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Credit Management
Why good credit management? Because good credit is needed to purchase items with favorable lending terms – and in some cases, employment.
About Money
When you think of your checking account, you may only think of money going in and out. The truth is that your checking account can offer you so much more.
Financial Planning for a Child with Special Needs
November 12, 2019
Does Your Business Need A Tax Lawyer?
November 11, 2019
How to Save Money on Insurance
November 7, 2019Career Planning
As important as obtaining a college degree is for many students fresh out of high school, not every individual is cut out for the academic lifestyle of a college campus.
4 Qualities to Have When Seeking a Law Career
September 8, 2019
4 Careers Where You Can Forgo a 4-Year Degree
September 7, 2019
3 Types of Career-Based Education
August 28, 2019
Consumer Financing Issues
College life is fun but not from the financial perspective, particularly if you don’t have a scholarship. Expenses are often high, whether it is about tuition fees, housing or additional activities.
How to Finance a New Home in a Seller’s Market
May 13, 2019
Every time that you swipe that credit card, the bank is loaning you money. Money, of course that you have. Wait… you don’t have the money?
How to Avoid Bad Credit Score and Increase Your Credit Score
December 21, 2018
The Risk Of Credit Cards For People With Bad Credit
January 22, 2018
If you’ve been following the real estate news in Armagh, Ireland over the past few years, you will notice that there have been complaints of how progressively difficult it was becoming for people to become home owners. The reason for this has been chucked down to the steady rise in the price of real estate and the much slower rate at which average wages are increasing.
How to Finance a New Home in a Seller’s Market
May 13, 2019
Benefits That Property Buyers Can Enjoy From Bridging Loans
April 20, 2018
Credit has spread to the point that it is used for almost aspect of life these days. Even for transactions that don’t actually require credit, many businesses want you to have a good credit score.
7 Things To Know Before Applying For a Payday Loan
January 21, 2019
5 Ways That You Can Pay Back Your Student Loans
January 9, 2019
Get the Best Home Loan With These 5 Smart Home Buying Tips
November 23, 2018
College life is fun but not from the financial perspective, particularly if you don’t have a scholarship. Expenses are often high, whether it is about tuition fees, housing or additional activities.
The Ultimate Cheat Sheet on Searching for Scholarships!
July 30, 2018
Five Things You Need to Know About Scholarships
December 20, 2017
Should Older Students Max Out Financial Aid?
January 16, 2017 
Consumer Financing Needs
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| What's Need to Qualify for Financing | ||||
| Lenders use several criteria to qualify an applicant for home or financing financing. The most important criteria include: | ||||
| 1) the home/or auto appraisal: the appraisal is the value of the asset (home or auto) that is being financed. You can borrow up to the appraised value of the home or auto. |
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| 2) your credit rating: your credit report is used by banks and other lending institutions to determine your credit worthiness. The report can be a factor in a lending institution's decision to approve or decline your application. You should review your credit report for any errors before applying for a loan. |
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| 3) your capacity to repay (income ratios): lenders analyze two ratios when qualifying the applicant for financing - the "housing ratio" and the "debt-to-income" ratio. If these ratios are too high, you may not qualify for financing. |
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| 4) your employment: lenders like to see applicants in good, steady employment. Lenders will verify your income with your employer or your filed tax statements. |
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Managing Your Credit
As young adults, millennials usually face a rough job market in an unfavorable economy which makes it difficult to build their credit scores. Theirs is the lowest average credit score amongst all age groups.
Making Sense of Your Cents With Credit Scores and Credit Reports
November 5, 2018
How My Car Addiction Ruined My Credit
October 19, 2018
Taking Care of Debt
The holidays are a tough time for many families, and you might be worried that your finances are going to be stretched too thin during the upcoming season.
Chapter 7 vs. Chapter 13 Bankruptcy: Know The Difference
October 14, 2019
What Bankruptcy Can Do for You
October 15, 2018
3 Effective Strategies to Help You Deal With Accumulated Debt
August 29, 2018
The Game of Life
Most car owners come to the conclusion that they want to get rid of their car. While some may want to scrap it, most will want to either sell it or trade it in.
Determine The Best Car Transmission Specialist In Simple Steps
November 6, 2019
How to Save For Your First Car
October 18, 2019
5 Facts You Should Know About Car Accident Settlements
October 12, 2019
If you’re like most people out there, you’re probably wondering what it takes to be successful. I’ve often thought about this, and pondered the question myself.
5 Steps to Attaining Financial Freedom
October 3, 2018
How to Start a Photo Business: Capturing the Moment
May 23, 2018
Most car owners come to the conclusion that they want to get rid of their car. While some may want to scrap it, most will want to either sell it or trade it in.
Determine The Best Car Transmission Specialist In Simple Steps
November 6, 2019
How to Save For Your First Car
October 18, 2019
5 Facts You Should Know About Car Accident Settlements
October 12, 2019
Leaving home for college for the first time is usually exciting, but it can also be stressful.
5 Benefits of Living Off-Campus In College
February 6, 2019
How to Keep the Paycheck While Going to School
August 4, 2017
Can You Go Back to School When You Have Kids?
November 28, 2016
It’s undeniable that social media presence plays a key role in the prestige and renown of any Australian business in 2018.
3 Social Media Marketing Habits for Career/Business Growth in 2018
February 21, 2018
What’s the Impact of Online Reviews on Your Business? Part 1
October 5, 2017
How Social Media is Promoting the Finance Industry
June 13, 2016
About Home
When you are ready to buy a home, you will want to remain financially healthy.
What Makes Property Management in Austin Great
October 23, 2019
Choosing the Right Chesapeake AC Repair Expert
September 21, 2019
Best Homes for First-Time Home Buyers
September 16, 2019
Fortunately, there are several tips that can be followed that could help you to save money when you are trying
Money Saving with Real Estate
July 2, 2015
How to Save Money on Building a New Home in 2015
June 10, 2015
How to Help Your Home Build Go Smoothly
March 6, 2013
When you are ready to buy a home, you will want to remain financially healthy.
Best Homes for First-Time Home Buyers
September 16, 2019
Tips for Retirees Looking to Buy Their Next Forever Home
August 21, 2019
What’s in Store for the Real Estate Market This Coming 2020?
August 5, 2019
You can make a big change with just some small home improvements. Here are the 7 best low budget home improvement tips that I can share with you.
Affordable Home Improvement Tips Every Homeowner Should Know
October 8, 2018
How to Create a Reliable Budget Plan for Your Home Renovation
February 16, 2018
Raising the Value of Your House Through Home Remodeling
January 24, 2018
Selling your home? If you are well prepared for the sale, you will probably succeed and find the right buyer for your home.
Why Home Sellers Should Always Consult Experienced Realtors
September 5, 2018
Selling Your Home? 4 Speed Bumps to Avoid
September 27, 2016
5 Tips to Avoid Foreclosure After You Lost Your Job
February 3, 2016
When someone buys a home, they will spend more than the actual price of the home itself. It is important
Make Your Moving Day Quick and Easy With the Right Truck
June 23, 2015
Striking out on Your Own: Life After Living with Mom and Dad
November 8, 2012
Advantages Of Opting For An Ideal Storage Service
March 13, 2012
Life-Event Centers
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Consumer Tips
The thing about skincare is no matter how much your research or experiment, it is best to leave it to the experts to advice on what is good for the skin. Each of our skin is unique, and its health is directly related to our overall health.
Crossword Puzzles: A Perfect Brain Teaser to Make Your Brain Smarter
October 27, 2019
How to Save Money on Fall Fashion With a Capsule Wardrobe
October 7, 2019
5 Beautiful Places in the World to Find Peace of Mind
October 2, 2019Business Services
It’s dangerous to venture into the world of E-commerce half-heartedly. When you go in, you have to be in it to win.
5 Ways to Reward Your Employees
November 2, 2019
4 Financial Pitfalls for Supply Management and How to Avoid Them
October 30, 2019
