How can you support yourself and dependents if you aren’t able to work? How you will be able to pay your bills and other monthly expenses?
Countless Americans experience temporary or permanent leaves of absence from work, unable to produce an income. Some have to file for unemployment, food stamps, or even welfare to be able to make their ends meet until they are able to find a job again. For many, Social Security Disability provides a way to provide income to those no longer able to work.
Applying for Social Security Disability
Although a helpful program too many, the SSD application process involves anywhere between 6-9 months for the initial application to process. What’s more, countless applications receive a denial.
To better deal with the complex application and appeals process, obtain an experienced disability attorney. They’ll help you assess and gather any pertinent information to your case, including medical records, testimonies, financial records, and more (Source: chewninglegal.com).
Once you obtain the financial security of Social Security Disability through the help of a lawyer, you can quit worrying about money and focus on healing and enjoying life. Know that is easier said than done, but help will be needed until your recovery is completed and you are able to support yourself and your loved ones once more.
How Social Security Disability Income Helps
Many people don’t think about how much they spend every day, until they no longer have income. Even the basic living costs require a certain level of incoming cash flow. The costs of food, housing, medical needs, and clothing all adds up. Be sure you budget the money you receive each month and try to save as much money as possible.
Those with temporary injuries or conditions that prevent them from working often have sizeable financial demands, as a result of their existing health condition. Medical bills, prescriptions, and consultation fees all add up.
With extra expenses and less or none income to pay for it, people need an avenue to provide help. Social Security Disability provides income to those on disability leave, as well as for more permanent disability situations.
Typical disability insurance plans cover at most 70% of current income. To achieve true financial stability and security, many turn to government funding, such as Social Security Disability. This government program allows people to achieve stability and pay even past owed bills.
Deal with Past, Present, and Future Costs
With past bills, current living expenses, and future needs, it’s easy to feel overwhelmed. Even if people manage to stay financially afloat for now, what guarantees their ability to continue to do so in the future? Obtaining Social Security Disability income allows you to look forward with hope and calm assurance.
Your income is the one asset that allows all other assets to exist. When you lose the ability to create an income, there’s help. Hire a disability attorney to ensure the acceptance of your Social Security Disability application.
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