The good news is that there are many different ways to get easy cash in a hurry. When done correctly, you can get the cash that you need at affordable rates.
Ask Family or Friends for a Loan
If all you need is $100 to tide you over until payday, your mom, roommate, or best friend may be able to help. In most cases, you will either pay no interest or pay a token amount. This is preferable to payday lenders who could charge exorbitant interest rates and other fees for small short-term loans.
Ask Your Employer for an Advance
Asking for an advance may also be helpful if you have a short-term cash crunch that needs to be resolved quickly. While you may not like the thought of working for free for the next several weeks or months, you won’t have to pay interest to a lender. Depending on your relationship with your employer, it may be possible to get that money as a gift or bonus.
Apply for a Credit Card
If you have good credit, it may be possible to get an interest-free credit card. This may be best when you need $5,000 in a hurry and can pay it back over the course of a year or two. In addition to getting the money that you need quickly, you may also be entitled to rewards points that can help pay for a vacation or other expenses in the future.
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Do You Have Scrap Metal?
There is a good chance that you have extra aluminum, copper, or other materials laying around the house. Old siding, car parts and other items that most people have in their garages contain these materials, and in some cases, you may have large quantities of them.
Taking your metal to a scrap yard like Big Daddy Scrap may be an easy way to get hundreds of dollars and clear out space in your house at the same time.
The stress of being in a financial bind may make you vulnerable to making poor decisions. Ideally, you will take the time to fully assess your situation and take steps to get money without putting yourself too far in debt to a lender. Doing so may help you either repay the money in a timely manner or get through your financial crisis without taking out a loan at all.
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