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Debt Management

Debt – it’s one of the facts of life. Unfortunately, many households have incurred too much debt. Learn how best to manage and reduce your debt.

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About Money

Managing your finances may sound like a daunting task to some people, but it doesn’t have to be so overwhelming.

Will Property Taxes Be Going Up?

Will Property Taxes Be Going Up?

  February 5, 2024

Career Planning

Landing and keeping your dream remote job requires great preparation, communication, and personalization. Find out how to obtain these important skills.

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Consumer Financing Issues

Dreaming of that perfect beach vacation or a cross-country road trip but lacking the funds to make it happen?

Credit cards have become ubiquitous in modern society. From online shopping to everyday purchases, using a credit card has become the norm for many people.

Purchasing a home is a significant financial commitment that requires careful planning and preparation. One of the crucial aspects that potential homeowners need to consider is their credit score.

Dreaming of that perfect beach vacation or a cross-country road trip but lacking the funds to make it happen?

If you’re a college student who needs some extra cash, you can take on a side job that will help you get the money to pay for tuition, food, and other college-related expenses.

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Consumer Financing Needs

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What's Need to Qualify for Financing
Lenders use several criteria to qualify an applicant for home or financing financing. The most important criteria include:
1) the home/or auto appraisal:
the appraisal is the value of the asset (home or auto) that is being financed. You can borrow up to the appraised value of the home or auto.
Get your home valuation report
2) your credit rating:
your credit report is used by banks and other lending institutions to determine your credit worthiness. The report can be a factor in a lending institution's decision to approve or decline your application. You should review your credit report for any errors before applying for a loan.
View your credit report
Get your FICO score
3) your capacity to repay (income ratios):
lenders analyze two ratios when qualifying the applicant for financing - the "housing ratio" and the "debt-to-income" ratio. If these ratios are too high, you may not qualify for financing.
Calculate your income and debt ratios
Calculate how much you can afford
4) your employment:
lenders like to see applicants in good, steady employment. Lenders will verify your income with your employer or your filed tax statements.
Look for new employment if necessary

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Managing Your Credit

Having a good credit score is essential for obtaining financing and getting the best interest rates. It can also make it easier to get approved for loans, mortgages, and other forms of credit.

Taking Care of Debt

In today’s economic landscape, managing debt has become a common challenge for many. High-interest rates can exacerbate this issue, causing what may initially seem like a manageable debt to quickly spiral out of control.

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The Game of Life

Navigating the aftermath of a car accident is often a complex endeavor, marred by not only physical and emotional stress but also significant financial burdens.

As the year draws to a close, we often find ourselves contemplating what the next year will bring. It’s during this period of reflection and anticipation that the concept of New Year resolutions comes into the picture.

Navigating the aftermath of a car accident is often a complex endeavor, marred by not only physical and emotional stress but also significant financial burdens.

Embarking on a college education is often accompanied by the heavy weight of financial responsibilities, notably in the form of student loans.

We’re sure you’ve got Snapchat, Facebook, Instagram and other similar apps on your smartphone. However, do you know that there are numerous Android Apps for students available in Google Play Store that could help them get organized

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About Home

Roller shutters, also known as roller doors or sectional overhead doors, are designed with multiple horizontal slats, hinged together. Their popularity among homeowners can be attributed to the myriad of benefits that they provide.

Setting up a construction site requires a bit more detailed work than many realize. Here are some things you must do to prepare the area properly.

Embarking on higher education as an adult can be a challenging yet rewarding journey, especially when it involves managing finances. Flipping houses offers an innovative way to fund this venture.

Selling your home can be both an emotional and financial journey. Whether you’re downsizing, upsizing, or simply relocating, the process involves careful planning and execution to maximize your property’s value in the market.

Relocating to a new home is an incredibly exciting milestone in life. It signifies new beginnings and fresh opportunities. However, it can also be a complex process that requires meticulous planning and organization to ensure a smooth transition.

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Life-Event Centers

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Helping You Make Life Decisions
For Education (open new win)
College Planning Center
College Campus BLOG
College Financial Aid

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Helping You Make Life Decisions
For Education (open new win)
Home Remodeling / Home Improvement
Home Construction / Building
Home Buying
Home Selling

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Helping You Make Life Decisions
For the Auto-Travel-Business (open new win)
Auto Buying
Making Travel
Buying a Business

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Consumer Tips

Emergency and economic preparedness is not merely limited to stocking up on supplies and saving money. It encompasses the creation of a comprehensive plan that can effectively guide your family through uncertain times.

Business Services

The best pharmaceutical sales professionals are passionate about life sciences and understand the science behind their product line.

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