About Money
Finance is a sector that affects us in our day to day lives starting from children going to school, the youth and adults who are eager to invest and the older people who are waiting for their retirement benefits.
5 Retirement Investment Mistakes You Should Avoid
April 6, 2018
Money Misery: 5 Signs You Should See a Financial Advisor
March 30, 2018Career Planning
Pharmacists perform a variety of tasks relating to formulating and dispensing medicines in various work environments ranging from clinics to
How To Secure A Higher Paying Position
April 2, 2018
Do You Have What it Takes to be a Good Cardiologist?
March 12, 2018
Consumer Financing Issues
Perhaps most of us usually think that buying a home is always that easy. Well, I also think it should be but then it’s just unfortunate that this is usually not the case.
The Risk Of Credit Cards For People With Bad Credit
January 22, 2018
Five Things You Need to Know About Scholarships
December 20, 2017
Credit cards for people with bad credit are easily accessible for anyone to have. While this option opens a wonderful
How to Choose the Best Credit Card (Part 2)
July 5, 2017
How to Choose the Best Credit Card (Part 1)
June 16, 2017
Perhaps most of us usually think that buying a home is always that easy. Well, I also think it should be but then it’s just unfortunate that this is usually not the case.
All That You Need to Know About Mortgage Brokers
August 29, 2017
How Your Credit Score Will Impact Your Home Search
March 24, 2017
The good news is that there are many different ways to get easy cash in a hurry. When done correctly,
Where to Find Fast, Affordable Tribal Loans
October 20, 2017
Smart Borrowing: 3 Things To Consider Before Getting Any Loan
September 12, 2017
5 Tips That Make You Better Prepared for a Mortgage Loan Hunt
August 14, 2017
When you figure that the average cost for a student to attend a one-year program at a public in-state university
Should Older Students Max Out Financial Aid?
January 16, 2017
Ways to Make Extra Cash While Studying
December 3, 2016
Guide to Winning a College Scholarship
May 20, 2016 
Consumer Financing Needs
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| What's Need to Qualify for Financing | ||||
| Lenders use several criteria to qualify an applicant for home or financing financing. The most important criteria include: | ||||
| 1) the home/or auto appraisal: the appraisal is the value of the asset (home or auto) that is being financed. You can borrow up to the appraised value of the home or auto. |
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| 2) your credit rating: your credit report is used by banks and other lending institutions to determine your credit worthiness. The report can be a factor in a lending institution's decision to approve or decline your application. You should review your credit report for any errors before applying for a loan. |
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| 3) your capacity to repay (income ratios): lenders analyze two ratios when qualifying the applicant for financing - the "housing ratio" and the "debt-to-income" ratio. If these ratios are too high, you may not qualify for financing. |
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| 4) your employment: lenders like to see applicants in good, steady employment. Lenders will verify your income with your employer or your filed tax statements. |
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Managing Your Credit
Because the effects of lower credit scores are so far-reaching, finding a way to increase your credit scores is essential.
How to Freeze Your Credit – What are the Pros and Cons?
January 8, 2018
5 Tips for Credit Repair After Bankruptcy
November 20, 2017
Credit Card Balance – Everything You Need to Know
November 6, 2017Taking Care of Debt
This question can be evaluated from two main points of views: First, are my retirement assets protected from the employer’s
Tips to Avoid Drowning in Student Debt
December 5, 2017
People With Poor Credit Often Make These Financial Mistakes
December 1, 2017
How Debt Consolidation Programs Can Help You Manage Your Debts
August 21, 2017
The Game of Life
After an auto accident, drivers usually only think of the repair costs when their car is damaged. Unfortunately, they find out there are potentially several other costs that are easily forgotten and hidden.
3 Social Media Marketing Habits for Career/Business Growth in 2018
February 21, 2018
Go Abroad! 4 Benefits of Taking a Gap Year Halfway Through College
January 16, 2018
Crippling Collisions: 5 Ways Car Accidents Can T-Bone Your Finances
November 30, 2017
Whilst there will be times when you are going from strength to strength, there will also be times when you
After an auto accident, drivers usually only think of the repair costs when their car is damaged. Unfortunately, they find out there are potentially several other costs that are easily forgotten and hidden.
Crippling Collisions: 5 Ways Car Accidents Can T-Bone Your Finances
November 30, 2017
Cash for Clunkers: How to Donate Your Car for Quick Money
November 19, 2017
The Blue Book: What Affects the Value of Your Vehicle?
November 5, 2017
Many people miss out on the opportunity, because they do not believe that they can continue to financially support themselves
Can You Go Back to School When You Have Kids?
November 28, 2016
5 Great Part-Time Jobs For College Students
August 22, 2016
So then how do you go about using social media to build your career/business network? Be smart, stand out from
What’s the Impact of Online Reviews on Your Business? Part 1
October 5, 2017
How Social Media is Promoting the Finance Industry
June 13, 2016
Making Social Media Work For Your Business
September 17, 2015
About Home
Starting a home renovation comes with many challenges. You need to have some idea of what your project will cost.
Raising the Value of Your House Through Home Remodeling
January 24, 2018
Can Part of a Mortgage Be Used to Pay for Moving Expenses?
November 22, 2017
What Impact Does a Swimming Pool or Hot Tub Have on Home Value?
November 11, 2017
Money saving with real estate could sound like a dichotomy. Developing or owning real estate is money intensive and demands
How to Save Money on Building a New Home in 2015
June 10, 2015
How to Help Your Home Build Go Smoothly
March 6, 2013
Forget The New Home: Short Sale Deals Reign Supreme
March 12, 2009
You want to make sure you make a good return on that investment if you don’t plan to spend out
Starting a home renovation comes with many challenges. You need to have some idea of what your project will cost.
Raising the Value of Your House Through Home Remodeling
January 24, 2018
What Impact Does a Swimming Pool or Hot Tub Have on Home Value?
November 11, 2017
Why Should You Prefer Buying Memory Foam Mattress?
September 7, 2017
Below are four tips to help make selling your house go more smoothly. Price Matters Pricing matters to both you
5 Tips to Avoid Foreclosure After You Lost Your Job
February 3, 2016
10 Golden Home Selling Tips
May 28, 2015
Stage Your Home For a Quick Sale
July 14, 2014
When someone buys a home, they will spend more than the actual price of the home itself. It is important
Make Your Moving Day Quick and Easy With the Right Truck
June 23, 2015
Striking out on Your Own: Life After Living with Mom and Dad
November 8, 2012
Advantages Of Opting For An Ideal Storage Service
March 13, 2012
Life-Event Centers
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Consumer Tips
$132,529, according to FoxBusiness. That’s a huge difference, but that won’t be your problem because you’re financially savvy. You’ve worked
How to Save Money on School Materials for Your Family
December 30, 2017
How Families Can Save Cash on Creative Home Updates
December 26, 2017Business Services
Enhancing some traffic for a website is imperative to the success of that website.
How to Scout for New Business Equipment Financing
March 28, 2018
Effective Ways to Budget Your Home-Based Business
March 26, 2018
Weekly Sunday Tips
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You know the adage: “Too many dollars chasing too few goods” You might consider stocking up on food to have
Reason: Credit Card Debts Are Increasing So if your card is being axed, it’s time to look for a new
