Money-Making Tips to Offset your Mortgage

Money-Making Tips to Offset your Mortgage
  • Opening Intro -

    If you’re a homeowner, you’re no stranger to that cringe-worthy monthly bill—your mortgage.

    Some seasons are more prosperous than others, but sometimes, unexpected bills hit all at once.


At Modernize, we know how wonderful, and sometimes expensive, it is to own a home. Here’s how you can offset the burden of your mortgage by making some extra money.

Host Travelers


Have you ever heard someone say, “I would love to travel, but it’s just too expensive.” Maybe you’ve said the same thing a time or two. Programs like Airbnb accommodate travelers for less than hotels, which explains their increase in popularity. Hosting travelers in your spare bedroom or guest house not only introduces you to new and interesting people you wouldn’t have met otherwise—it brings in additional income, too.

To sign up for hosting, you just have to list your residence, take photos, and write a description. Browsers have many options, so write to sell and make your home shine. Ensure that your space is clean and organized with a stock of basic supplies, and take quality photos. You’ll set your own price, so how much you make depends on your rate and how often you host.

You can set your own rules for who is allowed to book your space and when. That means you’ll be able to sort through guests whose lifestyles don’t mesh well with your own. The website allows you to speak to your guests, plan for a check-in, go over the basics, and receive payment before your guests arrive.

Care for Children and Pets


Have an extra-loving heart? Earn extra money through websites like Rover and is a hub for babysitters, housekeepers, petsitters, and more. You can sign up as a caregiver, set your rate, describe your qualifications, and submit a background check. You’ll be able to view a forum of jobs and contact families who need some extra help.

Rover is a similar site for dog boarding, doggy daycare, dog walking, and house sitting. Busy families or those who work or travel often need someone reliable to care for their pets. You can choose your own schedule and rates, so your financial future is in your own hands!

Work From Home


You may not have time to pick up a second job, but if you’re an artist, graphic designer, vintage items collector, or crafter, you can launch your own shop through Etsy. This handmade marketplace is a popular website where buyers go to find unique items, gifts, and keepsakes. You’ll just pay a small fee to post listings, and Etsy will receive a small percentage of your sale. There are certain rules to adhere to, but if you have some masterpieces or vintage items lying around, it may be time to break out in the Etsy world!

You can also list unwanted items on Ebay, Craigslist, or a whole host of local community sites. If you don’t have enough items for a garage sale, or if you have rare items or collectibles, these sites can help you make some money from what may be cluttering your home. It’s a great idea to save up for a purchase or to offset a financially difficult month.

Don’t let your mortgage weigh you down! You have the power to create the financial future you desire, so have fun while you’re making some extra money.

Money Management reference:

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