Step 4: use methods to maximize benefits

use rebate credit cards for living expenses

Use a Credit Card to Pay Living Expenses

To receive the maximum benefits of your BLOC, use a credit card to pay for all living expenses:

  • get a 25-day grace period of no interest
  • enjoy ease of use
  • earn benefits and rebate awards
  • insure protection against lost and stolen cards
    use your card to:
  • buy groceries,
  • gas and other transportation services
  • utility services
  • insurance
  • supplies
  • entertainment
  • all other living and needed expenses


Payoff Each Month:

When your credit card payment comes due, use your BLOC to payoff your credit card.

That gives you 25 days of FREE money — which means the average daily balance on your BLOC account will remain low for minimum interest charged — this allows you to use the bank's money.


Find Your Card:

1: If you can budget and control your spending, use a reward credit card to build award points:

view module on maximizing credit card use for reward gain

2: if you are unable to control spending because of the ease of credit cards, consider using pre-paid cards to manage spending. You will advance funds from your BLOC to deposit funds into your pre-paid card:

find pre-paid credit cards


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