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Career Management
Your career is ever growing – at least it should be. If not, you may need to find another career that will bring the prosperity you need.
Some pointers to help you select the right career
Tips on career prep and finding best career job
Now it’s time to advance your career via networking
About Money
It’s not uncommon to experience an unexpected financial crisis at some point. We all need to have a contingency plan for when the budget goes off track due to problematic circumstances.

5 Quick Ways to Build Your Emergency Fund
January 6, 2021
4 Ways to Save on Your Heating Bill This Winter
January 4, 2021
How to Declutter Your Life of Top Unnecessary Expenses
January 1, 2021Career Planning
Already have your eyes set on law school? Even though law school itself may be a few years down the road, it doesn’t hurt to start thinking about just which area you may like to focus on in the coming years.

Things To Know Before Getting a Job in Healthcare
November 6, 2020
Consumer Financing Issues

How To Prepare for Student Loan Payments in 2021
December 5, 2020
What to Know When Applying for a Homeowner’s Loan
October 19, 2020
4 Things Long-Time Renters Should Know About Their First Mortgage
September 11, 2020
What Every Person Needs to Know About Credit Cards
February 22, 2019
How to Avoid Bad Credit Score and Increase Your Credit Score
December 21, 2018
What to Know When Applying for a Homeowner’s Loan
October 19, 2020
4 Things Long-Time Renters Should Know About Their First Mortgage
September 11, 2020
How Does Boat Finance Work?
May 25, 2020
Effective and Smart Ways to Get a Loan with Bad Credit
April 30, 2020
How Credit Scores Affect Your Home Loan
January 27, 2020
The Ultimate Cheat Sheet on Searching for Scholarships!
July 30, 2018
Five Things You Need to Know About Scholarships
December 20, 2017
Should Older Students Max Out Financial Aid?
January 16, 2017
Consumer Financing Needs

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What's Need to Qualify for Financing | ||||
Lenders use several criteria to qualify an applicant for home or financing financing. The most important criteria include: | ||||
1) the home/or auto appraisal: the appraisal is the value of the asset (home or auto) that is being financed. You can borrow up to the appraised value of the home or auto. |
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2) your credit rating: your credit report is used by banks and other lending institutions to determine your credit worthiness. The report can be a factor in a lending institution's decision to approve or decline your application. You should review your credit report for any errors before applying for a loan. |
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3) your capacity to repay (income ratios): lenders analyze two ratios when qualifying the applicant for financing - the "housing ratio" and the "debt-to-income" ratio. If these ratios are too high, you may not qualify for financing. |
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4) your employment: lenders like to see applicants in good, steady employment. Lenders will verify your income with your employer or your filed tax statements. |
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Managing Your Credit

How Cybersecurity Keeps Your Finances Safe
September 23, 2020
5 Best Ways to Fix Your Credit Card In 2020
April 3, 2020
4 Easy Ways to Build Credit Without Changing Your Spending Habits
December 15, 2019Taking Care of Debt
There is nothing quite like that new car smell or the thrill you get when you drive off the lot. However, if you are considering buying a new or pre-owned car, you might have some concerns about how to afford the car payments.

Here’s How to Deal With Student Loan Debt If You Didn’t Finish School
December 28, 2020
What To Do if You Find Yourself in Debt
October 23, 2020
How to Negotiate a Debt Settlement on Your Own
September 30, 2020
The Game of Life

Most Common Items Stolen From Cars
December 10, 2020
What Is the Point of HOV Lanes?
October 6, 2020
Choosing a University: 5 Tips
September 5, 2020
5 Steps to Attaining Financial Freedom
October 3, 2018
Most Common Items Stolen From Cars
December 10, 2020
What Is the Point of HOV Lanes?
October 6, 2020
How To Get a Five Star Uber Driver Rating
September 1, 2020
Ways Universities Can Better Support Students
September 3, 2020
Should Your Travel Abroad for School? And How to Plan for It
August 10, 2020
4 Reasons to Apply for a Master’s Degree
May 7, 2020
3 Social Media Marketing Habits for Career/Business Growth in 2018
February 21, 2018
What’s the Impact of Online Reviews on Your Business? Part 1
October 5, 2017
How Social Media is Promoting the Finance Industry
June 13, 2016
About Home

4 Concerns to Bring Up to a Realtor During the Initial Consultation
December 14, 2020
How to Tell if Your Home Has Asbestos and What to Do About It
December 7, 2020
Money Saving with Real Estate
July 2, 2015
How to Save Money on Building a New Home in 2015
June 10, 2015
How to Help Your Home Build Go Smoothly
March 6, 2013
How Much Will the Age of Your New Home Affect Your Maintenance Costs?
November 30, 2020
Buying a Home? How it Impacts Your Personal Finances
September 16, 2020
The Best Way to Negotiate With Real Estate Agents
August 12, 2020
How to Tell if Your Home Has Asbestos and What to Do About It
December 7, 2020
4 Home Improvements to Do Now Before They Cause Problems This Winter
November 8, 2020
4 Things to Keep Track of When Installing Your Own Water Heater
November 4, 2020
Moving Out: A Beginner’s Guide to Selling an Estate
April 20, 2020
6 Things to Do When You’re Selling an Older Home
February 11, 2020
Tips For Packing Valuables For A Move
October 26, 2020
6 Ways to Make Moving Easier for You During the Coronavirus
April 23, 2020
5 Essential Moving Tips for People with Disabilities
April 5, 2020
Life-Event Centers

Helping You Make Life Decisions | ||||||
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Consumer Tips
Even after lockdown, work and childcare can clash, as bored kids can interrupt board meetings. Here’s how to keep your kids occupied while working at home.

4 Things You Should Know About Sewer Line Rupture and Repair
January 13, 2021
How Mobile Apps Are Changing the Financial World
December 9, 2020
How COVID-19 Has Affected the Economy
November 23, 2020Business Services
Many small businesses start from the home. In addition, many homeowners start developing home-based businesses to supplement their income or leverage a particular skill or service.

The Role of Animation in Advertising
December 24, 2020
Workplace Safety Tips To Share With Your Employees
December 22, 2020
Why Get Contractors for Commercial Paving Services?
December 20, 2020