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Career Management

Your career is ever growing – at least it should be. If not, you may need to find another career that will bring the prosperity you need.

Some pointers to help you select the right career

Tips on career prep and finding best career job

Now it’s time to advance your career via networking

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About Money

Inflation, the gradual increase in the overall price level of goods and services in an economy over time, is a phenomenon that all economies encounter. It’s a prevalent economic issue that can erode purchasing power, impact savings, and disrupt business planning.

Career Planning

A career in welding presents numerous opportunities and challenges, making it an excellent choice for individuals with a knack for precision and problem-solving.

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Consumer Financing Issues

In today’s world, loans have become an essential part of our lives. Whether it’s for purchasing a house or starting a business, sometimes we all need financial assistance.

Credit cards have become ubiquitous in modern society. From online shopping to everyday purchases, using a credit card has become the norm for many people.

Purchasing a home is a significant financial commitment that requires careful planning and preparation. One of the crucial aspects that potential homeowners need to consider is their credit score.

In today’s world, loans have become an essential part of our lives. Whether it’s for purchasing a house or starting a business, sometimes we all need financial assistance.

If you’re a college student who needs some extra cash, you can take on a side job that will help you get the money to pay for tuition, food, and other college-related expenses.

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Consumer Financing Needs

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What's Need to Qualify for Financing
Lenders use several criteria to qualify an applicant for home or financing financing. The most important criteria include:
1) the home/or auto appraisal:
the appraisal is the value of the asset (home or auto) that is being financed. You can borrow up to the appraised value of the home or auto.
Get your home valuation report
2) your credit rating:
your credit report is used by banks and other lending institutions to determine your credit worthiness. The report can be a factor in a lending institution's decision to approve or decline your application. You should review your credit report for any errors before applying for a loan.
View your credit report
Get your FICO score
3) your capacity to repay (income ratios):
lenders analyze two ratios when qualifying the applicant for financing - the "housing ratio" and the "debt-to-income" ratio. If these ratios are too high, you may not qualify for financing.
Calculate your income and debt ratios
Calculate how much you can afford
4) your employment:
lenders like to see applicants in good, steady employment. Lenders will verify your income with your employer or your filed tax statements.
Look for new employment if necessary

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Managing Your Credit

Having a good credit score is essential for obtaining financing and getting the best interest rates. It can also make it easier to get approved for loans, mortgages, and other forms of credit.

Taking Care of Debt

In today’s economic landscape, managing debt has become a common challenge for many. High-interest rates can exacerbate this issue, causing what may initially seem like a manageable debt to quickly spiral out of control.

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The Game of Life

Uncover four ways the automotive industry uses DC converters when designing electric and hybrid vehicles, from cooling the car to extending battery life!

Is it difficult for you to motivate yourself for work? Try these five effective ways to help you stay focused at work to be as productive as possible.

Uncover four ways the automotive industry uses DC converters when designing electric and hybrid vehicles, from cooling the car to extending battery life!

Typically, the end of the first semester of college is when students realize they may not be very well-organized. Often, the strategies students use in high school don’t cut it in college, where instructors expect you to remember all the due dates for projects on your own.

We’re sure you’ve got Snapchat, Facebook, Instagram and other similar apps on your smartphone. However, do you know that there are numerous Android Apps for students available in Google Play Store that could help them get organized

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About Home

Embarking on higher education as an adult can be a challenging yet rewarding journey, especially when it involves managing finances. Flipping houses offers an innovative way to fund this venture.

Building surveying services are a crucial form of professional assistance for anyone looking to understand and make decisions about an existing or ongoing construction project.

Embarking on higher education as an adult can be a challenging yet rewarding journey, especially when it involves managing finances. Flipping houses offers an innovative way to fund this venture.

Do you need help picking the right power saw for your woodworking job? Learn the differences between track saws and table saws with this easy-to-follow guide.

Selling and connecting with people is fulfilling and a great way to both fill your pocket and disperse assets. While no selling gig goes flawlessly, there are steps you can take to ensure you have the best chance possible of getting a sale you both can be happy with.

You’ve outgrown your parents’ home and are ready for the next chapter in your life. To help you take the next steps forward, here’s how to prepare to move out of your parents’ house.

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Life-Event Centers

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Helping You Make Life Decisions
For Education (open new win)
College Planning Center
College Campus BLOG
College Financial Aid

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Helping You Make Life Decisions
For Education (open new win)
Home Remodeling / Home Improvement
Home Construction / Building
Home Buying
Home Selling

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Helping You Make Life Decisions
For the Auto-Travel-Business (open new win)
Auto Buying
Making Travel
Buying a Business

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Consumer Tips

In the hustle and bustle of our modern lives, stress is something that most of us have come to accept as normal. However, if left unmanaged, it can wreak havoc on both our physical and mental health.

Business Services

Don’t make finding your dump truck a new home harder than it needs to be. Learn five important tips for selling your dump truck to find a buyer faster.

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