How to Create a Realistic Single Income Family Budget

How to Create a Realistic Single Income Family Budget
  • Opening Intro -

    If your family is on a single budget, then you know the challenges that you face.


One of the best ways to handle all of your expenses is to find creative ways to cut your budget. This will allow you to never be short at the end of the month without depriving you or your family. Here are four creative ways to create a realistic single family budget.

Cut Your Transportation Budget

Your transportation can end up costing you more than you think if you have to deal with unexpected costs. Therefore, you will want to take some steps to keep your transportation budget in line.

First, only use your vehicle for longer trips. If the corner store is 10 or 15 minutes away, then consider walking. Also, consider stay-at-home vacations over family road trips that can cost you money in gas and add wear to your vehicle.

Finally, shop around for car insurance, you may be able to save 10% to 20% for the same exact coverage from a different insurance provider.

Maintain a Mortgage Budget

It is important to maintain a mortgage budget since it will be your biggest expense.

First, you should set aside your mortgage payment first since it is your most important expense.

Second, you will want to research whether or not you can refinance your loan in order to get a better interest rate.

Finally, you want to consider the associated costs with your mortgages, such as your home maintenance. If possible do minor maintenance work yourself to save money.

Use Creative Food Budgeting Ideas

You can save a number of different ways when it comes to food budgeting.

First, look for sales of certain food items. For instance, if there is a sale on ground beef, then buy up enough of the ground beef to make several different meals with it.

Also, consider buying in bulk. You can save money by buying five pounds of rice over buying one pound of rice on a price per pound basis.

Finally, avoid eating out too much. Going to restaurants all the time can literally eat up your budget.

other valuable tips:

Save on Your Entertainment Budget

You can easily save on your entertainment budget by fun ways to keep the family entertained at home. First, you can stream movies, music or games online for free.

You can also play a board game or create crafts. Consider all the things that you and your family can do that will not cost any money at home.

You can have lots of fun and still stay within budget. All you have to do is look for creative alternatives. Be sure to look at ways to save on your transportation, mortgage, eating, and entertainment to keep your single income family on a budget.

Image Credit: single income family budget by Pixabay

end of post … please share it!

Consumer Tips reference:

GUIDE: lower your monthly bills

Everything Herbs: Basil – Drive Chives

Basil   aboutimageshop
Bay Leaves   aboutimageshop
Celery Flakes   aboutimageshop
Chervil   aboutimageshop
Cilantro Leaves   aboutimageshop
Curry Leaves   aboutimageshop
Dill Weed   aboutimageshop
Drive Chives   aboutimageshop

Fenugreek Leaves – Marjoram

Fenugreek Leaves   aboutimageshop
Dried Rose Petals   aboutimageshop
Epazote   aboutimageshop
File Powder   aboutimageshop
Kaffir Lime   aboutimageshop
Lavender   aboutimageshop
Lemongrass   aboutimageshop
Marjoram   aboutimageshop

Mint – Thyme

Mint   aboutimageshop
Oregano   aboutimageshop
Parsley   aboutimageshop
Rosemary   aboutimageshop
Sage   aboutimageshop
Summer Savory   aboutimageshop
Tarragon   aboutimageshop
Thyme   aboutimageshop


end of post idea for home improvement


Helpful article? Leave us a quick comment below.
And please give this article a rating and/or share it within your social networks.

facebook linkedin pinterest

Amazon Affiliate Disclosure: is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to The commission earnings are used to defray our cost of operation.

View our FTC Disclosure for other affiliate information.

Categories: Budgeting

About Author

SayEducate Admin

From the administrative staff at We hope you enjoy this managing your money and finances BLOG-magazine. Please forward any suggestions or comments regarding the posting or other elements of our site. Thank you.