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Consumer Financing Credit Reports Home Buying Home Financing

Explaining Your Loan Qualifying Ratios

If you are planning to refinance your home, get your first mortgage, or apply for any other type of consumer credit, your housing and debt-income ratios will be tightly scrutinized

Home Building

Your Personal Touch Makes A House A Home

This article is part of our ongoing home construction specification plan series. Assembling a Home Construction Specification Plan — Spec Plan Q: Other Amenities What is it that makes a

Consumer Financing

Unearthing Terrific Deals On Luxury Cars

The recent drop in car sales for the month of January 2008 (4.3% according to Autodata Corp. which tracks auto sales) wasn’t a surprise to industry experts. Mostly everyone is

Achieving Success

A Success Building BLOG (part VI)

BLOG postings: (link to Achieving Success BLOG for all posts and PDF downloads) Discipline to Success: The Components of Well-Roundness So they committed themselves to the will of God and resolved

Credit Cards

What Are No Credit Credit Cards?

There are thousands upon thousands of credit cards available to consumers, a dizzying array of choices virtually impossible to compare side by side. Airline rewards cards, cash back cards, affinity

Consumer Financing Home Financing

Fixed Rate Mortgages Trump Adjustables

On the surface, adjustable (variable) rate mortgages (ARMs) look like a better deal, particularly as these loans allow buyers to afford a larger home and/or receive a lower interest rate

Home Buying

Buying A Home At Fair Market Value

The housing market has taken its lumps over the past year as mortgage lending requirements tighten and as buyers wait for the market to bottom out. Not everyone can or

Home Building

Lighting Your New Home, In And Out

This article is part of our ongoing home construction specification plan series. Assembling a Home Construction Specification Plan — Spec Plan P: Home Lighting Some of the final touches you

Money Management

Managing Your Money, Sensibly

The current credit crunch and subprime mortgage lending mess has a lot of consumers concerned, with some hoping that the federal government’s economic stimulus package will give the economy a

Achieving Success

A Success Building BLOG (part V.b)

BLOG postings: (link to Achieving Success BLOG for all posts and PDF downloads) Discipline for Success: The Second Ingredient “There is no substitute for hard work . . . Genius

Home Improvement

Winter Time Is Home Improvement Time

That cold wind blowing down out of the north can have you longing for the balmy days of summer. Ice, snow and cloudy skies can put a real damper on

Consumer Financing Credit Cards Debt Management

Christmas Is A Memory, The Bills Are Not

If you delayed your Christmas shopping until the days just before the holiday, then you probably escaped the early January credit card bills that tend to show up around the