There are several ways that you can pay for treatment if you are a low-income earner.
Insurance
If you have health insurance, then all or part of the cost of your addiction treatment may be covered. You should talk to your insurance company before you check into an addiction recovery treatment center to make sure that the center is specifically covered by your insurance.
You may also be able to get the cost of insurance covered if you have Medicaid or another government-funded insurance company. Of course, there is an equal chance that your insurance does not cover addiction recovery, in which case there are other options to get the necessary funding.
Fundraising or Crowdfunding
You may be able to use fundraising or crowdfunding to pay for your drug rehab. It is a good idea for you to get people to make payments directly to the treatment center so that there won’t be any questions about how the money will be used.
Gofundme is one of the crowdfunding sites that you can use in order to raise money. You will have to set a goal and a date for reaching that goal, and show your supporters that you completed the rehab that they helped pay for.
These methods are often uncertain and, while they can help a great deal, should be your backup plan to support other financing options.
Financing
You may be able to finance your addiction treatment. There are several financing options available.
You can get a credit card. You can put the total cost of your treatment on the credit card and make monthly minimum payments. You can also take out an unsecured or secured loan.
It will be a lot easier for you to get an unsecured loan if you have good credit. You may also be able to get a loan for a better interest rate. If you get a secured loan, then you will be required to use some form of collateral, such as a car or house.
Federally-Funded Program
There are federally-funded drug treatments that are specifically for low-income individuals. You may be able to find one of these programs by talking to the health department or behavioral department.
There are several qualifications that have to be met before you get into one of these programs. For example, you must be a resident of the area. There may be a waiting list due to the high demand, as well. While this situation isn’t ideal, it can provide the necessary rehab aid that many low-income citizens need.
other valuable tips:
You do not have to let the cost stop you from getting the treatment that you need. You can use your health insurance. You can also use financing or crowdfunding. Furthermore, you should consider checking into a federally-funded addiction treatment program. Explore all of your options and draw funding from where you can in order to get the help that you need.
Image Credit: addiction recovery by twenty20.com
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