Did You Say ... help with ... Money ... Credit ... Debt ... Career?

Career Management

Your career is ever growing – at least it should be. If not, you may need to find another career that will bring the prosperity you need.

Some pointers to help you select the right career

Tips on career prep and finding best career job

Now it’s time to advance your career via networking

pixel

About Money

Does the phrase “succeeded beyond his wildest imagination” ring a bell? This is a reality for those who deliberately set financial goals.

Career Planning

The prospect of a four-year degree and a mountain of student loans can be intimidating. Because of the continual rise of tuition costs and the stress of spending four years on a degree, more and more people are considering shorter certifications and training programs as their way into a new and well-paying career.

pixel

Consumer Financing Issues

Living paycheck to paycheck is the most challenging task, especially when you need money right away and can’t wait until you get paid at the next pay date. If you need help on how to get instant cash, you should look into payday loans.

You may wonder why a credit score is important. A good credit score can help you a lot if you decide to borrow money or purchase a home. Lenders will check your credit score to see if you’re fit to do business with them.

Perhaps most of us usually think that buying a home is always that easy. Well, I also think it should be but then it’s just unfortunate that this is usually not the case.

Living paycheck to paycheck is the most challenging task, especially when you need money right away and can’t wait until you get paid at the next pay date. If you need help on how to get instant cash, you should look into payday loans.

This awesome cheat sheet will make the process of searching and finding the best scholarships significantly easier.

renovation note

Consumer Financing Needs

home contractor
What's Need to Qualify for Financing
Lenders use several criteria to qualify an applicant for home or financing financing. The most important criteria include:
1) the home/or auto appraisal:
the appraisal is the value of the asset (home or auto) that is being financed. You can borrow up to the appraised value of the home or auto.
Get your home valuation report
2) your credit rating:
your credit report is used by banks and other lending institutions to determine your credit worthiness. The report can be a factor in a lending institution's decision to approve or decline your application. You should review your credit report for any errors before applying for a loan.
View your credit report
Get your FICO score
3) your capacity to repay (income ratios):
lenders analyze two ratios when qualifying the applicant for financing - the "housing ratio" and the "debt-to-income" ratio. If these ratios are too high, you may not qualify for financing.
Calculate your income and debt ratios
Calculate how much you can afford
4) your employment:
lenders like to see applicants in good, steady employment. Lenders will verify your income with your employer or your filed tax statements.
Look for new employment if necessary

end remodeling note

Managing Your Credit

As young adults, millennials usually face a rough job market in an unfavorable economy which makes it difficult to build their credit scores. Theirs is the lowest average credit score amongst all age groups.

Taking Care of Debt

Poor financial planning exposes many businesses to the risk of running out of cash for expenditure. Filing for bankruptcy can be the best decision to make when an individual or a business is facing serious financial problems.

pixel

The Game of Life

Living on campus is very convenient, you can go to school without traffic. But living off campus have some good benefits, too.

Attaining financial freedom is a personal decision that an individual has to make. It looks hard to achieve but it is actually easy.

Getting a great price on a used car is easier than you might think. You just need to choose the right dealer.

Living on campus is very convenient, you can go to school without traffic. But living off campus have some good benefits, too.

It’s undeniable that social media presence plays a key role in the prestige and renown of any Australian business in 2018.

pixel

About Home

Buying a home is the number one dream for many. But, it’s very important to buy a home while you’re still working. And you have to be secure first before taking the first step of buying a home.

Fortunately, there are several tips that can be followed that could help you to save money when you are trying

Buying a home is the number one dream for many. But, it’s very important to buy a home while you’re still working. And you have to be secure first before taking the first step of buying a home.

You can make a big change with just some small home improvements. Here are the 7 best low budget home improvement tips that I can share with you.

renovation note

Life-Event Centers

home contractor
Helping You Make Life Decisions
For Education (open new win)
College Planning Center
College Campus BLOG
College Financial Aid

home contractor
Helping You Make Life Decisions
For Education (open new win)
Home Remodeling / Home Improvement
Home Construction / Building
Home Buying
Home Selling

home contractor
Helping You Make Life Decisions
For the Auto-Travel-Business (open new win)
Auto Buying
Making Travel
Buying a Business

end renovation note

Consumer Tips

Have you ever thought about how you could use your passion to make a residual income? Maybe you’ve thought about how to make money from home or on your vacation.

Business Services

In the past decade or so, mobile phones have taken over the majority of the consumer base’s life. Today, the average person will rather reach for their phone when they want to look up something than open up their laptop computers.

pixel

pixel