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Debt Management
Debt – it’s one of the facts of life. Unfortunately, many households have incurred too much debt. Learn how best to manage and reduce your debt.
About Money
The accumulation of assets is something you should always be doing as an adult. They help you finance things like homes, vacations, cars, and college education.

The Money Management Dilemma Facing Us Today
April 28, 2022
Smart Investments You Should Make in Your 20s
April 26, 2022
What Is the Most Important Coverage for Car Insurance
April 21, 2022Career Planning
Why do recent college grads need their own business cards?
Even in the midst of the digital age, a classic business card will do you well. They’re not just for business owners! A sleek, well-designed business card with your name and contact information could be the key to getting your first job and making a good impression on potential employers. Here are some compelling reasons why every college grad needs a business card.

Benefits of a Professional Chartered Tax Career
March 7, 2022
9 Things You Need to Know When Starting a Business
March 3, 2022
Consumer Financing Issues

Factors to Consider Before Applying for a Loan
November 30, 2021
Banks Vs.Credit Union: The Pros And Cons of Both
September 30, 2021
4 Smart Ways to Spend a Home Equity Loan
July 10, 2021
What Every Person Needs to Know About Credit Cards
February 22, 2019
How to Avoid Bad Credit Score and Increase Your Credit Score
December 21, 2018
Top Tips for Negotiating Mortgage Loans
May 26, 2021
Home Loan Advice That Could Help You Save Money
May 7, 2021
Factors to Consider Before Applying for a Loan
November 30, 2021
How To Prepare for Student Loan Payments in 2021
December 5, 2020
How Does Boat Finance Work?
May 25, 2020
The Ultimate Cheat Sheet on Searching for Scholarships!
July 30, 2018
Five Things You Need to Know About Scholarships
December 20, 2017
Should Older Students Max Out Financial Aid?
January 16, 2017
Consumer Financing Needs

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What's Need to Qualify for Financing | ||||
Lenders use several criteria to qualify an applicant for home or financing financing. The most important criteria include: | ||||
1) the home/or auto appraisal: the appraisal is the value of the asset (home or auto) that is being financed. You can borrow up to the appraised value of the home or auto. |
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2) your credit rating: your credit report is used by banks and other lending institutions to determine your credit worthiness. The report can be a factor in a lending institution's decision to approve or decline your application. You should review your credit report for any errors before applying for a loan. |
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3) your capacity to repay (income ratios): lenders analyze two ratios when qualifying the applicant for financing - the "housing ratio" and the "debt-to-income" ratio. If these ratios are too high, you may not qualify for financing. |
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4) your employment: lenders like to see applicants in good, steady employment. Lenders will verify your income with your employer or your filed tax statements. |
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Managing Your Credit
To live your best financial life, you must have good credit. However, if you’re establishing credit for the first time, you may be unsure where to begin.

Credit Repair: How to Do it Yourself
November 25, 2020
How Cybersecurity Keeps Your Finances Safe
September 23, 2020
5 Best Ways to Fix Your Credit Card In 2020
April 3, 2020Taking Care of Debt
Some things are worth borrowing for, while others are not so much. What’s the difference between good debt and bad debt, you ask? Learn more below.

Tips for Getting Rid of Debt Faster
December 27, 2021
A Guide on Getting Debt Relief for Your Family
December 4, 2021
5 Debt Payoff Tips for Future Homebuyers
October 8, 2021
The Game of Life

How to Calculate the Financial Value of Your Car
April 18, 2022
The 7 Best Android Apps For Students
March 25, 2022
5 Financial Tips for Every College Student
March 17, 2022
Basic Life Skills Everyone Should Know
March 19, 2020
5 Steps to Attaining Financial Freedom
October 3, 2018
How to Calculate the Financial Value of Your Car
April 18, 2022
How Does Mileage Affect The Value Of Your Used Car?
March 9, 2022
Parts That Can Improve the Quality of Your Car’s Performance
February 7, 2022
10 Habits of Highly Frugal College Students
July 14, 2021
Choosing a University: 5 Tips
September 5, 2020
Ways Universities Can Better Support Students
September 3, 2020
5 Benefits of Social Media Monitoring
November 30, 2018
3 Social Media Marketing Habits for Career/Business Growth in 2018
February 21, 2018
What’s the Impact of Online Reviews on Your Business? Part 1
October 5, 2017
About Home

Tips for Building Your Own Photography Home Studio
April 6, 2022
Budgeting Tips for Home Maintenance Emergencies
April 1, 2022
Money Saving with Real Estate
July 2, 2015
How to Save Money on Building a New Home in 2015
June 10, 2015
How to Help Your Home Build Go Smoothly
March 6, 2013
Considering Buying An Older Home? Get It Inspected First
February 17, 2022
Tips and Advice for First-Time Homebuyers
January 3, 2022
Tips and Tricks to Use When Buying Your First Home
October 30, 2021
Tips for Building Your Own Photography Home Studio
April 6, 2022
Budgeting Tips for Home Maintenance Emergencies
April 1, 2022
5 Requirements That Your House Needs To Be Modernized
March 28, 2022
8 Questions to Ask a Real Estate Agent
November 12, 2021
5 Tips for Selling Your Home Fast
October 6, 2021
Selling Your Home? Here Are 4 Options to Consider
September 20, 2021
4 Ways You Can Prepare Financially Before a Move
July 7, 2021
5 Ways to Save Money On Your Next Family Move
June 9, 2021
6 Best and Worst Places to Rent in America, 2021
April 12, 2021
Life-Event Centers

Helping You Make Life Decisions | ||||||
For Education (open new win) | ||||||
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Helping You Make Life Decisions | ||||||||
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Helping You Make Life Decisions | ||||||
For the Auto-Travel-Business (open new win) | ||||||
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Consumer Tips
It isn’t always easy to talk to adults about money management, so talking to children may be intimidating. However, there are simple ways to educate children on responsible money management.

Ways to Have an Emotionally Healthy Divorce
May 9, 2022
4 Simple Ways To Save Money Buying a Used Car
April 21, 2022
How Often Should The Average Person Visit The Dentist?
April 11, 2022Business Services
Most businesses can’t exist without marketing. It is marketing that, of course, informs consumers about a company’s products and services.

Stress-Reduction Tips for Goal-Oriented Entrepreneurs
April 14, 2022
5 Affordable Customer Service Software to Explore
April 4, 2022