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Money Management

Why Young Graduates Need to Slash Their Bar Budget

Recent reports show Americans are spending more money than ever at bars on popular beverages like beer and wine (liquor, on the other hand, has actually lost bar market share in recent decades).

Education Tips

Chop Chop: How to Rein in Healthcare Costs

Beginning Oct. 1, 2013, Americans can begin to sign up for the Affordable Care Act, what is widely known as Obamacare. The new healthcare plan kicks in on Jan. 1, 2014, expanding access to health insurance options currently not available to tens of millions of Americans.

Consumer Financing

How to Write a Personal Loan Agreement

A family member or a friend has asked to borrow money from you and you have agreed. While a verbal agreement can work between people that know each other, a written personal loan agreement can eliminate misunderstandings.

Investments

Four Reasons to Reconsider Selling Annuity Payments

Large chunks of money are very taunting – they’re sitting there, waiting for you to come get them. They have your name on them.

Credit Cards

Bad Credit and Your New Car Lease

Leasing a new car is an option to financing, with both paths requiring consumers to have the means to get the vehicle. Those “means” include employment as well as an acceptable credit history required for approval.

Retirement Planning

Finance Management Post Retirement: Is It That Easy?

You can jolly well manage your post retirement finances with the help of a little sagacity and diligence from your end.

Small Business

What You Need to Know About Peer-to-Peer Lending

Peer-to-peer lending is an alternative financial service that brings lenders and borrowers together. Typically using an online platform to move funds, monies are leant from one or more members to other members to support a proposed initiative.

Small Business

Cost Effective Training Tips for Small Businesses

Small businesses do not have the training resources that large corporations enjoy. Likely, your personnel budget is much more modest, requiring a more innovative approach to instruction.

Credit Cards

7 Credit Card Tips For Smart Consumers

When shopping for a new credit card it is important to keep a few things in mind. Opening up a new account can affect your credit and how you manage that credit can impact your credit score.

Autos Express

Family Fleet: Average Car Age is 11.4 Years Says Polk

While consumers continue to flock to new car dealer showrooms to view and purchase new vehicles, the average age of cars on the road continues to increase.

Small Business

Loan Criteria for Small Businesses

Qualifying for a small business loan can present a challenge for the emerging enterprise, but it is entirely possible that if you are organized and make a case that you can receive approval.

Loans

Smart Ways to Obtain a Loan

Consumers seeking to borrow money can turn to a bank or a credit union for a loan. To quality for a loan you must meet certain lending parameters and have the means to pay back what you have borrowed.

Small Business

How to Approach Investors for Financial Backing

If you have a business idea that you want to launch, but lack the capital to start your endeavor, you can approach investors for support.

Credit Cards

The Danger of Casually Using Your Credit Cards

In today’s fast-paced business and personal environments, there are definite dangers to casually using your credit cards.