Home     Log in    XML, RSS Subscribe Feed (RSS)     XML, RSS Comments Feed

Archive for the ‘Home Tips’ Category

Lawn Care Equipment & Your New Home

March 17th, 2010 by Matthew C. Keegan | 1 Comment | Filed in Home Tips

Thousands of new homeowners will be undertaking fresh projects for the first time as warmer weather begins to settle in over the coming weeks. That means people who purchased and moved in to their new homes since late last year will soon discover how much work is required to whip their lawns into shape.

edgerYes, the term “home ownership” is about to take on its true definition: the tethering of people to their lawns from early spring to late fall.

Fortunately, things don’t have to be so gloomy when it comes to lawn maintenance. Nor do new homeowners, who are getting used to making big monthly mortgage payments, need to overspend in order to bring up their yards.

What do you need for your lawn? How much money do you think that you will need to spend? Sure, you could buy everything new and find yourself struggling the following month to piece together enough funds for your mortgage payment. Or, you could consider some other sources for lawn equipment as well as putting off the purchase of “nice to have” but unneeded equipment until another time.

To that end, the following are some tips on how you can find lawn care equipment for less:

Yard Sales – Soon after the first daffodils pop up, expect someone in your neighborhood to hang out a garage or yard sale sign early on a Saturday morning. If you hit it right, you may be able to find some of the stuff you need to care for you yard such as a lawn mower, leaf blower, rakes, shovels or seed spreader. Sure, spending $350 on a shiny Honda mower at Lowe’s seems appealing, but if you can find a well tuned Toro mower for under $50, then you’ve just saved yourself a nice wad of cash.

Consignment Shops – Not every consignment shop welcome lawn equipment because not everyone wants to deal with leaking oil from a lawn mower or residual chemicals from a spreader. Nevertheless, if you have such a shop in your area and they accept lawn equipment, plan on staking the place out. Give them a call to find out when their donation acceptance days are and plan on showing up as soon as they put their latest donations out for customer display. Paying $10 or less for a leaf blower or finding rakes, shovels and picks priced from a few dollars each can make you feel that you are a lotto winner.

Web Ads – Craigslist offers a nice selection of stuff for sale and is light years better than eBay thanks to local listings. Sure, you can find some great finds on eBay, but you can’t check these items out in person before having them shipped to your home. Besides, who wants to pay for shipping for a hoe, mower or other heavy duty item. Check the online ad sites to find bargains locally.

Discount Stores – Sometimes you just have to buy new. In fact, please buy new if your grass is more than a foot tall and you still don’t have a lawn mower. There are discount stores who sell new or what amounts to be last year’s lawn mower model. Hit or miss when it comes to finding what you want, stores such as Ollie’s and Odd Lot may have what you want for significantly less that what you would pay the hardware store. You’ll still get new but you won’t get hosed. Speaking of hoses, you can usually find good deals at these types of stores too.

Lastly, do you really need an edger and can’t you borrow hedge clippers from a neighbor? With a little planning on your part, you can do realize a lot of saving—perhaps enough cash saved to buy a new bird bath, swing set, outdoor furniture, shed….

Adv. — Save money on just about everything! You can lower your bills and manage your finances, while taking control of your family expenses. Please see our wonderful budget management online tools — free too!

Photo Credit: Nadya Yasnogorodskaya


Tags: , , , , , , , , , , , ,

You Can Get Your Yard Spring Ready

March 9th, 2010 by Matthew C. Keegan | 1 Comment | Filed in Home Tips

Have you had enough of winter yet? I know that I have. And, I don’t even live in an area that gets a lot of snow. Still, chilly days and cold nights are enough to get most of us looking forward to the return of warm weather. Judging by the national weather map there is plenty of warmth spreading across the country. Spring is nearly here!

RabbitMy neighbors are busy with their lawns and I’m just about finished with my winter clean up, picking up the last of the twigs and leaves in order to see what I have to work with this spring. It isn’t a pretty sight. Bare spots are evident. Weeds are plentiful. Not many signs that grass will win out unless I do something about it. And quick too.

Fortunately, most people welcome yard work this time of year. Few insects to deal with and the heat of late spring and summer is still far away. Importantly, how well you tackle your lawn now will determine whether you’ll be a slave to it later, particularly during the warmest months when you’d rather be looking at green grass instead of fighting it.

5 Steps To Getting Your Lawn Spring Ready:

1. Clean it up. From one end of your property to other, remove all debris that has accumulated throughout the winter months. Pick up sticks, bag leaves, clean up nut shells, throw away trash.

2. Rake it over. Thatch and other debris needs to be removed from your lawn. A tine rake or mower with dethatching blade attachment can do the work for you.

3. Feed your lawn. Now that your lawn has been freed up from all constraints, you’ll want to give it some nutrients in order to help strengthen your lawn’s roots. Time to apply fertilizer to give your lawn its first feed of the season. If you detect crabgrass then make sure that you pick up a combination fertilizer with a pre-emergent to control that problem. Overseed as well.

4. Prepare your mower. Unless your lawn mower has a dethatching blade, you won’t be needing it for a few more weeks. But this is a good time to give your mower a tune up, replacing the oil, filter, spark plug and checking the wires for connectivity. If your blade has dulled get it sharpened. If your mower is on its last legs, consider shopping for a replacement. Reference your lawn mower’s manual before tackling your mower maintenance project.

5. Plan your season. With one eye to the future, what will your lawn need between now and November when it begins to return to its dormant state? If the thought of weekly maintenance has you unnerved, consider turning a portion of your lawn over to a natural area. Birds and wildlife will be grateful and you’ll have a smaller area of lawn to contend with each week. Contact your local cooperative extension office for guidance.

Enjoy the warm weather—your lawn is ready to come back to life, one of the surest signs that a long winter has finally ended.

Adv. — Save money on just about everything! You can lower your bills and manage your finances, while taking control of your family expenses. Please see our wonderful budget management online tools — free too!

Photo Credit: Leonardini


Tags: , , , , , , ,

Get The Right Homeowners Insurance For Your Needs

October 27th, 2009 by Matthew C. Keegan | 1 Comment | Filed in Home Tips

If you’re shopping for a homeowners insurance, how can you possibly know if the policy you’re considering provides the coverage that you need? That’s a good question with no stock answer, but there are some things you can and should look for when shopping for coverage including:

executive homeInsure Your Home’s Value – A competent insurance agent will make sure that your home’s current value is considered when offering insurance. This means your home, your garage and related outbuildings should be covered. But, what about the land? Quite frankly, you’re paying too much insurance if your homeowners policy includes the value of your land too. Insure structures only; your land will remain even if your home burns down to the ground.

Consider Replacement Coverage – If your home was destroyed, would your insurance provide replacement coverage or does it offer actual cash value? Though cheaper, actual cash value factors in wear and tear, depreciation and other deductions, while replacement coverage will allow you to purchase new without deductions due to discounting.

Review Your Policy – How often do you review your policy? Chances are that when you receive your annual renewals, you pay the bill and file the update for safe keeping. Review your policy regularly to make certain the coverage you have today matches your current needs.

What Isn’t Recovered – Are you sure that everything in your home is covered in the event of fire, theft or what have you? Is that expensive coin collection covered? What about your jewelry? Art work? Antique furniture? Let your agent know just what sort of items that should be covered. Take photographs and track your inventory; store this information in a safe place off site just in case.

Floods and Earthquakes – Flood insurance and earthquake coverage are extras not included with homeowner policies. Only the federal government sells flood insurance at www.floodsmart.gov while earthquake insurance is sold separately by most insurance providers.

You can save money on your homeowners insurance by shopping around; through bundling your homeowners insurance with your car insurance; and by paying the annual premium all at once instead of dividing it up into monthly or quarterly payments. Also, most insurers will offer loyalty discounts if you remain with them for the long term and you can save money if you have a security system installed and operational on your property.

Adv. – Is it time for a home makeover? While a complete overhaul may be in order, you can still make subtle changes which can bring about low cost improvements. Consider purchasing new window treatments including American Blinds or Steve’s Blinds and Wallpaper to give your home a sensible, but cost effective improvement.


Tags: , , , , ,

Windows 7? Secure Your Computer!

October 21st, 2009 by Matthew C. Keegan | 1 Comment | Filed in Home Tips

Although the official introduction of Microsoft’s new operating system, Windows 7, won’t happen until tomorrow, you can order a new personal computer right now with this important program already installed. That’s good news for the new computer buyer who might have been worried that they would have gotten the dreaded Windows Vista program instead and forced to complete a complicated upgrade later.

New ComputerThe early reports from the experts have universally endorsed Windows 7, noting that it represents a dramatic improvement over Vista while offering an operating system that is stable, secure and packed with plenty of bells and whistles. Though I won’t go into all of the details of the program itself, there are some things you need to know when using your computer for the very first time no matter which Microsoft operating system is installed.

As you unpack the box containing your new computer, you’re probably relishing the fact that you own a new unit. Congratulations! But don’t stop there, because you need to protect your new computer immediately or face the possibility of it being immediately destabilized by a viral attack.

Disable File Sharing – You don’t need to share files with anyone online, therefore disable this feature in Windows 7. Go to your control panel, open folder options, select the view tab, uncheck the use sharing wizard, okay your changes.

Install a Firewall – Finally, Microsoft has developed a firewall worthy of its name for Windows 7. When first installing your computer, Windows will prompt you to create a HomeGroup. Users who are in your group will share one password and have access to the same HomeGroup password. You control who is invited, of course, while giving everyone access to printers, files of your choosing, photos, and more.

Antivirus Software – You probably already have a trial version of some anti-virus software program included with your computer. Whether you do or not, you want to make sure that the program is active and working. Update the definition rules which means you will need to access the internet for that information. But, with a firewall installed and file sharing disabled, you shouldn’t have any problem completing this task. Include a spyware program for good measure and download a permanent anti-viral program before the trial version expires.

Host Files – If you want to surf the internet anonymously and thwart both malware and spyware from wreaking havoc with your computer, then modify your host files to block out offenders by their I.P. Address. In effect, you short cut off their attempts to contact your computer rendering their spying campaign useless.

Windows Updates – Like every Microsoft operating system before it, Windows 7 will need to be patched and updated as needed. You can set these to take place automatically or do them manually. Either way, keep Windows 7 running strong!

As for me, I have a pair of computers that are running on Windows XP. The upgrade to Windows 7 from XP is a bear which means that I’ll be buying a new laptop to replace my aged Dell early next year while making do with XP on the desktop for two more years.

Adv.Modern Bath | Quality Bath | Vintage Tub | Bath Faucets


Tags: , , , , ,