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Manage Your Money
What is money management? It is living with your means but more importantly, building the skill sets necessary to grow your money supply.
First step is budgeting your spend and living within your means. Information and tools available
Credit cards (and debt cards) are replacing cash and checks. The downside of credit card purchasing is that we spend more than what we need. Learn to treat your cards as cash – and receive benefits.
The easiet and sure way to increase your money supply is lowering your bills and monthly spend. Some tips.
About Money
Retirement is a significant milestone in every working individual’s life, but the age at which people retire and the systems supporting them vary dramatically across the globe.

5 Ways You Can Save Money on Construction Sites
June 25, 2025
Consumer Financing Issues

Understanding The Basics: An In-Depth Guide To Home Loans
January 30, 2025
Navigating the Swell of Credit Card Usage in the U.S.
November 18, 2024
Navigating the Swell of Credit Card Usage in the U.S.
November 18, 2024
Credit Cards 101: How to Master Your Financial Arsenal
October 21, 2024
What Credit Score Do You Need To Buy A House?
September 18, 2023
Money Saving Methods on Home Loans
August 9, 2023
Are Credit Unions Good for Mortgages?
July 26, 2023
Demystifying Recreational Loans 101- When and How to Apply
January 22, 2024
5 Different Kinds of Loans and Their Upsides
November 29, 2023
7 Smart Income Ideas For College Students
September 30, 2019
The Ultimate Cheat Sheet on Searching for Scholarships!
July 30, 2018
Five Things You Need to Know About Scholarships
December 20, 2017
Consumer Financing Needs

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What's Need to Qualify for Financing | ||||
Lenders use several criteria to qualify an applicant for home or financing financing. The most important criteria include: | ||||
1) the home/or auto appraisal: the appraisal is the value of the asset (home or auto) that is being financed. You can borrow up to the appraised value of the home or auto. |
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2) your credit rating: your credit report is used by banks and other lending institutions to determine your credit worthiness. The report can be a factor in a lending institution's decision to approve or decline your application. You should review your credit report for any errors before applying for a loan. |
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3) your capacity to repay (income ratios): lenders analyze two ratios when qualifying the applicant for financing - the "housing ratio" and the "debt-to-income" ratio. If these ratios are too high, you may not qualify for financing. |
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4) your employment: lenders like to see applicants in good, steady employment. Lenders will verify your income with your employer or your filed tax statements. |
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Managing Your Credit
In today’s digital age, identity theft has become an alarmingly common issue that affects consumers and small businesses alike.

Cracking the Credit Code What Makes a Good Credit Score
September 16, 2024
Strategies To Increase Your Credit Score
August 4, 2023
5 Steps to Take When Building Your Credit Score
January 24, 2022Taking Care of Debt
Filing for bankruptcy is not an easy decision, but for many, it can provide a much-needed lifeline in the face of overwhelming debt. Bankruptcy is designed to help individuals and businesses restructure or eliminate their financial obligations, offering a fresh start.

What Are Your Tenant Rights When You Declare Bankruptcy?
December 9, 2024
Smart Ways to Reduce High Interest Rates on Debt
August 21, 2023
The Game of Life

How to Keep College from Crushing Your Wallet Later
May 31, 2025
Understanding Road Rage and How to Mitigate Its Dangers
April 25, 2025
Is It Cheaper To Fix Your Car or Buy a New One?
April 14, 2025
Setting New Year Resolutions: A Guide to Making and Keeping Your Goals
December 29, 2023
Achieve More With Less: The Art of Time Management
December 19, 2023
5 Effective Ways To Help You Stay Focused at Work
April 6, 2023
Understanding Road Rage and How to Mitigate Its Dangers
April 25, 2025
Is It Cheaper To Fix Your Car or Buy a New One?
April 14, 2025
Higher Learning: What To Know When Applying for College
July 30, 2024
Charting a Course Toward Financial Freedom in College
February 16, 2024
Organization Tips for New College Undergraduates
December 6, 2022
The 7 Best Android Apps For Students
March 25, 2022
5 Benefits of Social Media Monitoring
November 30, 2018
3 Social Media Marketing Habits for Career/Business Growth in 2018
February 21, 2018
About Home

Understanding the Services of Custom Granny Flat Builders
December 27, 2024
How To Properly Prepare a Construction Site
February 8, 2024
A Quick Guide to Transitioning From Renting to Homeownership
February 11, 2025
Your Journey to Homeownership: How to Turn Dreams into Reality
January 20, 2025
How To Design The Perfect Car Shed For Your Home
March 17, 2025
Understanding the Importance of Asbestos Inspection in Old Buildings
February 17, 2025
Bridgerton-Inspired Home Decor to Channel Regency-Core
February 3, 2025
Essential Factors for Selling Your Home Successfully
January 15, 2024Swapping the towering skyline for open skies can feel like a breath of fresh air—or a leap into the unknown. Moving from a bustling metropolis to a slower-paced town isn’t just about changing your zip code; it’s a lifestyle shift that touches everything from your social life to your career trajectory.
Life-Event Centers

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Consumer Tips
It’s easy to feel overwhelmed by all the tasks you have to do in a day. However, with these tips, you can improve focus and accomplish more!
Business Services
The beauty industry is one of the largest economic markets in the world. Each year, billions are spent on the marketing and production of countless beauty products designed to make us look and feel our best.

Choosing Between Manual and Powered Sheet Metal Tools
June 25, 2025