Continental Voyager: 5 Financial Hacks for Traveling Overseas

Continental Voyager: 5 Financial Hacks for Traveling Overseas
  • Opening Intro -

    In your travels overseas whether for business or leisure, financial planning will be important.

    Assuming your travel is frugal, like you are on this shoestring budget, it is imperative that you consider some creative financial hacks to help you save money.


They will enable you to save a buck here and there. You will greatly improve your experience because you will have more disposable cash to do more, or to make more memories.

Plan your trip

You may be familiar with spur-of-the-moment travels, right? Do you recall how much more they cost? Think about airline tickets, for instance. If you buy your ticket well in advance, it will cost you a lot less. Consider the time of year if you are planning on a vacation. Traveling offseason will not only be cheaper, it may also allow you to stay at five star hotels at negotiated rates. During the offseason, hotels are desperate for guests, and this is the time to take full advantage of the super bargains and offers.

Now that you are traveling overseas, you may want to think about the exchange rates. Your money will stretch more in some countries than in others. Look at the places to stay in London or wherever your destination is and go for the options such as guest houses, motels, hostels, bed and breakfast. They cost a lot less than lodging in hotels.

Plan for the unexpected

Life just likes to spring up surprises. Be prepared. Provide for a financial wiggle space in your budget. Picture the travel delay that would have you stay a day or two more. How about the need to buy holdover clothing because your luggage is lost? You will surely need some extra money on hand to sort out those “little foxes” so they don’t screw up your fun.

Involve the whole family

Assuming you are saving money towards a family travel overseas, make it a family affair. Let your kids contribute to the budget. Reduce their every-Friday-dinner-out to an every other Friday dinner out. Put the savings in the vacation budget. In a small way, it will help revamp the budget. And while you’re at it, you will be teaching your kids some financial responsibility.

Foreign currency

It is best to use cash as opposed to credit card so as to save on the high card charges. Banks not only charge you for the use of the card, but also for converting your money into the currency of your destination. To swipe is not that convenient after all. It stifles your budget.

You will need to change your currency to the one for the country you are visiting. You can choose to exchange from the licensed bureaus in town as opposed to banks and at the airports. Bureaus generally give better rates. You will note that changing currency at the airport is more expensive because of the convenience and the demand. That is a cost you can avoid.

It is important that you change back any unused foreign currency into your local cash at the airport, because not all foreign currencies are readily convertible at the local banks or bureaus. You don’t want to be left holding cash that you can only keep as a souvenir.

There is a caution though. Do not cash in all your foreign currency before arriving to your destination. You may want to buy that last minute gift or a snack and you will be stuck with a wrong currency.

Stand-by flights

As far as practicable, aim to travel stand-by if you are eligible. Traveling stand-by means boarding a plane for which you do not have a reservation. This means you travel free of charge. It is allowed for airline employees and their dependents, or discretional “buddy passes.”

As we have explored above, there are a myriad of hacks to help you in financial planning while traveling abroad. Feel free to incorporate some or all of them and make your trip more memorable.

Consumer Tip reference:

TIPS: travel guides

SaleBestseller No. 1
Fodor's Essential New Zealand (Full-color Travel Guide)
  • Fodor's Travel Guides
  • Publisher: Fodor's Travel
  • Edition no. 2 (07/16/2019)

Last update on 2020-03-19 / Affiliate links / Images from Amazon Product Advertising API


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