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Career Management
Your career is ever growing – at least it should be. If not, you may need to find another career that will bring the prosperity you need.
Some pointers to help you select the right career
Tips on career prep and finding best career job
Now it’s time to advance your career via networking
About Money
Inflation, the gradual increase in the overall price level of goods and services in an economy over time, is a phenomenon that all economies encounter. It’s a prevalent economic issue that can erode purchasing power, impact savings, and disrupt business planning.

Exploring the Benefits of Wealth Management
November 27, 2023
The Importance of Saving: Steps for Planning and Building a Savings Plan
November 24, 2023
Navigating the Year-End Tax Filing for Small Businesses and Households
November 13, 2023Career Planning
A career in welding presents numerous opportunities and challenges, making it an excellent choice for individuals with a knack for precision and problem-solving.

Essential Job Search Tips To Help You Get Hired Quickly
October 16, 2023
5 Things You Need to Know About a Career in Real Estate
October 1, 2023
Consumer Financing Issues

5 Facts and Myths About Loans Everyone Should Know
November 11, 2023
What Credit Score Do You Need To Buy A House?
September 18, 2023
Money Saving Methods on Home Loans
August 9, 2023
What Every Person Needs to Know About Credit Cards
February 22, 2019
How to Avoid Bad Credit Score and Increase Your Credit Score
December 21, 2018
Money Saving Methods on Home Loans
August 9, 2023
Are Credit Unions Good for Mortgages?
July 26, 2023
How High Mortgage Rates are Impacting Home Buying Today
July 21, 2023
5 Facts and Myths About Loans Everyone Should Know
November 11, 2023
How to Finance a Car With No Credit
August 21, 2022
7 Smart Income Ideas For College Students
September 30, 2019
The Ultimate Cheat Sheet on Searching for Scholarships!
July 30, 2018
Five Things You Need to Know About Scholarships
December 20, 2017
Consumer Financing Needs

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What's Need to Qualify for Financing | ||||
Lenders use several criteria to qualify an applicant for home or financing financing. The most important criteria include: | ||||
1) the home/or auto appraisal: the appraisal is the value of the asset (home or auto) that is being financed. You can borrow up to the appraised value of the home or auto. |
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2) your credit rating: your credit report is used by banks and other lending institutions to determine your credit worthiness. The report can be a factor in a lending institution's decision to approve or decline your application. You should review your credit report for any errors before applying for a loan. |
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3) your capacity to repay (income ratios): lenders analyze two ratios when qualifying the applicant for financing - the "housing ratio" and the "debt-to-income" ratio. If these ratios are too high, you may not qualify for financing. |
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4) your employment: lenders like to see applicants in good, steady employment. Lenders will verify your income with your employer or your filed tax statements. |
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Managing Your Credit
Having a good credit score is essential for obtaining financing and getting the best interest rates. It can also make it easier to get approved for loans, mortgages, and other forms of credit.

5 Steps to Take When Building Your Credit Score
January 24, 2022
Credit Repair: How to Do it Yourself
November 25, 2020
How Cybersecurity Keeps Your Finances Safe
September 23, 2020Taking Care of Debt
In today’s economic landscape, managing debt has become a common challenge for many. High-interest rates can exacerbate this issue, causing what may initially seem like a manageable debt to quickly spiral out of control.

Get Your Loan Modified: 4 Tips for Success
February 28, 2023
What’s the Difference Between Good Debt and Bad Debt?
April 1, 2022
The Game of Life

Life-Event Management: Navigating Life’s Major Milestones
October 11, 2023
How To Make the Most Out of Your Used Car
September 7, 2023
Who Is Turning 50? Planning the Perfect 50th Birtday
September 4, 2023
Tips and Ideas: How to Get More Things Done in Less Time
March 28, 2021
Basic Life Skills Everyone Should Know
March 19, 2020
How To Make the Most Out of Your Used Car
September 7, 2023
5 Steps To Follow When Buying Your First Car
June 20, 2023
5 Best Secondhand Items To Buy For College
August 29, 2022
5 Financial Tips for Every College Student
March 17, 2022
5 Benefits of Social Media Monitoring
November 30, 2018
3 Social Media Marketing Habits for Career/Business Growth in 2018
February 21, 2018
What’s the Impact of Online Reviews on Your Business? Part 1
October 5, 2017
About Home

Track Saw vs. Table Saw: What’s the Difference?
October 26, 2023
5 Most Important Things to Consider When Trying to Flip a House
October 16, 2023
Can You Live in an RV Full-Time While in College?
August 28, 2023
5 Services You Need Before You Break Ground on a New House
March 22, 2023
Custom Build FAQs: Which Experts Do You Need on Your Team?
August 1, 2022
5 Most Important Things to Consider When Trying to Flip a House
October 16, 2023
The Housing Market! Is Now A Good Time To Buy?
June 7, 2023
How to Sell Your Home for More Money
January 6, 2022
8 Questions to Ask a Real Estate Agent
November 12, 2021
5 Tips for Selling Your Home Fast
October 6, 2021
3 Easy Ways To Make Relocating Less Stressful
January 4, 2023
9 Common Moving Scams and How to Avoid Them
August 9, 2021
Life-Event Centers

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Consumer Tips
In the hustle and bustle of our modern lives, stress is something that most of us have come to accept as normal. However, if left unmanaged, it can wreak havoc on both our physical and mental health.

Signs You’re Being Taken Advantage of at Work
November 20, 2023
Navigating Troubling Times: Protecting the Family
November 20, 2023
Car Rentals vs. Ridesharing: Which Is Better?
November 17, 2023Business Services
Don’t make finding your dump truck a new home harder than it needs to be. Learn five important tips for selling your dump truck to find a buyer faster.

Tips for Properly Maintaining an Industrial Plant
November 16, 2023
Tips for Creating a Fire Evacuation Plan for Your Business
November 10, 2023
Where to Find Quality Marketing Analysis
October 30, 2023