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Some financial gurus argue that there is no such thing as good debt. While having no debt is better than having debt, there are somedebts that can wind up paying off in the long term.
Millions of Americans find themselves deep in debt with no end in sight. You are way behind on paying your bills, and creditors harass you at all times of the day.
A lot of Americans find themselves overrun with debt, and they have no idea how to correctly handle it. If you ever face too large debt, counseling is one of the first things you should do – after this, you can clearly see all your options and weigh them accordingly.
If debt has become an overwhelming source of stress in your life, bankruptcy may seem like the only option. The only way to know if bankruptcy is your best option is to sit down with a lawyer and clearly identify your financial landscape first.