Posts From Krayton M Davis
Weekly Tip Mar 06: Money Savings Tips
Saving money in a bank account is one way to create wealth, but in these days of furloughs, cut backs, debt problems and excessive national spending, consumers need to come up with some other ways to help save cash.
Weekly Tip Feb 21: Money Saving Tips: Auto Insurance
One area that consumers should consider when making any new car purchase is car insurance. You could end up paying thousands of dollars extra over the next five years in elevated insurance premiums.
Weekly Tip Feb 14: What To Do For Valentines?
How about planning some future travel together … over a nice Valentines treat. It doesn’t need to be something expensive. But some place that perfect for the two of you.
Weekly Tip Feb 07: Credit Card Use Decreasing?
Consumer, media and market research firm Mintel recently confirmed what some analysts have been suspecting: America’s love affair with credit cards is on the decline. Instead, consumers are being a lot more careful with their spending, choosing to use a debit card to make many of their purchases.
Weekly Tip Jan 31: High Bank Fees and What to Do …
Banking fees have been climbing at an alarming rate over the years. These days, it is common to learn about a bank charging $36 for one returned check, $25 for a money transfer, $150 for a consumer loan application, and $10 per month for checking.
Weekly Tip Jan 17: Pending Foreclosure? Take Action …
Tweet If you have fallen behind on your mortgage, then you know red flags are popping up everywhere. Sometimes falling behind a mortgage just can’t be avoided. The loss of
Weekly Tip Jan 10: Re-Establish Your Credit
Tweet With all of the holiday spending and past credit crunches, your credit may have taken a beating. Running your credit card to the maximum limit, making applications for consumer
Weekly Tip Jan 03: Starting 2016 – Let’s Make It a Success
Tweet What can we do to help achieve your 2016 goals and plans? Perhaps you are looking for a better career. Now is the time to find something more rewarding
Weekly Tip Dec 20: Tax (or Fees) Increase?
Tweet You need to protect your income. So starting your own home business and setting it up as a S-Corp can help reduce your taxes (see your tax advisor for
Weekly Tip Dec 13: Time to Refinance Your Home
Home buyers and current owners who want to refinance their homes should take note of a critical line that was recently crossed – the interest rate crossed the 4.0% level before inching back down.
Weekly Tip for Dec 06: What About Your FICO Score
Your FICO score is used by lenders to determine whether you will receive credit and, if so, at what interest rate and terms. The higher your score, the better the rate and terms.
Weekly Tip for Nov 29: Watch Your Spending this Holiday
Tweet Credit cards are easy to use – you just flip it out, swap it through the terminal, and then walk out of the retail operation not worrying about a
Weekly Tip for Nov 22: So You Have Bad Credit … What Now?
If your credit report has been slammed by past performances, you can still get back to normal. It will take time and an improvement on how you manage your finances.
Weekly Tip for Nov 15: Protecting Yourself From Identity Theft
Tweet Banks and lenders use this ratio to to approve an applicant for financing. But whether or not you intend to borrow money, you run the risk of holding too
Top Business Tips: How to Avoid Boss Stresses
You know that old cliché about spinning plates? Imagine they had motorized stems that flung plates from them like volatile Frisbees. To keep the game in motion, you’d have to catch the plates and chuck them back on their stems in seconds.
