Tag "loan"
What Is a Loan Modifications and How Can You Use It to Your Advantage
A loan modification is a means of modifying the terms of your mortgage so that it better suits your current budget and financial situation. It can be an effective way to avoid foreclosure and keep your home.
How to Manage Finances When You Own a New Business
The financial decisions made as a new business determine its survival in its first year. Managing finances is a challenging task, and business owners need to acquire financial skills to create good financial habits.
Top 6 Hacks for Solving Your Cash Flow Problem
Having money on paper and having actual funds that you can dip into to cover the needs of your business is what makes the difference between success and failure. The problem lies in the fact that a lot of first-time entrepreneurs remain completely oblivious to just how big a problem this is before it becomes too late.
How to Choose the Best Loan for Your Company
Small businesses require loans in order to buy all the equipment and infrastructure on which companies are based. A lot of business owners dread taking out a loan because it’s a long-term commitment that can sometimes outlast the company itself.
Smart Borrowing: 3 Things To Consider Before Getting Any Loan
When you need money, whether you want to use it to finance a purchase, consolidate your debt, or something else entirely, a loan is a popular choice.
4 Important Tips to Consider When Availing a Loan Against Property
Typically, the financial institutions lend about 60 to 70% of the property value.
How to Manage Your Bad Credit Like a Boss
The best thing you can do when you have a bad credit is try to move forward. And what exactly is a bad credit?
Five Key Considerations When Sourcing for a Loan Facility
In today’s world, the multiplicity of needs competing for the increasingly scarce resources makes it almost inevitable that everyone will require a loan facility at one point or another.
Steps to Acquire a Small Business Disaster Loan
When a disaster hits, residential, commercial and retail properties alike may be damaged or destroyed. If you own a small business your company may have been affected.
How to Write a Personal Loan Agreement
A family member or a friend has asked to borrow money from you and you have agreed. While a verbal agreement can work between people that know each other, a written personal loan agreement can eliminate misunderstandings.
What You Need to Know About Peer-to-Peer Lending
Peer-to-peer lending is an alternative financial service that brings lenders and borrowers together. Typically using an online platform to move funds, monies are leant from one or more members to other members to support a proposed initiative.
The Key Components of a Promissory Note
As explained by the SEC, a promissory note is a debt obligation, one that is similar to an IOU or a loan. Promissory notes are sometimes used as a fund-raising tool by companies, as a way to attract investors, individuals that may receive a periodic payout for offering a note.
How to Calculate Your Monthly Loan Payments
Tweet Can you really afford that loan? That amount will become part of your budget, a figure that will help you determine whether you can afford the loan or not.
Why You Should Refuse To Cosign A Loan
Tweet Your adult offspring may come to you asking you to co-sign their loan. As a parent, you want to do what you can to help your children succeed, and
