Consumer Financing
How Schumer Box Helps Decode Credit Card Offers
Tweet The Schumer Box is named after Charles E. Schumer, the politician who helped pass legislation in 1987 to protect consumers from unfair credit practices The Schumer box is comprised
What You Need to Know About Zombie Foreclosures
Tweet The term “zombie foreclosures” represents homes where owners have moved out while in foreclosure, leaving these houses to turn into neighborhood blights. Zombie Foreclosures As of 2013, more than
Your Home and What It Is Worth
Tweet In both cases you will need to know what you home’s value or worth is; in the first situation to find out how much of a loan you can
Employment Length and New Car Loans
Tweet After all, lenders look at a number of factors when underwriting a loan including your employment history. Still, it is possible for you to get a new car loan
How to Qualify for a Mortgage
Tweet Before you begin your search for a new home, you should get approved for a home loan. Potential buyers that can prove that they are “mortgage ready” are in
What You Need to Know About Your Credit Repair Company
Scores of companies want your business, enterprises that have been established to help consumers fix their credit. Such credit assistance companies can be beneficial for consumers that do not have the knowledge or time to manage their personal credit problems.
Co-signing for Loans
Tweet By law, anyone under the age of 21 is required to have a cosigner over the age of 21 for even small credit card limits, unless they can prove
4 Common Financial Choices You Shouldn’t Do When Buying a Home
Tweet There are many things that need to be taken into account when purchasing a home in order to ensure that you are able to be approved by your bank
Teen Money Matters That Matter
Tweet Teenagers that do not know how to manage their money will grow up to become adults with money problems, perhaps passing on bad habits to their own children. Getting
Mortgage Rates Rise Slightly Above Record Lows
Tweet If you are in the market for a new home, historically low interest rates beckon. Those rates, however, have risen slightly in the past week although there is no
How to Obtain a Personal Loan
Tweet Certainly, your bank may want to know what the funds will be used for as one condition for receiving credit, but you can typically find a lender that will
What You Need to Know About Renter’s Insurance
Tweet Your landlord may have insurance on the dwelling, but that coverage usually does not extend to your personal items, what you need to insure on your own. Insurance companies
How to Fix Your Defaulted Car Loan
Tweet A loan that is in default status can lead to a vehicle repossession within 90 to 120 days. You can fix your defaulted car loan by taking the following
How to Make Your Credit Cards Work for You to Save Money
Tweet Before you know it, you have maxed out your credit limit and can’t afford to pay back even the minimum payments on all your cards. Smart use of credit
Land of Pharaohs, Pyramids and Good Banking!
Tweet Whether tourist or expatriate, from the UK or elsewhere, you might just be a little surprised by the inclusion of banking in the list. Think Egypt, think Tutankhamen, Cleopatra,
