Did You Say ... help with ... Money ... Credit ... Debt ... Career?

Debt Management

Debt – it’s one of the facts of life. Unfortunately, many households have incurred too much debt. Learn how best to manage and reduce your debt.

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About Money

Investing in the stock market for the first time can be a mix of exciting and nerve-wracking. There is always uncertainty when it comes to stocks, and there are tons of ways to play the game.

Career Planning

The prospect of a four-year degree and a mountain of student loans can be intimidating. Because of the continual rise of tuition costs and the stress of spending four years on a degree, more and more people are considering shorter certifications and training programs as their way into a new and well-paying career.

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Consumer Financing Issues

Borrowing money from student loans isn’t hard, but returning it back is definitely hard. So, that’s why I’m here to assist you on how you can pay back your student loans.

You may wonder why a credit score is important. A good credit score can help you a lot if you decide to borrow money or purchase a home. Lenders will check your credit score to see if you’re fit to do business with them.

Perhaps most of us usually think that buying a home is always that easy. Well, I also think it should be but then it’s just unfortunate that this is usually not the case.

Borrowing money from student loans isn’t hard, but returning it back is definitely hard. So, that’s why I’m here to assist you on how you can pay back your student loans.

This awesome cheat sheet will make the process of searching and finding the best scholarships significantly easier.

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Consumer Financing Needs

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What's Need to Qualify for Financing
Lenders use several criteria to qualify an applicant for home or financing financing. The most important criteria include:
1) the home/or auto appraisal:
the appraisal is the value of the asset (home or auto) that is being financed. You can borrow up to the appraised value of the home or auto.
Get your home valuation report
2) your credit rating:
your credit report is used by banks and other lending institutions to determine your credit worthiness. The report can be a factor in a lending institution's decision to approve or decline your application. You should review your credit report for any errors before applying for a loan.
View your credit report
Get your FICO score
3) your capacity to repay (income ratios):
lenders analyze two ratios when qualifying the applicant for financing - the "housing ratio" and the "debt-to-income" ratio. If these ratios are too high, you may not qualify for financing.
Calculate your income and debt ratios
Calculate how much you can afford
4) your employment:
lenders like to see applicants in good, steady employment. Lenders will verify your income with your employer or your filed tax statements.
Look for new employment if necessary

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Managing Your Credit

Credit is a six-letter word with immense financial implications. In a nutshell, credit is the ability to borrow.

Taking Care of Debt

Poor financial planning exposes many businesses to the risk of running out of cash for expenditure. Filing for bankruptcy can be the best decision to make when an individual or a business is facing serious financial problems.

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The Game of Life

The majority of used car buyers put most of their car buying efforts into locating the perfect vehicle. True, it is very important to find the right car but it is also equally important to figure out how to pay for it.

Attaining financial freedom is a personal decision that an individual has to make. It looks hard to achieve but it is actually easy.

The majority of used car buyers put most of their car buying efforts into locating the perfect vehicle. True, it is very important to find the right car but it is also equally important to figure out how to pay for it.

Many people miss out on the opportunity, because they do not believe that they can continue to financially support themselves

It’s undeniable that social media presence plays a key role in the prestige and renown of any Australian business in 2018.

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About Home

Buying a home is the number one dream for many. But, it’s very important to buy a home while you’re still working. And you have to be secure first before taking the first step of buying a home.

Fortunately, there are several tips that can be followed that could help you to save money when you are trying

Buying a home is the number one dream for many. But, it’s very important to buy a home while you’re still working. And you have to be secure first before taking the first step of buying a home.

You can make a big change with just some small home improvements. Here are the 7 best low budget home improvement tips that I can share with you.

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Life-Event Centers

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Helping You Make Life Decisions
For Education (open new win)
College Planning Center
College Campus BLOG
College Financial Aid

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Helping You Make Life Decisions
For Education (open new win)
Home Remodeling / Home Improvement
Home Construction / Building
Home Buying
Home Selling

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Helping You Make Life Decisions
For the Auto-Travel-Business (open new win)
Auto Buying
Making Travel
Buying a Business

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Consumer Tips

Have you ever thought about how you could use your passion to make a residual income? Maybe you’ve thought about how to make money from home or on your vacation.

Business Services

You need to be sure that you have come up with a plan to get through your commercial real estate loan transaction as quickly as possible. You should remember that most people who are going to get commercial real estate loans could run into problems.

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