concerned, with some hoping that the federal government’s economic stimulus package will give the economy

Home Buying

7 Steps for Buying a Home: Negotiating the Home Buying Offer

Tweet You found the home you want and now comes the third step in the home buying process: negotiating the price you will pay for the home. Certainly, meeting the

Home Buying

7 Steps for Buying a Home: Finding and Working with an Agent

Tweet There are all kinds of people out there who are willing to sell you your next home. Brokers, licensed realtors, a homeowner, your neighbor, or a friend are points

Home Buying

7 Steps for Buying a Home: Searching Homes

Tweet You’ve got the cash for a down payment and you making monthly mortgage payments is something you can handle. With housing prices depressed, now could be a terrific time