Did You Say ... help with ... Money ... Credit ... Debt ... Career?

Helpful Tools for Managing Life

Life has it challenges from managing money, building your career, sustaining good credit and keeping yourself out of debt. Here are some helpful tools to help.

A collection of forms, maps and worksheets to help in your life decision making. They are FREE without registration.

Some simple calculators to estimate lending costs and running ratio analysis

Need to make decisions? Or perhaps need some guidance? These resources might help.

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Career Planning

Having the ability to make decisions is part of your personal and professional life. It becomes a complicated matter because there are good and bad decisions, and the bad ones may cost you.

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Consumer Financing Issues

Compared to automobile loans, boat loans have a fixed rate term loan on which you make payments for a defined duration.

If you’ve been following the real estate news in Armagh, Ireland over the past few years, you will notice that there have been complaints of how progressively difficult it was becoming for people to become home owners. The reason for this has been chucked down to the steady rise in the price of real estate and the much slower rate at which average wages are increasing.

Compared to automobile loans, boat loans have a fixed rate term loan on which you make payments for a defined duration.

College life is fun but not from the financial perspective, particularly if you don’t have a scholarship. Expenses are often high, whether it is about tuition fees, housing or additional activities.

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Consumer Financing Needs

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What's Need to Qualify for Financing
Lenders use several criteria to qualify an applicant for home or financing financing. The most important criteria include:
1) the home/or auto appraisal:
the appraisal is the value of the asset (home or auto) that is being financed. You can borrow up to the appraised value of the home or auto.
Get your home valuation report
2) your credit rating:
your credit report is used by banks and other lending institutions to determine your credit worthiness. The report can be a factor in a lending institution's decision to approve or decline your application. You should review your credit report for any errors before applying for a loan.
View your credit report
Get your FICO score
3) your capacity to repay (income ratios):
lenders analyze two ratios when qualifying the applicant for financing - the "housing ratio" and the "debt-to-income" ratio. If these ratios are too high, you may not qualify for financing.
Calculate your income and debt ratios
Calculate how much you can afford
4) your employment:
lenders like to see applicants in good, steady employment. Lenders will verify your income with your employer or your filed tax statements.
Look for new employment if necessary

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The Game of Life

Once you have finished your degree, whether it’s a bachelor in arts or science, you might think you’re done with education and you’re ready to find work.

Road trips are always enjoyable and adventurous, where you explore the new destinations throughout your journey. Be it a group of crazy friends or loved ones and family members; road trips can never be regretting.

Once you have finished your degree, whether it’s a bachelor in arts or science, you might think you’re done with education and you’re ready to find work.

It’s undeniable that social media presence plays a key role in the prestige and renown of any Australian business in 2018.

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About Home

When it comes to home design, people tend to focus on the interior. Even though having a beautiful home to spend your time in is important, you can’t neglect the exterior of your house.

Fortunately, there are several tips that can be followed that could help you to save money when you are trying

The economy was humming along in January and February 2020, which are traditionally slower months of the year for the real estate market. However, COVID-19 related closures, stay-at-home orders, and significant job losses in all sectors of the economy hit the market hard in March.

When it comes to home design, people tend to focus on the interior. Even though having a beautiful home to spend your time in is important, you can’t neglect the exterior of your house.

India is largely a patriarchal society and males (father or husband) are assumed to be in charge of all the important decisions of a household. For the longest time, women played second fiddle to the men of the house.

For those of you throughout the country who already had planned to move or if you are having to unexpectedly move, you need not worry.

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Life-Event Centers

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Helping You Make Life Decisions
For Education (open new win)
College Planning Center
College Campus BLOG
College Financial Aid

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Helping You Make Life Decisions
For Education (open new win)
Home Remodeling / Home Improvement
Home Construction / Building
Home Buying
Home Selling

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Helping You Make Life Decisions
For the Auto-Travel-Business (open new win)
Auto Buying
Making Travel
Buying a Business

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Consumer Tips

You must eat whole, low-carb foods, such as meat, fish, eggs, vegetables, and natural fats, such as butter and olive oil. Stick to foods with less than 5% of carbohydrates.

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