Credit Management
Borrowing Against The Value Of Your Home
Tweet Home Equity Loan or Line of Credit? If you are a homeowner with very good or excellent credit and have significant equity built up in your home, you can
Your FICO Score Gets A Makeover
Tweet Your Credit Score, Courtesy of Fair Isaac Another certainty in this life, at least to for the American consumer, is their credit score – what is known as a
Fair Isaac and Your Credit Score
Tweet A new year means you should keep tabs on your credit history (reports and scores). As the new year unfolds, they’ll be many things on your mind. Will the
Debt Solutions, Recession Style
Tweet We’re in a recession, we’re not in a recession. Depending on who you listen to and what barometer of measurement they use, we’ve either been in a recession since
Free Credit Reports or Hype?
Tweet A deluge of television and radio ads promoting free credit reports have certainly caught the attention of many consumers. After all, no one would put so much money into
Credit Freeze? Brrr!
Tweet Identity theft has gotten to be such a insidious problem that many consumers are requesting that they have their credit records frozen in order to keep thieves from opening
You Can Raise Your FICO Credit Score!
Tweet FICO, which stands for Fair Isaac Corporation, is a term which describes your personal credit score. That score is used by lenders who will determine if you qualify for
Free Credit Reports Aren’t Always Free
Tweet Free credit reports. You’ve seen these types of ads before: if you use XYZ’s service, then you can get copies of your credit reports for free. Well, in reality
What Are Creditors Saying About You?
Tweet Here is some food for thought: you’re planning to renovate your home or take out a loan to pay for a new car. You’ve done extensive research on what
TransUnion Agrees To Offer Free Credit Scores
Tweet TransUnion, who along with Experian and Equifax comprise the three major credit reporting agencies, has agreed to a legal settlement whereby the company must provide free credit-report monitoring to
How To Boost Your Credit Score Safely & Smartly
Tweet One of the keys to having a strong credit record is your credit score, the number the three major consumer credit reporting agencies develop to help lenders decide whether
4 Steps To Recover From Identity Theft
Tweet The topic of Identity Theft continues to surface regularly on the news, around the workplace water cooler, and in homes where consumers are trying to figure out the best
Lease Options Leading To Home Ownership
Tweet Most certainly, the national real estate landscape has quieted, with home prices and sales down over the past year. Even with the reduced mortgage rates, many people will find
They Messed Up My Credit Report!
Tweet You’ve decided to go ahead with an important consumer purchase, perhaps that new car you always wanted even a vacation home and you receive a nasty piece of information
Should You Simply Walk Away From Your Mortgage?
Tweet You are behind on your mortgage payments and are struggling to keep up with your credit card and car payments. Food and gas have gone up in price and
