Magazine
What It Really Costs To Own A Car
If you are in the market for a new or used car, have you ever stopped to consider what your true costs of car ownership will be? You not only
Payday Lending Under Legislative Scrutiny
Payday loans, those easy to get but expensive to pay off unsecured personal loans, are coming under intense scrutiny in many states across America. Consumer advocates are pushing for legislation
Explaining Your Loan Qualifying Ratios
If you are planning to refinance your home, get your first mortgage, or apply for any other type of consumer credit, your housing and debt-income ratios will be tightly scrutinized
Your Personal Touch Makes A House A Home
This article is part of our ongoing home construction specification plan series. Assembling a Home Construction Specification Plan — Spec Plan Q: Other Amenities What is it that makes a
Unearthing Terrific Deals On Luxury Cars
The recent drop in car sales for the month of January 2008 (4.3% according to Autodata Corp. which tracks auto sales) wasn’t a surprise to industry experts. Mostly everyone is
A Success Building BLOG (part VI)
BLOG postings: (link to Achieving Success BLOG for all posts and PDF downloads) Discipline to Success: The Components of Well-Roundness So they committed themselves to the will of God and resolved
What Are No Credit Credit Cards?
There are thousands upon thousands of credit cards available to consumers, a dizzying array of choices virtually impossible to compare side by side. Airline rewards cards, cash back cards, affinity
Fixed Rate Mortgages Trump Adjustables
On the surface, adjustable (variable) rate mortgages (ARMs) look like a better deal, particularly as these loans allow buyers to afford a larger home and/or receive a lower interest rate
Buying A Home At Fair Market Value
The housing market has taken its lumps over the past year as mortgage lending requirements tighten and as buyers wait for the market to bottom out. Not everyone can or
Lighting Your New Home, In And Out
This article is part of our ongoing home construction specification plan series. Assembling a Home Construction Specification Plan — Spec Plan P: Home Lighting Some of the final touches you
Managing Your Money, Sensibly
The current credit crunch and subprime mortgage lending mess has a lot of consumers concerned, with some hoping that the federal government’s economic stimulus package will give the economy a
A Success Building BLOG (part V.b)
BLOG postings: (link to Achieving Success BLOG for all posts and PDF downloads) Discipline for Success: The Second Ingredient “There is no substitute for hard work . . . Genius
Winter Time Is Home Improvement Time
That cold wind blowing down out of the north can have you longing for the balmy days of summer. Ice, snow and cloudy skies can put a real damper on
Christmas Is A Memory, The Bills Are Not
If you delayed your Christmas shopping until the days just before the holiday, then you probably escaped the early January credit card bills that tend to show up around the
Your Credit Score and Mortgage Qualifying
This is one in a series of articles related to the sub-prime mortgage mess that dominated the news in 2007 and will likely continue to be big news throughout 2008.
