Credit Management

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Credit Management

How to Wield the Double Edged Credit Sword

The subject addressed in this article may very well be THE touchiest, most frustrating financial conundrum for today’s average American family.

Credit Repair

4 Simple Ways You Can Improve Your Credit Score

When you have lower credit scores, you may have trouble qualifying for financing. Low credit scores can also affect your ability to get a great insurance rate, to rent a new home and even to qualify for a new job.

ID Theft

How to Freeze Your Credit – What are the Pros and Cons?

A credit freeze involves locking down or restricting access to your credit report. It is one remedy to protect yourself from identify theft.

Credit Repair

5 Tips for Credit Repair After Bankruptcy

Bankruptcy is something that no one needs to experience in their lives. Individuals declare bankruptcy when they know there’s no other option to them.

Credit Management

Credit Card Balance – Everything You Need to Know

Credit cards have become very common in America today. This trend is a clear indication of the direction in which finances are moving.

Credit Management

Why Having a Good Credit Score is Essential for Your Financial Life

While many people don’t notice it, a good credit score is very significant to anyone’s financial life. Contrary to common belief that you will only need a good credit score when requesting for a bank loan, these days credit scores are considered in many other financial situations…

Credit Management

Seven Top Tips to Help You Rebuild Your Credit Score

If your credit rating is poor, then you might be having a hard time when it comes to money.

Credit Repair

Why Credit Repair is More Important (and Beneficial) Than You Think

There are different ways that you can go about repairing your credit. Some of them may offer an “easy” way out, but you’ll have to pay the price-in money.

Credit Repair

Why We Should all Understand the Importance of Credit Repair

Sometimes your finances can get pretty hard to manage when trying to pay your bills in between your paydays. If you find yourself juggling your money each month to pay your bills and you are tired of getting no where there are services that can help.

Credit Management

6 Helpful Tips to Improve Your Credit Score

Your credit score is composed by three different credit consumer bureaus, Experian, Equifax and TransUnion. It is important to know your score for several reasons.

Credit Repair

10 Ways to Improve Your Credit Worthiness (Part 2/2)

It is important to remember that you are the only person who can see your credit report. However, creditors can access it once you give permission so that they can check your rating and payback history.

Credit Management

How to Manage Your Bad Credit Like a Boss

The best thing you can do when you have a bad credit is try to move forward. And what exactly is a bad credit?

Credit Repair

10 Ways to Improve Your Credit Worthiness (Part 1/2)

When you are applying for a loan, the provider will usually check your credit portfolio, which enables them to see any loans you have had previously and your history of paying back that money.

Credit Management

Best Improvements You Can Make for the Sake of Your Credit

It happens to virtually everyone. Whether you lose a job or simply forget to make a monthly payment on time, this will undoubtedly show up as a bad claim on your credit report. With a significant enough hit, this can really start to drive your credit score down.

Credit Management

How a Low Credit Score Can Keep You From Moving Up in the World

There are a lot of people out there who have bad credit. So if your score is low, then you might not think that it’s a very big deal. However, a low credit score can impact your life in a lot of ways.