Six Things You Need to do to Make Money Work for You

Six Things You Need to do to Make Money Work for You
  • Opening Intro -

    Regardless of how you feel about money, the undisputable fact is that we all need it.

    Some of us have more of it than others and others are able to get by with what they have because they are conscious of it.


You work hard to make it which is why it is important to make it work for you. There are a couple of things that you need to know that could help you take control of your personal finances:

#1. Have a Budget

You’ve probably heard how important it is to have a budget. Living within the limits of a budget is not an easy thing to do. A lot of people start off with good intentions and might actually succeed in keeping to the budget but life happens and they end up using more than they intended to.

The trick is to keep trying and being mindful of the things that make you fall off the wagon. Having a budget is not as critical as knowing where and why you spend the money you have.

#2. Check your credit card’s APR

Credit cards typically have an APR of 18.9% but some credit cards might have more than that. If you are able to pay off your debt on your credit card then it should not be a problem for you, but if your interest rates are too high, you should look for a better deal.

#3. Save your money as if you were preparing for unemployed

A lot of people do not know how much to save. They put away just a bit for a rainy day. So what do you do when you no longer have a guaranteed source? Think about this and let it be your guide. Ideally, the money you should put away should be enough to get you through 6 months whilst you look for an alternative way to make money or find a job.

#4 Find ways to supplement your current income

There are different things that you can do to supplement your income. For instance, you can turn a hobby into a money-generating enterprise. You can also rent out a spare room in your home to get extra money.

#5. Get the best insurance for your valuables

You can find great deals on home contents and car insurance by going to online price comparison sites. You can also reduce your premiums by putting your partner on your insurance plan. You can save even more if you can get your home contents and car insurance from one insurance provider.

#6. Track your debit orders

Note the dates when your debit orders go off. Ensure that there are sufficient funds in your account to avoid hefty overdraft fees.


It is important to understand your relationship to money and to find ways to make the money you work for work for you. Having enough money is not as hard as people think. If you are mindful of how you spend, save or use your money, you will be able to lead a life free of financial strain.

Now that you know this, share the information with your friends and compare how other people are managing their finances. It might take you a while to get it right but the important thing is to keep trying.

Money Management reference:

all about budgeting


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