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Debt Management
Debt – it’s one of the facts of life. Unfortunately, many households have incurred too much debt. Learn how best to manage and reduce your debt.
About Money
A lot of people are wasting opportunities in the name of improving their circumstances. Unfortunately, they seem to be unaware of what they are doing. Could you be one of them?
How to Start Successful Budgeting in College
February 18, 2019
8 Smart Personal Financial Goals That Will Carry You to Riches
February 11, 2019
Marrying at a Young Age? 4 Tips to Help You Secure Financial Success
February 4, 2019Career Planning
The prospect of a four-year degree and a mountain of student loans can be intimidating. Because of the continual rise of tuition costs and the stress of spending four years on a degree, more and more people are considering shorter certifications and training programs as their way into a new and well-paying career.
How to Find and Choose Business Opportunities
January 14, 2019
4 Industries Starving for New Employees
December 12, 2018
Graduation Woes – 4 Things To Know Before Applying To Med School
December 5, 2018
Consumer Financing Issues
Every time that you swipe that credit card, the bank is loaning you money. Money, of course that you have. Wait… you don’t have the money?
7 Things To Know Before Applying For a Payday Loan
January 21, 2019
5 Ways That You Can Pay Back Your Student Loans
January 9, 2019
The House Buying and Mortgage Application Process
January 2, 2019
Every time that you swipe that credit card, the bank is loaning you money. Money, of course that you have. Wait… you don’t have the money?
How to Avoid Bad Credit Score and Increase Your Credit Score
December 21, 2018
The Risk Of Credit Cards For People With Bad Credit
January 22, 2018
Perhaps most of us usually think that buying a home is always that easy. Well, I also think it should be but then it’s just unfortunate that this is usually not the case.
All That You Need to Know About Mortgage Brokers
August 29, 2017
How Your Credit Score Will Impact Your Home Search
March 24, 2017
Living paycheck to paycheck is the most challenging task, especially when you need money right away and can’t wait until you get paid at the next pay date. If you need help on how to get instant cash, you should look into payday loans.
5 Ways That You Can Pay Back Your Student Loans
January 9, 2019
Get the Best Home Loan With These 5 Smart Home Buying Tips
November 23, 2018
This awesome cheat sheet will make the process of searching and finding the best scholarships significantly easier.
Five Things You Need to Know About Scholarships
December 20, 2017
Should Older Students Max Out Financial Aid?
January 16, 2017
Ways to Make Extra Cash While Studying
December 3, 2016 
Consumer Financing Needs
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| What's Need to Qualify for Financing | ||||
| Lenders use several criteria to qualify an applicant for home or financing financing. The most important criteria include: | ||||
| 1) the home/or auto appraisal: the appraisal is the value of the asset (home or auto) that is being financed. You can borrow up to the appraised value of the home or auto. |
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| 2) your credit rating: your credit report is used by banks and other lending institutions to determine your credit worthiness. The report can be a factor in a lending institution's decision to approve or decline your application. You should review your credit report for any errors before applying for a loan. |
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| 3) your capacity to repay (income ratios): lenders analyze two ratios when qualifying the applicant for financing - the "housing ratio" and the "debt-to-income" ratio. If these ratios are too high, you may not qualify for financing. |
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| 4) your employment: lenders like to see applicants in good, steady employment. Lenders will verify your income with your employer or your filed tax statements. |
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Managing Your Credit
As young adults, millennials usually face a rough job market in an unfavorable economy which makes it difficult to build their credit scores. Theirs is the lowest average credit score amongst all age groups.
Making Sense of Your Cents With Credit Scores and Credit Reports
November 5, 2018
How My Car Addiction Ruined My Credit
October 19, 2018
Taking Care of Debt
Poor financial planning exposes many businesses to the risk of running out of cash for expenditure. Filing for bankruptcy can be the best decision to make when an individual or a business is facing serious financial problems.
3 Effective Strategies to Help You Deal With Accumulated Debt
August 29, 2018
Why We Borrow and Why We Need Debt Management
August 1, 2018
3 Critical Steps to Help You Overcome Your Debt
July 20, 2018
The Game of Life
Living on campus is very convenient, you can go to school without traffic. But living off campus have some good benefits, too.
How to Find Cheap Car Dealerships When Shopping For Used Vehicles
January 25, 2019
How to Finance a Used Car
January 11, 2019
Attaining financial freedom is a personal decision that an individual has to make. It looks hard to achieve but it is actually easy.
Getting a great price on a used car is easier than you might think. You just need to choose the right dealer.
How to Finance a Used Car
January 11, 2019
5 Hidden Costs of Auto Repair
April 4, 2018
Living on campus is very convenient, you can go to school without traffic. But living off campus have some good benefits, too.
How to Keep the Paycheck While Going to School
August 4, 2017
Can You Go Back to School When You Have Kids?
November 28, 2016
5 Great Part-Time Jobs For College Students
August 22, 2016
It’s undeniable that social media presence plays a key role in the prestige and renown of any Australian business in 2018.
3 Social Media Marketing Habits for Career/Business Growth in 2018
February 21, 2018
What’s the Impact of Online Reviews on Your Business? Part 1
October 5, 2017
How Social Media is Promoting the Finance Industry
June 13, 2016
About Home
Buying a home is the number one dream for many. But, it’s very important to buy a home while you’re still working. And you have to be secure first before taking the first step of buying a home.
7 Best Tips for Low Budget Home Improvement
December 19, 2018
Why Do You Need a Home Warranty?
October 31, 2018
Affordable Home Improvement Tips Every Homeowner Should Know
October 8, 2018
Fortunately, there are several tips that can be followed that could help you to save money when you are trying
Money Saving with Real Estate
July 2, 2015
How to Save Money on Building a New Home in 2015
June 10, 2015
How to Help Your Home Build Go Smoothly
March 6, 2013
Buying a home is the number one dream for many. But, it’s very important to buy a home while you’re still working. And you have to be secure first before taking the first step of buying a home.
Property Conveyancing: Perfect Property Solutions!
July 20, 2017
You can make a big change with just some small home improvements. Here are the 7 best low budget home improvement tips that I can share with you.
Affordable Home Improvement Tips Every Homeowner Should Know
October 8, 2018
How to Create a Reliable Budget Plan for Your Home Renovation
February 16, 2018
Raising the Value of Your House Through Home Remodeling
January 24, 2018
Are you planning to sell your home or any other property soon? Well, this is for you.
Selling Your Home? 4 Speed Bumps to Avoid
September 27, 2016
5 Tips to Avoid Foreclosure After You Lost Your Job
February 3, 2016
10 Golden Home Selling Tips
May 28, 2015
When someone buys a home, they will spend more than the actual price of the home itself. It is important
Make Your Moving Day Quick and Easy With the Right Truck
June 23, 2015
Striking out on Your Own: Life After Living with Mom and Dad
November 8, 2012
Advantages Of Opting For An Ideal Storage Service
March 13, 2012
Life-Event Centers
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Consumer Tips
Have you ever thought about how you could use your passion to make a residual income? Maybe you’ve thought about how to make money from home or on your vacation.
5 Tips That Will Help You Save Money for Your New Year’s Eve Celebration
December 24, 2018
Smart Phones, Smarter Generation – Make Money Using Mobile Phone
September 14, 2018
Business Services
In the past decade or so, mobile phones have taken over the majority of the consumer base’s life. Today, the average person will rather reach for their phone when they want to look up something than open up their laptop computers.
Office Management Tips for Beginners
February 8, 2019
Tips for Picking the Right Computer for Work
January 30, 2019
Commercial Real Estate Loans – Seven Things to Worry About
December 31, 2018
