About Money
You are an adult now, and that makes you solely responsible for your financial situation.
What is Private Money Lending in Real Estate?
June 27, 2018Career Planning
“Have you had a retirement wake up call?” Mary Hunt asks in one of her latest books. She sites a 2016 survey that found that around 94% of women of all ages don’t feel confident and educated enough to reach their retirement saving goals.
Consumer Financing Issues
With so many financial products and options, your proper judgment may easily become clouded especially if you have limited information
What are The Pros and Cons of Personal Loans?
June 11, 2018
With so many financial products and options, your proper judgment may easily become clouded especially if you have limited information
The Risk Of Credit Cards For People With Bad Credit
January 22, 2018
How to Choose the Best Credit Card (Part 2)
July 5, 2017
Perhaps most of us usually think that buying a home is always that easy. Well, I also think it should be but then it’s just unfortunate that this is usually not the case.
All That You Need to Know About Mortgage Brokers
August 29, 2017
How Your Credit Score Will Impact Your Home Search
March 24, 2017
Many people may choose to stick with a particular investment for its attracting benefits. However, due to competition amongst lenders, personal loans are effortless to obtain.
What are The Pros and Cons of Personal Loans?
June 11, 2018
Easy Cash: Quick Ways to Get Money in a Pinch
November 15, 2017
When you figure that the average cost for a student to attend a one-year program at a public in-state university
Should Older Students Max Out Financial Aid?
January 16, 2017
Ways to Make Extra Cash While Studying
December 3, 2016
Guide to Winning a College Scholarship
May 20, 2016 
Consumer Financing Needs
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| What's Need to Qualify for Financing | ||||
| Lenders use several criteria to qualify an applicant for home or financing financing. The most important criteria include: | ||||
| 1) the home/or auto appraisal: the appraisal is the value of the asset (home or auto) that is being financed. You can borrow up to the appraised value of the home or auto. |
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| 2) your credit rating: your credit report is used by banks and other lending institutions to determine your credit worthiness. The report can be a factor in a lending institution's decision to approve or decline your application. You should review your credit report for any errors before applying for a loan. |
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| 3) your capacity to repay (income ratios): lenders analyze two ratios when qualifying the applicant for financing - the "housing ratio" and the "debt-to-income" ratio. If these ratios are too high, you may not qualify for financing. |
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| 4) your employment: lenders like to see applicants in good, steady employment. Lenders will verify your income with your employer or your filed tax statements. |
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Managing Your Credit
Nowadays more than any other times in history, people are using credit cards to fuel their lifestyles. Many people don’t
How to Wield the Double Edged Credit Sword
June 29, 2018
4 Simple Ways You Can Improve Your Credit Score
February 25, 2018
How to Freeze Your Credit – What are the Pros and Cons?
January 8, 2018Taking Care of Debt
Debt is a natural phenomenon in life. Sometimes, it can help you get through tough times. In other cases, it can cripple you…
Do Debt Management Services Ruin Your Credit?
June 6, 2018
The Game of Life
Story of a Friend of Mine After years of working on minimum wage around the country and moving from one
Story of a Friend of Mine After years of working on minimum wage around the country and moving from one
After an auto accident, drivers usually only think of the repair costs when their car is damaged. Unfortunately, they find out there are potentially several other costs that are easily forgotten and hidden.
Crippling Collisions: 5 Ways Car Accidents Can T-Bone Your Finances
November 30, 2017
Cash for Clunkers: How to Donate Your Car for Quick Money
November 19, 2017
The Blue Book: What Affects the Value of Your Vehicle?
November 5, 2017
Many people miss out on the opportunity, because they do not believe that they can continue to financially support themselves
Can You Go Back to School When You Have Kids?
November 28, 2016
5 Great Part-Time Jobs For College Students
August 22, 2016
So then how do you go about using social media to build your career/business network? Be smart, stand out from
What’s the Impact of Online Reviews on Your Business? Part 1
October 5, 2017
How Social Media is Promoting the Finance Industry
June 13, 2016
Making Social Media Work For Your Business
September 17, 2015
About Home
Fortunately, there are several tips that can be followed that could help you to save money when you are trying
How to Create a Reliable Budget Plan for Your Home Renovation
February 16, 2018
Raising the Value of Your House Through Home Remodeling
January 24, 2018
Can Part of a Mortgage Be Used to Pay for Moving Expenses?
November 22, 2017
Fortunately, there are several tips that can be followed that could help you to save money when you are trying
Money Saving with Real Estate
July 2, 2015
How to Save Money on Building a New Home in 2015
June 10, 2015
How to Help Your Home Build Go Smoothly
March 6, 2013
You want to make sure you make a good return on that investment if you don’t plan to spend out
Starting a home renovation comes with many challenges. You need to have some idea of what your project will cost.
Raising the Value of Your House Through Home Remodeling
January 24, 2018
What Impact Does a Swimming Pool or Hot Tub Have on Home Value?
November 11, 2017
Why Should You Prefer Buying Memory Foam Mattress?
September 7, 2017
Below are four tips to help make selling your house go more smoothly. Price Matters Pricing matters to both you
5 Tips to Avoid Foreclosure After You Lost Your Job
February 3, 2016
10 Golden Home Selling Tips
May 28, 2015
Stage Your Home For a Quick Sale
July 14, 2014
When someone buys a home, they will spend more than the actual price of the home itself. It is important
Make Your Moving Day Quick and Easy With the Right Truck
June 23, 2015
Striking out on Your Own: Life After Living with Mom and Dad
November 8, 2012
Advantages Of Opting For An Ideal Storage Service
March 13, 2012
Life-Event Centers
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Consumer Tips
You must be aware that generally natural environments are full of items that could fulfill your nutritional requirements.
3 Nifty Internet Tools For Your Home And Money
March 23, 2018
How to Save Money on School Materials for Your Family
December 30, 2017Business Services
Customer service is an integral part of your business that helps in maintaining and building customer relations. Your Customer service
How to Choose the Best Loan for Your Company
May 30, 2018
Modern Multilingual Marketing Strategies
May 16, 2018
Weekly Sunday Tips
Read More
You know the adage: “Too many dollars chasing too few goods” You might consider stocking up on food to have
Reason: Credit Card Debts Are Increasing So if your card is being axed, it’s time to look for a new
