Tag "credit"

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Business Services

Credit Card Processing Services: How it Works

If you accept credit cards, you’re working with a processing service to ensure that the consumer or client’s account is charged and that you receive your payment.

Business Management

Business Auto Loans: The Essentials

If you own a business and you need a car to conduct your work, there are lenders that would gladly consider your loan application.

Consumer Tips

How to Kill Zombie Debt

Some debt never seems to die. Or at least no one has “told” that debt that it is long dead. From the tales of the undead comes zombie debt, what represents very old and uncollected debt that companies may have given up on collecting.

Consumer Tips

What You Need to Know About Debt Collector Tactics

If you owe a debt and have fallen behind on your payments, you may find that a debt collector has been enlisted in a bid to collect what is owed. Your creditor may turn to a collector if its own efforts have failed, a common practice with unsecured debt such as credit card accounts and other consumer accounts.

Consumer Tips

7 Tips for Reducing Credit Card Debt This Year

More than five years have passed since the economy tanked and credit is once again easy to get and just as easy to abuse. What is not so easy is getting out of debt, especially for consumers with restricted income and the attendant limited options.

Consumer Financing

How to Avoid Compulsive Spending This Christmas

The weather outside is frightful. That’s all the more reason to hit the mall, right? Well, not if you have difficulty controlling your spending. Or perhaps you lack control completely.

Consumer Financing

What You Need to Know About Credit This Christmas

Christmas is certainly a most joyful time of the year, with the advent season providing weeks of enjoyment before the big day arrives. And on through New Year’s Day the merriment continues until early in Jan. when the first of your credit card bills arrive.

Consumer Tips

5 Wise Consumer Tips for the Holiday Season

With the holiday season fast approaching, consumers will find bargains on nearly everything. Stiff competition among brick and mortar and online retailers has made price-cutting a ‘year round endeavor.

Loans

How Payday Loans Work

Tweet Consumers in need of quick cash may find that their borrowing options are limited if available at all. In recent years payday loans have provided funding for cash-strapped consumers,

Credit Cards

7 Credit Card Tips For Smart Consumers

When shopping for a new credit card it is important to keep a few things in mind. Opening up a new account can affect your credit and how you manage that credit can impact your credit score.

Loans

What You Need to Know About Personal Loans

Sometimes you need to borrow money without a reason. Or at least a reason that your banker won’t care about.

Loans

About Personal Cash Advance Loans

Personal cash advance loans are for consumers who need quick cash and do not have the time to visit their bank for a loan that could take days to be approved. In many cases, such loans are popular with people whose rent is due the next day or are in need of responding to some sort of emergency right away.

Small Business

On the Money: Small Business Marketing Savings

It is a problem that all small businesses face: how best to allocate limited marketing funds in a bid to raise product awareness and drive in new business.

Credit Reports

Ten Ways You Can Destroy Your Credit

Tweet Consider the number of articles and news stories online and in print about how and why Americans need to invest for retirement and increase their personal savings. Even with

Autos Express

How to Get Out of a Car Lease

Tweet Suddenly, your transportation needs will change and your once beloved coupe will need to be replaced with something more practical such as a minivan or a crossover SUV. But,