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Manage Your Money
What is money management? It is living with your means but more importantly, building the skill sets necessary to grow your money supply.
First step is budgeting your spend and living within your means. Information and tools available
Credit cards (and debt cards) are replacing cash and checks. The downside of credit card purchasing is that we spend more than what we need. Learn to treat your cards as cash – and receive benefits.
The easiet and sure way to increase your money supply is lowering your bills and monthly spend. Some tips.
About Money
Every year folks have to pay taxes, and every so often there are particularly challenging years that make the tax season even more of a headache.
What To Know Before Renting Your First Apartment
September 29, 2020
How to Save on Home and Disaster Insurance
September 28, 2020
Information Regarding the Cost to Start a Gold IRA
September 26, 2020Career Planning
It is common for recent high school graduates to struggle with a decision to enter the workforce or to continue their education. The better of the two options is to generally sacrifice the time to obtain some type of college education.
Top Resources for Educators to Help Improve Their Teaching
October 5, 2020
How to Balance Studying with Working in 2020
September 8, 2020
How the COVID-19 Pandemic Affects Recent College Graduates
August 22, 2020
Consumer Financing Issues
Looking for a First Time Home Buyer Loan can be both frustrating and exhilarating, so it is no wonder that so many people wish they could have as much information as possible, before beginning the application process.
4 Things Long-Time Renters Should Know About Their First Mortgage
September 11, 2020
How Does Boat Finance Work?
May 25, 2020
Effective and Smart Ways to Get a Loan with Bad Credit
April 30, 2020
Everyone wants to save more with a minimal investment! The same thought process runs when people have to travel.
What Every Person Needs to Know About Credit Cards
February 22, 2019
How to Avoid Bad Credit Score and Increase Your Credit Score
December 21, 2018
Looking for a First Time Home Buyer Loan can be both frustrating and exhilarating, so it is no wonder that so many people wish they could have as much information as possible, before beginning the application process.
4 Things Long-Time Renters Should Know About Their First Mortgage
September 11, 2020
Compared to automobile loans, boat loans have a fixed rate term loan on which you make payments for a defined duration.
Effective and Smart Ways to Get a Loan with Bad Credit
April 30, 2020
How Credit Scores Affect Your Home Loan
January 27, 2020
How to Get Affordable Loan Rates with Low Credit
April 5, 2019
College life is fun but not from the financial perspective, particularly if you don’t have a scholarship. Expenses are often high, whether it is about tuition fees, housing or additional activities.
The Ultimate Cheat Sheet on Searching for Scholarships!
July 30, 2018
Five Things You Need to Know About Scholarships
December 20, 2017
Should Older Students Max Out Financial Aid?
January 16, 2017 
Consumer Financing Needs
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| What's Need to Qualify for Financing | ||||
| Lenders use several criteria to qualify an applicant for home or financing financing. The most important criteria include: | ||||
| 1) the home/or auto appraisal: the appraisal is the value of the asset (home or auto) that is being financed. You can borrow up to the appraised value of the home or auto. |
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| 2) your credit rating: your credit report is used by banks and other lending institutions to determine your credit worthiness. The report can be a factor in a lending institution's decision to approve or decline your application. You should review your credit report for any errors before applying for a loan. |
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| 3) your capacity to repay (income ratios): lenders analyze two ratios when qualifying the applicant for financing - the "housing ratio" and the "debt-to-income" ratio. If these ratios are too high, you may not qualify for financing. |
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| 4) your employment: lenders like to see applicants in good, steady employment. Lenders will verify your income with your employer or your filed tax statements. |
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Managing Your Credit
In 2017, the WannaCry ransomware attacked millions of computers in more than 150 countries. As the government worked to find the source of the attack and get the held data released, millions of Americans wondered if their data was safe.
5 Best Ways to Fix Your Credit Card In 2020
April 3, 2020
4 Easy Ways to Build Credit Without Changing Your Spending Habits
December 15, 2019
Guide to Credit Repair (for Millennials)
February 15, 2019Taking Care of Debt
Are you trying to find out what to do if you find yourself in debt? If so, you are in the same boat as many other Americans.
How to Negotiate a Debt Settlement on Your Own
September 30, 2020
Steps to Take to Get Your Family Out of Debt
September 19, 2020
Global Debt: The World’s Least Indebted Territories
June 6, 2020
The Game of Life
High vehicle occupancy lanes, also referred to as carpool lanes, have been built across 20 states in the United States.
Choosing a University: 5 Tips
September 5, 2020
Ways Universities Can Better Support Students
September 3, 2020
How To Get a Five Star Uber Driver Rating
September 1, 2020
The world is a convoluted place where everyone tries to figure out what’s best for them.
5 Steps to Attaining Financial Freedom
October 3, 2018
High vehicle occupancy lanes, also referred to as carpool lanes, have been built across 20 states in the United States.
How To Get a Five Star Uber Driver Rating
September 1, 2020
The Advantages of Buying a New Car vs. Used
July 20, 2020
Choosing your further education is a huge, crucial step for your future. Not only do you want to seek the right degree course, but you also want to achieve it in an institution you can trust and enjoy.
Ways Universities Can Better Support Students
September 3, 2020
Should Your Travel Abroad for School? And How to Plan for It
August 10, 2020
4 Reasons to Apply for a Master’s Degree
May 7, 2020
It’s undeniable that social media presence plays a key role in the prestige and renown of any Australian business in 2018.
3 Social Media Marketing Habits for Career/Business Growth in 2018
February 21, 2018
What’s the Impact of Online Reviews on Your Business? Part 1
October 5, 2017
How Social Media is Promoting the Finance Industry
June 13, 2016
About Home
As a homeowner, it can be very easy to put off intimidating repairs. Not only are they complex, but oftentimes, they’re expensive too.
How to Finance for Major Home Improvements
October 9, 2020
Buying a Home? How it Impacts Your Personal Finances
September 16, 2020
Fortunately, there are several tips that can be followed that could help you to save money when you are trying
Money Saving with Real Estate
July 2, 2015
How to Save Money on Building a New Home in 2015
June 10, 2015
How to Help Your Home Build Go Smoothly
March 6, 2013
Owning a home is the pillar of almost every American dream. Buying a home is classified as an investment because it enables you to save a considerable sum of money.
The Best Way to Negotiate With Real Estate Agents
August 12, 2020
Whether you’ve only been in your home for a couple of months or you’ve lived there for years, you may want to make some major improvements to ensure your residence fits your personal style.
Every homeowner would like to sell their home quickly for a great price. However, in reality, one must introduce changes and play their cards smart to gain great profit when selling their real estate.
Moving Out: A Beginner’s Guide to Selling an Estate
April 20, 2020
6 Things to Do When You’re Selling an Older Home
February 11, 2020
For those of you throughout the country who already had planned to move or if you are having to unexpectedly move, you need not worry.
5 Essential Moving Tips for People with Disabilities
April 5, 2020
Pros and Cons of Renting
March 1, 2020
Life-Event Centers
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Consumer Tips
Dealing with legal matters is never easy, especially when you don’t have a professional by your side, to provide you with proper legal advice.
Work from Home: Set Up Your Perfect Home Office with These Items
October 17, 2020
How to Be a Frugal Online Shopper
September 7, 2020
4 Types of Junk You Can Get Paid to Get Rid Of
August 21, 2020Business Services
Staying on top of your money is one of the keys to managing your business. Managing your money will prevent you from being burdened with debt, which will make your life a lot easier.
4 Accounting Tips for Those Handling High Profile Clients
October 10, 2020
Simple Ways To Make Your Business Look More Professional
October 1, 2020
How Technology Can Save Engineering Firms Money
September 24, 2020
