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Why Young Graduates Need to Slash Their Bar Budget
Recent reports show Americans are spending more money than ever at bars on popular beverages like beer and wine (liquor, on the other hand, has actually lost bar market share in recent decades).
Chop Chop: How to Rein in Healthcare Costs
Beginning Oct. 1, 2013, Americans can begin to sign up for the Affordable Care Act, what is widely known as Obamacare. The new healthcare plan kicks in on Jan. 1, 2014, expanding access to health insurance options currently not available to tens of millions of Americans.
How to Write a Personal Loan Agreement
A family member or a friend has asked to borrow money from you and you have agreed. While a verbal agreement can work between people that know each other, a written personal loan agreement can eliminate misunderstandings.
Four Reasons to Reconsider Selling Annuity Payments
Large chunks of money are very taunting – they’re sitting there, waiting for you to come get them. They have your name on them.
Bad Credit and Your New Car Lease
Leasing a new car is an option to financing, with both paths requiring consumers to have the means to get the vehicle. Those “means” include employment as well as an acceptable credit history required for approval.
Finance Management Post Retirement: Is It That Easy?
You can jolly well manage your post retirement finances with the help of a little sagacity and diligence from your end.
What You Need to Know About Peer-to-Peer Lending
Peer-to-peer lending is an alternative financial service that brings lenders and borrowers together. Typically using an online platform to move funds, monies are leant from one or more members to other members to support a proposed initiative.
Cost Effective Training Tips for Small Businesses
Small businesses do not have the training resources that large corporations enjoy. Likely, your personnel budget is much more modest, requiring a more innovative approach to instruction.
7 Credit Card Tips For Smart Consumers
When shopping for a new credit card it is important to keep a few things in mind. Opening up a new account can affect your credit and how you manage that credit can impact your credit score.
Family Fleet: Average Car Age is 11.4 Years Says Polk
While consumers continue to flock to new car dealer showrooms to view and purchase new vehicles, the average age of cars on the road continues to increase.
Loan Criteria for Small Businesses
Qualifying for a small business loan can present a challenge for the emerging enterprise, but it is entirely possible that if you are organized and make a case that you can receive approval.
Retirement Planning: How to Get There Sooner
You may absolutely enjoy your job, but there will come a time when you will be ready to leave it, perhaps in pursuit of a fresh opportunity or maybe to begin enjoying your retirement.
Smart Ways to Obtain a Loan
Consumers seeking to borrow money can turn to a bank or a credit union for a loan. To quality for a loan you must meet certain lending parameters and have the means to pay back what you have borrowed.
How to Approach Investors for Financial Backing
If you have a business idea that you want to launch, but lack the capital to start your endeavor, you can approach investors for support.
The Danger of Casually Using Your Credit Cards
In today’s fast-paced business and personal environments, there are definite dangers to casually using your credit cards.


