Workplace Injuries: How to Make Sure You Recover Financially

Workplace Injuries: How to Make Sure You Recover Financially
  • Opening Intro -

    Workplace injuries are one of the most common reasons why people become disabled.

    When a person is injured on the job, the employee ends up having to pay for at least 50 percent of the associated costs.

-------------------------------------

This puts a terrible financial burden on a family. If you’ve recently experienced an on-the-job injury, not only could your health and well-being suffer, but so could your finances. Here are some tips on how to make sure you recover financially after a workplace injury.

Hire an Attorney

One of the first things you should consider doing is hiring an attorney. According to Oaks Law Firm, a group of San Bernadino attorneys that specialize in personal injury cases, as distressing as it may sound, the possibilities for personal injury are virtually limitless. Because they are limitless, you want someone in your corner that can help you keep your ducks in a row and make sure you get the compensation you deserve.

Keep Accurate Records

It’s important for you to keep accurate records of everything related to your workplace injury.

This includes witness names, the circumstances of the injury, what your actions were, the condition of the work environment, and whether or not any requests or safety reports you made to your employer were ignored.

Keep precise records of all appointments, treatments, procedures, and expenses you incur.

Collect Supporting Evidence Immediately

In the immediate aftermath of an on-the-job injury, you might not be able to take pictures of the work area or yourself. However, it’s important for you to collect as much evidence as possible in order to support your workplace injury claim.

If you are taken to the hospital by an ambulance, the emergency room physicians may take images to document your injuries.

If possible, try to remember who may have witnessed your injury. Many workplaces have cameras. If you believe that a camera could have recorded your injury, contact an attorney. The attorney can subpoena the evidence and make sure that it isn’t destroyed.

Follow All Doctor Recommendations

When you’ve been injured on the job, make sure that you follow all doctor recommendations. If your surgeon tells you to go to physical therapy for six months, make sure you don’t miss a single appointment.

Your follow-through on all medical care, prescriptions, and follow-up visits could make a difference in the amount of compensation that you receive in a negotiation or settlement with your employer.

If you don’t follow through with what your care team tells you to do, the insurance companies might assume that your injuries aren’t that bad. This could end up affecting your physical and financial recovery.

File Paperwork and Claims on Time

If your job qualifies you for worker’s compensation, make sure you file your paperwork and claims on time. There are time limits that you and your employer have for submitting information to the worker’s compensation insurance fund.

Your employer is obligated to report all workplace injuries, and the timeline for doing so is brief. You must also notify your employer and the worker’s compensation insurance agency in writing about your injury.

Failure to do so could disqualify you from some forms of compensation. If your injury is so severe that you can’t file your claim within the guidelines, an attorney can help.

Consider Ongoing Health Treatments

Even after broken bones and soft tissue injuries heal, you could still have ongoing expenses. After an amputation, you may need a series of artificial limbs or mobility devices. If you had an eye injury, you might need ongoing therapy and costly glasses.

other valuable tips:

The trauma of a workplace injury could cause the need for therapy or counseling for many years after the event. By hiring an attorney who can handle workplace injury cases, you can rest assured knowing that your settlement will take into account your future medical and mental health expenses.

Don’t Forget the Impact on Your Family

According to the Laborers’ Health & Safety Fund of North America, a worker’s on-the-job injury causes a considerable amount of stress on their family. Family members experience a 34 percent increase in fractures, sprains, and joint dislocations in the three months after the workplace injury.

The family members could be getting hurt by providing physical care for their injured loved one or by taking on extra household tasks that they don’t normally do.

After a workplace injury, your primary focus should be on your physical and mental recovery. Hiring an attorney allows you to place all of your efforts on your health and well-being.

The attorney will handle all of the legal aspects, negotiations, and settlements. Working with an attorney to handle your financial recovery provides you with peace of mind and a reduction of your stress.

Image Credit: workplace injuries by Pixabay

end of post … please share it!

Consumer Tips reference:

GUIDE: establishing good credit

-------------------------------------------------------------------------------------------------------------

end of post idea

-------------------------------------------------------------------------------------------------------------

Helpful article? Leave us a quick comment below.
And please give this article a rating and/or share it within your social networks.

facebook linkedin pinterest

Amazon Affiliate Disclosure: SayEducate.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. The commission earnings are used to defray our cost of operation.

View our FTC Disclosure for other affiliate information.

Categories: Health Tips

About Author

SayEducate Admin

From the administrative staff at SayEducate.com. We hope you enjoy this managing your money and finances BLOG-magazine. Please forward any suggestions or comments regarding the posting or other elements of our site. Thank you.

Write a Comment

<

Time limit is exhausted. Please reload CAPTCHA.

This site uses Akismet to reduce spam. Learn how your comment data is processed.