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Credit Management
Why good credit management? Because good credit is needed to purchase items with favorable lending terms – and in some cases, employment.
About Money
Are you a Millennial who’s trying to manage finances? Then you’ve come to the right place.
Why Investing in ICO’s is Better Than Investing in Stocks
December 3, 2018
4 Helpful Money Management Ideas for College Kids
November 28, 2018
What You Need to Know About Retirement Plans
November 12, 2018Career Planning
The stakes are high as you are preparing to close out your undergraduate years and discover new pastures in graduate school.
Planning for a Career as a Vet Doctor? Things to Know
October 29, 2018
Consumer Financing Issues
Although the mortgage and real estate market has drastically changed over the last 18 months, there are ways that consumers can avoid or at least minimize the home buying stress factor.
The Ultimate Cheat Sheet on Searching for Scholarships!
July 30, 2018
With so many financial products and options, your proper judgment may easily become clouded especially if you have limited information
The Risk Of Credit Cards For People With Bad Credit
January 22, 2018
How to Choose the Best Credit Card (Part 2)
July 5, 2017
Perhaps most of us usually think that buying a home is always that easy. Well, I also think it should be but then it’s just unfortunate that this is usually not the case.
All That You Need to Know About Mortgage Brokers
August 29, 2017
How Your Credit Score Will Impact Your Home Search
March 24, 2017
Although the mortgage and real estate market has drastically changed over the last 18 months, there are ways that consumers can avoid or at least minimize the home buying stress factor.
What are The Pros and Cons of Personal Loans?
June 11, 2018
This awesome cheat sheet will make the process of searching and finding the best scholarships significantly easier.
Five Things You Need to Know About Scholarships
December 20, 2017
Should Older Students Max Out Financial Aid?
January 16, 2017
Ways to Make Extra Cash While Studying
December 3, 2016 
Consumer Financing Needs
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| What's Need to Qualify for Financing | ||||
| Lenders use several criteria to qualify an applicant for home or financing financing. The most important criteria include: | ||||
| 1) the home/or auto appraisal: the appraisal is the value of the asset (home or auto) that is being financed. You can borrow up to the appraised value of the home or auto. |
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| 2) your credit rating: your credit report is used by banks and other lending institutions to determine your credit worthiness. The report can be a factor in a lending institution's decision to approve or decline your application. You should review your credit report for any errors before applying for a loan. |
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| 3) your capacity to repay (income ratios): lenders analyze two ratios when qualifying the applicant for financing - the "housing ratio" and the "debt-to-income" ratio. If these ratios are too high, you may not qualify for financing. |
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| 4) your employment: lenders like to see applicants in good, steady employment. Lenders will verify your income with your employer or your filed tax statements. |
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Managing Your Credit
Credit is a six-letter word with immense financial implications. In a nutshell, credit is the ability to borrow.
How My Car Addiction Ruined My Credit
October 19, 2018
Where Does Your Credit Stand?
July 16, 2018Taking Care of Debt
Poor financial planning exposes many businesses to the risk of running out of cash for expenditure. Filing for bankruptcy can be the best decision to make when an individual or a business is facing serious financial problems.
3 Effective Strategies to Help You Deal With Accumulated Debt
August 29, 2018
Why We Borrow and Why We Need Debt Management
August 1, 2018
3 Critical Steps to Help You Overcome Your Debt
July 20, 2018
The Game of Life
If you have had a vehicle for any amount of time, you already know that car parts are essential to keeping your vehicle in safe running order.
5 Benefits of Social Media Monitoring
November 30, 2018
5 Steps to Attaining Financial Freedom
October 3, 2018
Attaining financial freedom is a personal decision that an individual has to make. It looks hard to achieve but it is actually easy.
If you have had a vehicle for any amount of time, you already know that car parts are essential to keeping your vehicle in safe running order.
5 Hidden Costs of Auto Repair
April 4, 2018
Crippling Collisions: 5 Ways Car Accidents Can T-Bone Your Finances
November 30, 2017
Cash for Clunkers: How to Donate Your Car for Quick Money
November 19, 2017
Many people miss out on the opportunity, because they do not believe that they can continue to financially support themselves
Can You Go Back to School When You Have Kids?
November 28, 2016
5 Great Part-Time Jobs For College Students
August 22, 2016
It’s undeniable that social media presence plays a key role in the prestige and renown of any Australian business in 2018.
3 Social Media Marketing Habits for Career/Business Growth in 2018
February 21, 2018
What’s the Impact of Online Reviews on Your Business? Part 1
October 5, 2017
How Social Media is Promoting the Finance Industry
June 13, 2016
About Home
For you to have the peace of mind, it’s better that you get a home protection plan that will help cover all the items in your new home.
Affordable Home Improvement Tips Every Homeowner Should Know
October 8, 2018
Why Home Sellers Should Always Consult Experienced Realtors
September 5, 2018
Fortunately, there are several tips that can be followed that could help you to save money when you are trying
Money Saving with Real Estate
July 2, 2015
How to Save Money on Building a New Home in 2015
June 10, 2015
How to Help Your Home Build Go Smoothly
March 6, 2013
You want to make sure you make a good return on that investment if you don’t plan to spend out
Nowadays, a house becomes yours after you rock it with the upcoming yard and remodeling projects, not after you sign that deed.
How to Create a Reliable Budget Plan for Your Home Renovation
February 16, 2018
Raising the Value of Your House Through Home Remodeling
January 24, 2018
What Impact Does a Swimming Pool or Hot Tub Have on Home Value?
November 11, 2017
Are you planning to sell your home or any other property soon? Well, this is for you.
Selling Your Home? 4 Speed Bumps to Avoid
September 27, 2016
5 Tips to Avoid Foreclosure After You Lost Your Job
February 3, 2016
10 Golden Home Selling Tips
May 28, 2015
When someone buys a home, they will spend more than the actual price of the home itself. It is important
Make Your Moving Day Quick and Easy With the Right Truck
June 23, 2015
Striking out on Your Own: Life After Living with Mom and Dad
November 8, 2012
Advantages Of Opting For An Ideal Storage Service
March 13, 2012
Life-Event Centers
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Consumer Tips
To all the passionate people who look forward to generating income from “other sources,” here are some of the best instructions for investing using your mobile phone.
3 Nifty Internet Tools For Your Home And Money
March 23, 2018
Business Services
You are probably aware that the best marketing strategy for your business is to combine online and offline techniques.
How to Choose the Ideal Insolvency Practitioner
November 14, 2018
Pros and Cons in Business Marketing for Small Businesses
November 9, 2018
Top 6 Hacks for Solving Your Cash Flow Problem
October 26, 2018
