Consumer Financing
How to Stop Credit Card Solicitations
Tweet According to research firm Comperemedia, Americans received 1.2 billion mail offers for new credit cards in the third quart of 2010 and shows even more positive signs of resurgence
How to Respond to Debit Card Fraud
Tweet When it comes to debit cards, you may find that fraud isn’t as common, but it still needs to be reported and handled to protect your rights. 1. Notify
Bank of America Tests Foreclosure Option
Tweet Helping consumers through the mortgage crisis. The bank’s “mortgage to lease” option is being made available to more than 1,000 homeowners in New York, Arizona and Nevada, potentially giving
ATM Card Activation Tips
Tweet Instead of waiting for your bank to open, you can access your money through an electronic teller machine that is tied in with your network or use other ATMs
How to Get a Credit Card When Your Credit Score is Low
Tweet With such restrictions in place, obtaining any credit becomes a daunting prospect, but if you look around carefully, you may be able to secure affordable credit. Let’s explore your
Foreclosure Is Not Inevitable For Distressed Homeowners
Tweet In 2011 the foreclosure rate actually fell, but a significant increase in foreclosures is expected this year despite recent success by the Obama administration to have lenders contribute $25
Falling Rate of Foreclosure Filings in 2011
Tweet You may think that foreclosure filings falling in 2011 is great news and that the housing crisis is improving, however, it would appear that this reduced rate is just
Bet Against Uncertainties, Get Burned
Tweet These type of things happen without warning, which is why it is incredibly important to buy renters insurance. Renters insurance works like homeowners insurance except, instead of protecting your
4 Credit Card Shopping Tips
Tweet How to find and use a new credit card. Some creditors are persistent, sending you regular pre-approval notices or applications for new credit. This writer routinely receives new credit
Online loans – Is it a boon or a bane?
Tweet If you are in need of instant cash, then online loans are your best options. Often known as payday loans or cash advance, these loans breathe life back to you if
What You Should Know About Mortgage Affordability
Tweet Monthly affordability and your new home. Responsible Borrowing These questions are important to ask especially given the recent history of mismanaged lending and irresponsible borrowing. True, lending standards have
How to Calculate Your Monthly Loan Payments
Tweet Can you really afford that loan? That amount will become part of your budget, a figure that will help you determine whether you can afford the loan or not.
How to Put Your Financial House in Order
Tweet What you spend — The problem most people have when it comes to financial matters is not knowing how much they spend. Overspending is a significant part of the
Avoid Credit Card Fraud This Holiday Season
Tweet Christmas shopping can lead to an increase in identity theft. How can you avoid credit card loss and subsequent identity theft? Well, being mindful of what you’re doing is
7 Steps to a New Car Loan
Tweet Obtaining a new car loan involves taking several steps and, when successfully accomplished, can lead to you getting behind the wheel of a new car. 1. Check your finances
