Magazine
How to Quickly & Safely Send Money
You may have a credit card and could take out a cash advance or perhaps your card is maxed out or simply unavailable. If your cash on hand isn’t enough
The Secret of Successful Budgeting
Trouble is, their “have” may be much more than what you have, which means someone has a budgeting secret that you are just dying to learn. Fortunately, smart budgeting isn’t
The Secret of Year-End Giving
Giving Secrets These and other questions may be going through your mind, making year-end giving a chore for you. Your thoughts may already be consumed with Christmas shopping, planning and
How to Calculate Your Monthly Loan Payments
Can you really afford that loan? That amount will become part of your budget, a figure that will help you determine whether you can afford the loan or not. Payment
You Can Find a Credit Repair Counselor
The Federal Trade Commission is cautious when it comes to recommending a credit repair counselor, suggesting that nonprofit counselors should be considered including those affiliated with the Consumer Credit Counseling
How to Put Your Financial House in Order
What you spend — The problem most people have when it comes to financial matters is not knowing how much they spend. Overspending is a significant part of the problem,
Avoid Credit Card Fraud This Holiday Season
Christmas shopping can lead to an increase in identity theft. How can you avoid credit card loss and subsequent identity theft? Well, being mindful of what you’re doing is of
Forget Black Friday. Sleep In.
You’re expected to get up well before the crack of dawn, throw on some clothes and head out to the mall to stand in line for one or two items
7 Tips for Saving for Your New Home Downpayment
You’ll most likely need at least three percent (and sometimes up to twenty percent) of the home’s selling price in order to get into a home. That puts you with
7 Steps to a New Car Loan
Obtaining a new car loan involves taking several steps and, when successfully accomplished, can lead to you getting behind the wheel of a new car. 1. Check your finances –
Cash or Credit: Which to Use?
Let’s take a look at those reasons: Delayed Payment — When buying with credit, you delay paying out money that may be earning interest. Certainly, low paying savings accounts paying
How Long Should I Keep My Financial Records?
Practicality is far different from reality, however. Legal documents, for one, are always of the hard copy variety and many of our taxes, bank statements and real estate matters use
Simple Living: Thrifty Tips for Families
15 ways to save money without losing your sanity. Thrifty living is a mindset, one that causes you to consider every purchase, or at least those buys where you might
When Will My Credit Payoff Be Reported?
Those reports impact your credit score, a three-digit number that can make a difference between getting approved for a loan at a favorable interest rate or paying a higher rate
How to Beat Exorbitant Holiday Airfares
Travel by air may remain just as popular as ever, but if you’re planning to fly, expect to see double-digit fare increases from over one year ago. And those increases
