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Credit Management
Why good credit management? Because good credit is needed to purchase items with favorable lending terms – and in some cases, employment.
About Money
It’s that time of year that we all dread. Tax time. Every year it feels like it couldn’t have come at a worse time. Here’s a list of what to know when planning to have your taxes done.
Money Management Tips – Top 3 Ways To Increase Your Savings
March 13, 2019
Effective Money Management – What You Need to Know
February 20, 2019
How to Start Successful Budgeting in College
February 18, 2019Career Planning
In an ever-changing market, it’s great to have skills in a field that looks to keep adding jobs for the foreseeable future. Of course, any market that’s growing like this will also face a lot of competition from job seekers.
4 Lucrative Careers You Can Start in Under 6 Months
January 18, 2019
How to Find and Choose Business Opportunities
January 14, 2019
4 Industries Starving for New Employees
December 12, 2018
Consumer Financing Issues
This article describes in detail about the various benefits of the credit unions and the banks and the differences between the same.
What Every Person Needs to Know About Credit Cards
February 22, 2019
7 Things To Know Before Applying For a Payday Loan
January 21, 2019
5 Ways That You Can Pay Back Your Student Loans
January 9, 2019
Every time that you swipe that credit card, the bank is loaning you money. Money, of course that you have. Wait… you don’t have the money?
How to Avoid Bad Credit Score and Increase Your Credit Score
December 21, 2018
The Risk Of Credit Cards For People With Bad Credit
January 22, 2018
Perhaps most of us usually think that buying a home is always that easy. Well, I also think it should be but then it’s just unfortunate that this is usually not the case.
All That You Need to Know About Mortgage Brokers
August 29, 2017
How Your Credit Score Will Impact Your Home Search
March 24, 2017
Living paycheck to paycheck is the most challenging task, especially when you need money right away and can’t wait until you get paid at the next pay date. If you need help on how to get instant cash, you should look into payday loans.
5 Ways That You Can Pay Back Your Student Loans
January 9, 2019
Get the Best Home Loan With These 5 Smart Home Buying Tips
November 23, 2018
This awesome cheat sheet will make the process of searching and finding the best scholarships significantly easier.
Five Things You Need to Know About Scholarships
December 20, 2017
Should Older Students Max Out Financial Aid?
January 16, 2017
Ways to Make Extra Cash While Studying
December 3, 2016 
Consumer Financing Needs
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| What's Need to Qualify for Financing | ||||
| Lenders use several criteria to qualify an applicant for home or financing financing. The most important criteria include: | ||||
| 1) the home/or auto appraisal: the appraisal is the value of the asset (home or auto) that is being financed. You can borrow up to the appraised value of the home or auto. |
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| 2) your credit rating: your credit report is used by banks and other lending institutions to determine your credit worthiness. The report can be a factor in a lending institution's decision to approve or decline your application. You should review your credit report for any errors before applying for a loan. |
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| 3) your capacity to repay (income ratios): lenders analyze two ratios when qualifying the applicant for financing - the "housing ratio" and the "debt-to-income" ratio. If these ratios are too high, you may not qualify for financing. |
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| 4) your employment: lenders like to see applicants in good, steady employment. Lenders will verify your income with your employer or your filed tax statements. |
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Managing Your Credit
As young adults, millennials usually face a rough job market in an unfavorable economy which makes it difficult to build their credit scores. Theirs is the lowest average credit score amongst all age groups.
Making Sense of Your Cents With Credit Scores and Credit Reports
November 5, 2018
How My Car Addiction Ruined My Credit
October 19, 2018
Taking Care of Debt
Poor financial planning exposes many businesses to the risk of running out of cash for expenditure. Filing for bankruptcy can be the best decision to make when an individual or a business is facing serious financial problems.
3 Effective Strategies to Help You Deal With Accumulated Debt
August 29, 2018
Why We Borrow and Why We Need Debt Management
August 1, 2018
3 Critical Steps to Help You Overcome Your Debt
July 20, 2018
The Game of Life
There is no greater joy than raising a child. Life takes on a new meaning as you watch your kids discover new talents, try new foods and enjoy a vacation.
5 Benefits of Living Off-Campus In College
February 6, 2019
How to Find Cheap Car Dealerships When Shopping For Used Vehicles
January 25, 2019
If you’re like most people out there, you’re probably wondering what it takes to be successful. I’ve often thought about this, and pondered the question myself.
5 Steps to Attaining Financial Freedom
October 3, 2018
How to Start a Photo Business: Capturing the Moment
May 23, 2018
Getting a great price on a used car is easier than you might think. You just need to choose the right dealer.
How to Finance a Used Car
January 11, 2019
5 Hidden Costs of Auto Repair
April 4, 2018
Living on campus is very convenient, you can go to school without traffic. But living off campus have some good benefits, too.
How to Keep the Paycheck While Going to School
August 4, 2017
Can You Go Back to School When You Have Kids?
November 28, 2016
5 Great Part-Time Jobs For College Students
August 22, 2016
It’s undeniable that social media presence plays a key role in the prestige and renown of any Australian business in 2018.
3 Social Media Marketing Habits for Career/Business Growth in 2018
February 21, 2018
What’s the Impact of Online Reviews on Your Business? Part 1
October 5, 2017
How Social Media is Promoting the Finance Industry
June 13, 2016
About Home
Owning a home can be a rewarding experience for many individuals and their families. However, home ownership can also be very expensive.
Reasons Why You Should and Shouldn’t Buy a Home
January 16, 2019
7 Best Tips for Low Budget Home Improvement
December 19, 2018
Why Do You Need a Home Warranty?
October 31, 2018
Fortunately, there are several tips that can be followed that could help you to save money when you are trying
Money Saving with Real Estate
July 2, 2015
How to Save Money on Building a New Home in 2015
June 10, 2015
How to Help Your Home Build Go Smoothly
March 6, 2013
Owning a home can be a rewarding experience for many individuals and their families. However, home ownership can also be very expensive.
Reasons Why You Should and Shouldn’t Buy a Home
January 16, 2019
Property Conveyancing: Perfect Property Solutions!
July 20, 2017
You can make a big change with just some small home improvements. Here are the 7 best low budget home improvement tips that I can share with you.
Affordable Home Improvement Tips Every Homeowner Should Know
October 8, 2018
How to Create a Reliable Budget Plan for Your Home Renovation
February 16, 2018
Raising the Value of Your House Through Home Remodeling
January 24, 2018
Are you planning to sell your home or any other property soon? Well, this is for you.
Selling Your Home? 4 Speed Bumps to Avoid
September 27, 2016
5 Tips to Avoid Foreclosure After You Lost Your Job
February 3, 2016
10 Golden Home Selling Tips
May 28, 2015
When someone buys a home, they will spend more than the actual price of the home itself. It is important
Make Your Moving Day Quick and Easy With the Right Truck
June 23, 2015
Striking out on Your Own: Life After Living with Mom and Dad
November 8, 2012
Advantages Of Opting For An Ideal Storage Service
March 13, 2012
Life-Event Centers
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Consumer Tips
As you already know, human beings have a significant impact on the environment. Pollution, for example, is created by human activity, and that has helped to hamper natural environments and contribute to serious problems like the warming of the earth.
6 Steps to Preparing for Tornado Season
February 27, 2019
5 Common Residual Income Ideas That You Can Do From Home
December 28, 2018
5 Tips That Will Help You Save Money for Your New Year’s Eve Celebration
December 24, 2018Business Services
It goes without saying that the training process might just be the single most important factor when it comes to the efficiency and productivity of your enterprise. This means that in order to make your employees more efficient you need to find a way to make the entire training process more efficient and more interesting.
6 Reasons Why Websites Need to Be Responsive
February 13, 2019
