Bankruptcy is just one option out of several debt relief options. Some consumers choose bankruptcy the moment they start having problems with debt.
Everyone’s worst financial nightmare is that they are going to spiral out of control to the point where they have to file for bankruptcy.
If you are thinking about filing for bankruptcy, you need to be sure you file the right kind. Not all bankruptcy is the same, and the conditions that you go through vary with each.
It is a given that you’ll have enough money on hand to pay your income taxes, right? Try telling that to struggling freelancers and small business operators who find themselves pinched when quarterly taxes are due or when the year-end taxes are filed.