Did You Say ... help with ... Money ... Credit ... Debt ... Career?

Debt Management

Debt – it’s one of the facts of life. Unfortunately, many households have incurred too much debt. Learn how best to manage and reduce your debt.

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About Money

Most twenty to thirty year olds are currently starting a lifelong journey and furthermore settling on major monetary choices. These budgetary choices can incorporate home proprietorship, investment ventures, and starting a family.

Career Planning

History is nothing but a plethora of trends and shifts in how humans live. While there are certainly many examples of this dynamic world of ours, the world of business is arguably one of the most dynamic instances of how nothing lasts forever.

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Consumer Financing Issues

Credit has spread to the point that it is used for almost aspect of life these days. Even for transactions that don’t actually require credit, many businesses want you to have a good credit score.

Every time that you swipe that credit card, the bank is loaning you money. Money, of course that you have. Wait… you don’t have the money?

Perhaps most of us usually think that buying a home is always that easy. Well, I also think it should be but then it’s just unfortunate that this is usually not the case.

Credit has spread to the point that it is used for almost aspect of life these days. Even for transactions that don’t actually require credit, many businesses want you to have a good credit score.

This awesome cheat sheet will make the process of searching and finding the best scholarships significantly easier.

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Consumer Financing Needs

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What's Need to Qualify for Financing
Lenders use several criteria to qualify an applicant for home or financing financing. The most important criteria include:
1) the home/or auto appraisal:
the appraisal is the value of the asset (home or auto) that is being financed. You can borrow up to the appraised value of the home or auto.
Get your home valuation report
2) your credit rating:
your credit report is used by banks and other lending institutions to determine your credit worthiness. The report can be a factor in a lending institution's decision to approve or decline your application. You should review your credit report for any errors before applying for a loan.
View your credit report
Get your FICO score
3) your capacity to repay (income ratios):
lenders analyze two ratios when qualifying the applicant for financing - the "housing ratio" and the "debt-to-income" ratio. If these ratios are too high, you may not qualify for financing.
Calculate your income and debt ratios
Calculate how much you can afford
4) your employment:
lenders like to see applicants in good, steady employment. Lenders will verify your income with your employer or your filed tax statements.
Look for new employment if necessary

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Managing Your Credit

As young adults, millennials usually face a rough job market in an unfavorable economy which makes it difficult to build their credit scores. Theirs is the lowest average credit score amongst all age groups.

Taking Care of Debt

Poor financial planning exposes many businesses to the risk of running out of cash for expenditure. Filing for bankruptcy can be the best decision to make when an individual or a business is facing serious financial problems.

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The Game of Life

There is no greater joy than raising a child. Life takes on a new meaning as you watch your kids discover new talents, try new foods and enjoy a vacation.

If you’re like most people out there, you’re probably wondering what it takes to be successful. I’ve often thought about this, and pondered the question myself.

Getting a great price on a used car is easier than you might think. You just need to choose the right dealer.

Living on campus is very convenient, you can go to school without traffic. But living off campus have some good benefits, too.

It’s undeniable that social media presence plays a key role in the prestige and renown of any Australian business in 2018.

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About Home

Selling your home? If you are well prepared for the sale, you will probably succeed and find the right buyer for your home.

Fortunately, there are several tips that can be followed that could help you to save money when you are trying

Owning a home can be a rewarding experience for many individuals and their families. However, home ownership can also be very expensive.

You can make a big change with just some small home improvements. Here are the 7 best low budget home improvement tips that I can share with you.

Selling your home? If you are well prepared for the sale, you will probably succeed and find the right buyer for your home.

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Life-Event Centers

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Helping You Make Life Decisions
For Education (open new win)
College Planning Center
College Campus BLOG
College Financial Aid

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Helping You Make Life Decisions
For Education (open new win)
Home Remodeling / Home Improvement
Home Construction / Building
Home Buying
Home Selling

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Helping You Make Life Decisions
For the Auto-Travel-Business (open new win)
Auto Buying
Making Travel
Buying a Business

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Consumer Tips

As you already know, human beings have a significant impact on the environment. Pollution, for example, is created by human activity, and that has helped to hamper natural environments and contribute to serious problems like the warming of the earth.

Business Services

It goes without saying that the training process might just be the single most important factor when it comes to the efficiency and productivity of your enterprise. This means that in order to make your employees more efficient you need to find a way to make the entire training process more efficient and more interesting.

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