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Manage Your Money

What is money management? It is living with your means but more importantly, building the skill sets necessary to grow your money supply.

First step is budgeting your spend and living within your means. Information and tools available

Credit cards (and debt cards) are replacing cash and checks. The downside of credit card purchasing is that we spend more than what we need. Learn to treat your cards as cash – and receive benefits.

The easiet and sure way to increase your money supply is lowering your bills and monthly spend. Some tips.

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About Money

Every year folks have to pay taxes, and every so often there are particularly challenging years that make the tax season even more of a headache.

Career Planning

It is common for recent high school graduates to struggle with a decision to enter the workforce or to continue their education. The better of the two options is to generally sacrifice the time to obtain some type of college education.

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Consumer Financing Issues

Looking for a First Time Home Buyer Loan can be both frustrating and exhilarating, so it is no wonder that so many people wish they could have as much information as possible, before beginning the application process.

Looking for a First Time Home Buyer Loan can be both frustrating and exhilarating, so it is no wonder that so many people wish they could have as much information as possible, before beginning the application process.

Compared to automobile loans, boat loans have a fixed rate term loan on which you make payments for a defined duration.

College life is fun but not from the financial perspective, particularly if you don’t have a scholarship. Expenses are often high, whether it is about tuition fees, housing or additional activities.

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Consumer Financing Needs

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What's Need to Qualify for Financing
Lenders use several criteria to qualify an applicant for home or financing financing. The most important criteria include:
1) the home/or auto appraisal:
the appraisal is the value of the asset (home or auto) that is being financed. You can borrow up to the appraised value of the home or auto.
Get your home valuation report
2) your credit rating:
your credit report is used by banks and other lending institutions to determine your credit worthiness. The report can be a factor in a lending institution's decision to approve or decline your application. You should review your credit report for any errors before applying for a loan.
View your credit report
Get your FICO score
3) your capacity to repay (income ratios):
lenders analyze two ratios when qualifying the applicant for financing - the "housing ratio" and the "debt-to-income" ratio. If these ratios are too high, you may not qualify for financing.
Calculate your income and debt ratios
Calculate how much you can afford
4) your employment:
lenders like to see applicants in good, steady employment. Lenders will verify your income with your employer or your filed tax statements.
Look for new employment if necessary

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Managing Your Credit

In 2017, the WannaCry ransomware attacked millions of computers in more than 150 countries. As the government worked to find the source of the attack and get the held data released, millions of Americans wondered if their data was safe.

Taking Care of Debt

Are you trying to find out what to do if you find yourself in debt? If so, you are in the same boat as many other Americans.

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The Game of Life

High vehicle occupancy lanes, also referred to as carpool lanes, have been built across 20 states in the United States.

High vehicle occupancy lanes, also referred to as carpool lanes, have been built across 20 states in the United States.

Choosing your further education is a huge, crucial step for your future. Not only do you want to seek the right degree course, but you also want to achieve it in an institution you can trust and enjoy.

It’s undeniable that social media presence plays a key role in the prestige and renown of any Australian business in 2018.

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About Home

As a homeowner, it can be very easy to put off intimidating repairs. Not only are they complex, but oftentimes, they’re expensive too.

Fortunately, there are several tips that can be followed that could help you to save money when you are trying

Owning a home is the pillar of almost every American dream. Buying a home is classified as an investment because it enables you to save a considerable sum of money.

Whether you’ve only been in your home for a couple of months or you’ve lived there for years, you may want to make some major improvements to ensure your residence fits your personal style.

Every homeowner would like to sell their home quickly for a great price. However, in reality, one must introduce changes and play their cards smart to gain great profit when selling their real estate.

For those of you throughout the country who already had planned to move or if you are having to unexpectedly move, you need not worry.

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Life-Event Centers

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Helping You Make Life Decisions
For Education (open new win)
College Planning Center
College Campus BLOG
College Financial Aid

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Helping You Make Life Decisions
For Education (open new win)
Home Remodeling / Home Improvement
Home Construction / Building
Home Buying
Home Selling

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Helping You Make Life Decisions
For the Auto-Travel-Business (open new win)
Auto Buying
Making Travel
Buying a Business

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Consumer Tips

Dealing with legal matters is never easy, especially when you don’t have a professional by your side, to provide you with proper legal advice.

How to Be a Frugal Online Shopper

How to Be a Frugal Online Shopper

  September 7, 2020

Business Services

Staying on top of your money is one of the keys to managing your business. Managing your money will prevent you from being burdened with debt, which will make your life a lot easier.

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