Posts From Matthew C. Keegan

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Consumer Financing Home Financing Money Management

Should I Refinance Now Or Wait?

Tweet Seizing an opportunity is all about timing, therefore for the person who owns a home and is looking to refinance, consideration must be given today whether to seek a

Consumer Financing Home Improvement Money Management

Using Your Stimulus Check For Home Improvements

Tweet When the U.S. Treasury starts sending out economic stimulus package checks this June, the hope is that the billions of dollars of money received by eligible citizens will be

Consumer Financing Credit Cards Credit Reports

I.D. Theft Remains #1 Consumer Complaint

Tweet What was the chief complaint received by the Federal Trade Commission (FTC) in 2007? If you guessed “identity theft” then you answered correctly. Last year, the FTC tallied more

Home Building

Garage and Pathways That Get Noticed

Tweet This article is part of our ongoing home construction specification plan series. Assembling a Home Construction Specification Plan — Spec Plan R: Garage, Pathways Not many people who are

Consumer Financing Money Management

Car Loan Applications Done Right

Tweet You’ve found the car that you want and at a price that you can afford. Well, at a price that you can afford if you are able to wrap

Money Management

What It Really Costs To Own A Car

Tweet If you are in the market for a new or used car, have you ever stopped to consider what your true costs of car ownership will be? You not

Consumer Financing

Payday Lending Under Legislative Scrutiny

Tweet Payday loans, those easy to get but expensive to pay off unsecured personal loans, are coming under intense scrutiny in many states across America. Consumer advocates are pushing for

Consumer Financing Credit Reports Home Buying Home Financing

Explaining Your Loan Qualifying Ratios

Tweet If you are planning to refinance your home, get your first mortgage, or apply for any other type of consumer credit, your housing and debt-income ratios will be tightly

Home Building

Your Personal Touch Makes A House A Home

Tweet This article is part of our ongoing home construction specification plan series. Assembling a Home Construction Specification Plan — Spec Plan Q: Other Amenities What is it that makes

Consumer Financing

Unearthing Terrific Deals On Luxury Cars

Tweet The recent drop in car sales for the month of January 2008 (4.3% according to Autodata Corp. which tracks auto sales) wasn’t a surprise to industry experts. Mostly everyone

Credit Cards

What Are No Credit Credit Cards?

Tweet There are thousands upon thousands of credit cards available to consumers, a dizzying array of choices virtually impossible to compare side by side. Airline rewards cards, cash back cards,

Consumer Financing Home Financing

Fixed Rate Mortgages Trump Adjustables

Tweet On the surface, adjustable (variable) rate mortgages (ARMs) look like a better deal, particularly as these loans allow buyers to afford a larger home and/or receive a lower interest

Home Buying

Buying A Home At Fair Market Value

Tweet The housing market has taken its lumps over the past year as mortgage lending requirements tighten and as buyers wait for the market to bottom out. Not everyone can

Home Building

Lighting Your New Home, In And Out

Tweet This article is part of our ongoing home construction specification plan series. Assembling a Home Construction Specification Plan — Spec Plan P: Home Lighting Some of the final touches

Money Management

Managing Your Money, Sensibly

Tweet The current credit crunch and subprime mortgage lending mess has a lot of consumers concerned, with some hoping that the federal government’s economic stimulus package will give the economy