Home Financing
January Home Sales Drop, But Beat Expectations
Tweet For January 2008, U.S. home sales dropped by 0.4% to an annual pace of 4.89 million homes. According to the National Association of Realtors, which tracks home sales, the
Should I Refinance Now Or Wait?
Tweet Seizing an opportunity is all about timing, therefore for the person who owns a home and is looking to refinance, consideration must be given today whether to seek a
Explaining Your Loan Qualifying Ratios
Tweet If you are planning to refinance your home, get your first mortgage, or apply for any other type of consumer credit, your housing and debt-income ratios will be tightly
Fixed Rate Mortgages Trump Adjustables
Tweet On the surface, adjustable (variable) rate mortgages (ARMs) look like a better deal, particularly as these loans allow buyers to afford a larger home and/or receive a lower interest
Fed Rate Cut Opens A Window For Refinancers
Tweet The Federal Reserve Bank cut interest rates by three quarters of a point this week, opening a window for consumers who need to refinance their homes. With hundreds of
Refinance Your Mortgage Before The New Higher Rate Kicks In
Tweet If you took out an adjustable rate loan within the past three to five years, 2008 could be the year of reckoning for you. That 3/1 or 5/1 mortgage
Say “Good-Bye” To No-Doc Mortgages!
Tweet This is one in a series of articles related to the sub-prime mortgage mess that dominated the news in 2007 and will likely continue to be big news throughout
Financing Guides Are A Smart Idea
Tweet Before you take out a loan, apply for credit or consider any other borrowing mechanism, how thorough are you in researching all of your options? With the internet, it
You Can Get Out Of The Mortgage Financing Mess!
Tweet The big word for 2007 was sub-prime, at least according to the American Dialect Society which has been tracking word trends since 1990. This is fitting because the news,
Paying Off Your Mortgage In 2008
Tweet This New Year’s Resolution May Be The Most Important One For You It is the new year and the time when many people take stock of their lives. New
How Are You Planning To Handle Your Holiday Debt?
Tweet Christmas is over and a new year is about to begin. Like so many people, you’re probably thinking about making some important resolutions such as losing a few pounds,
New And Improved SayBuild!
Tweet SayBuild Has Received An Important Facelift Nearly five years after it was first launched, the SayBuild online home construction guide has been revamped. New tools and calculators have been
What Is Your Home Really Worth?
Tweet Our county just went through a lengthy property revaluation process which took nearly two years to complete. Every home in Wake County, North Carolina was reassessed which was the
Managing Your Mortgage Loan Wisely
Tweet Home buyers who qualify for a mortgage understand the commitment that they are making. Amount borrowed, interest rate, escrow, loan term, and monthly mortgage payments are spelled out to
Reclaiming Your Basement Living Area
Tweet Your Basement Can Become A Terrific Living Area One of the least costly home renovation projects involves fixing up a room you may already have in your home that
