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Debt Management
Debt – it’s one of the facts of life. Unfortunately, many households have incurred too much debt. Learn how best to manage and reduce your debt.
About Money
However, getting an IRS letter does not always mean bad news, as you’ll find out in some of the following

How to Use the Stock Market to Earn Money for Yourself
July 29, 2022
How Insurance Can Protect Your Financial Future
July 18, 2022
How to Learn to Make Your Money Work for You
June 29, 2022Career Planning
As technology continues advancing, most colleges have had to step up their game in the classroom. Check out these top technologically-advanced universities.

How To Improve Your Professional Networking Skills
May 19, 2022
Well-Paying Summer Jobs for Students in NYC
May 17, 2022
Consumer Financing Issues

Tips for Moving in a Financially Smart Way
August 5, 2022
How To Financially Prepare For Paying A Monthly Mortgage
July 14, 2022
What Every Person Needs to Know About Credit Cards
February 22, 2019
How to Avoid Bad Credit Score and Increase Your Credit Score
December 21, 2018
Why You Need a Mortgage Broker
May 23, 2022
4 Smart Ways to Spend a Home Equity Loan
July 10, 2021
Top Tips for Negotiating Mortgage Loans
May 26, 2021
Adulting 101: How to Finance a Car
January 10, 2022
Factors to Consider Before Applying for a Loan
November 30, 2021
How To Prepare for Student Loan Payments in 2021
December 5, 2020
7 Smart Income Ideas For College Students
September 30, 2019
The Ultimate Cheat Sheet on Searching for Scholarships!
July 30, 2018
Five Things You Need to Know About Scholarships
December 20, 2017
Consumer Financing Needs

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What's Need to Qualify for Financing | ||||
Lenders use several criteria to qualify an applicant for home or financing financing. The most important criteria include: | ||||
1) the home/or auto appraisal: the appraisal is the value of the asset (home or auto) that is being financed. You can borrow up to the appraised value of the home or auto. |
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2) your credit rating: your credit report is used by banks and other lending institutions to determine your credit worthiness. The report can be a factor in a lending institution's decision to approve or decline your application. You should review your credit report for any errors before applying for a loan. |
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3) your capacity to repay (income ratios): lenders analyze two ratios when qualifying the applicant for financing - the "housing ratio" and the "debt-to-income" ratio. If these ratios are too high, you may not qualify for financing. |
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4) your employment: lenders like to see applicants in good, steady employment. Lenders will verify your income with your employer or your filed tax statements. |
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Managing Your Credit
To live your best financial life, you must have good credit. However, if you’re establishing credit for the first time, you may be unsure where to begin.

Credit Repair: How to Do it Yourself
November 25, 2020
How Cybersecurity Keeps Your Finances Safe
September 23, 2020
5 Best Ways to Fix Your Credit Card In 2020
April 3, 2020Taking Care of Debt
Some things are worth borrowing for, while others are not so much. What’s the difference between good debt and bad debt, you ask? Learn more below.

Tips for Getting Rid of Debt Faster
December 27, 2021
A Guide on Getting Debt Relief for Your Family
December 4, 2021
5 Debt Payoff Tips for Future Homebuyers
October 8, 2021
The Game of Life

What To Look For When Buying A Used Car This Summer
June 9, 2022
Basic Life Skills Everyone Should Know
March 19, 2020
5 Steps to Attaining Financial Freedom
October 3, 2018
What To Look For When Buying A Used Car This Summer
June 9, 2022
How to Calculate the Financial Value of Your Car
April 18, 2022
5 Financial Tips for Every College Student
March 17, 2022
10 Habits of Highly Frugal College Students
July 14, 2021
Choosing a University: 5 Tips
September 5, 2020
5 Benefits of Social Media Monitoring
November 30, 2018
3 Social Media Marketing Habits for Career/Business Growth in 2018
February 21, 2018
What’s the Impact of Online Reviews on Your Business? Part 1
October 5, 2017
About Home

Custom Build FAQs: Which Experts Do You Need on Your Team?
August 1, 2022
Money Saving with Real Estate
July 2, 2015
How to Save Money on Building a New Home in 2015
June 10, 2015
Considering Buying An Older Home? Get It Inspected First
February 17, 2022
Bathroom Budgeting Tips That Won’t Drain Your Wallet
May 11, 2022
Tips for Building Your Own Photography Home Studio
April 6, 2022
Budgeting Tips for Home Maintenance Emergencies
April 1, 2022
8 Questions to Ask a Real Estate Agent
November 12, 2021
5 Tips for Selling Your Home Fast
October 6, 2021
Selling Your Home? Here Are 4 Options to Consider
September 20, 2021
9 Common Moving Scams and How to Avoid Them
August 9, 2021
4 Ways You Can Prepare Financially Before a Move
July 7, 2021
5 Ways to Save Money On Your Next Family Move
June 9, 2021
Life-Event Centers

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Helping You Make Life Decisions | ||||||||
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Consumer Tips
It’s common that as you use devices like your phone or tablet more and more, you might start to encounter issues, especially if they’ve been damaged in some way.

Dental Problems and Their Treatments
July 25, 2022
Small Items That Homeless Shelters Really Need
June 14, 2022Business Services
There is a particular interest in the future of content marketing and digital advertising. To keep up with these trends, marketers need to ensure that their content is supported by data analytics, technology, and customer insights.

Boost Revenue With One of These Four Sales Strategies
July 27, 2022
Reasons Companies Want To Merge
July 22, 2022