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Career Management

Your career is ever growing – at least it should be. If not, you may need to find another career that will bring the prosperity you need.

Some pointers to help you select the right career

Tips on career prep and finding best career job

Now it’s time to advance your career via networking

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About Money

Graduates, you&’ve made it to the finish line. Congratulations! Now that you are done with heavy schedules, long nights of studying, it is certain you are ready to experience the workforce and live independently, or is it?

Career Planning

Carving out a career as a lawyer has always been one that many look at as impressive. Everything from all the years spent studying to gaining some first-hand experience on some high-profile cases, and the intense knowledge that can be gained from it results in you being highly regarded within the working world.

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Consumer Financing Issues

If you’ve been following the real estate news in Armagh, Ireland over the past few years, you will notice that there have been complaints of how progressively difficult it was becoming for people to become home owners. The reason for this has been chucked down to the steady rise in the price of real estate and the much slower rate at which average wages are increasing.

Every time that you swipe that credit card, the bank is loaning you money. Money, of course that you have. Wait… you don’t have the money?

If you’ve been following the real estate news in Armagh, Ireland over the past few years, you will notice that there have been complaints of how progressively difficult it was becoming for people to become home owners. The reason for this has been chucked down to the steady rise in the price of real estate and the much slower rate at which average wages are increasing.

Credit has spread to the point that it is used for almost aspect of life these days. Even for transactions that don’t actually require credit, many businesses want you to have a good credit score.

This awesome cheat sheet will make the process of searching and finding the best scholarships significantly easier.

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Consumer Financing Needs

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What's Need to Qualify for Financing
Lenders use several criteria to qualify an applicant for home or financing financing. The most important criteria include:
1) the home/or auto appraisal:
the appraisal is the value of the asset (home or auto) that is being financed. You can borrow up to the appraised value of the home or auto.
Get your home valuation report
2) your credit rating:
your credit report is used by banks and other lending institutions to determine your credit worthiness. The report can be a factor in a lending institution's decision to approve or decline your application. You should review your credit report for any errors before applying for a loan.
View your credit report
Get your FICO score
3) your capacity to repay (income ratios):
lenders analyze two ratios when qualifying the applicant for financing - the "housing ratio" and the "debt-to-income" ratio. If these ratios are too high, you may not qualify for financing.
Calculate your income and debt ratios
Calculate how much you can afford
4) your employment:
lenders like to see applicants in good, steady employment. Lenders will verify your income with your employer or your filed tax statements.
Look for new employment if necessary

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Managing Your Credit

As young adults, millennials usually face a rough job market in an unfavorable economy which makes it difficult to build their credit scores. Theirs is the lowest average credit score amongst all age groups.

Taking Care of Debt

Poor financial planning exposes many businesses to the risk of running out of cash for expenditure. Filing for bankruptcy can be the best decision to make when an individual or a business is facing serious financial problems.

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The Game of Life

Your first car was probably a very special purchase. It represented a kind of freedom you may never have had before, and you’ve worked as hard to keep it running as possible.

If you’re like most people out there, you’re probably wondering what it takes to be successful. I’ve often thought about this, and pondered the question myself.

Your first car was probably a very special purchase. It represented a kind of freedom you may never have had before, and you’ve worked as hard to keep it running as possible.

It’s undeniable that social media presence plays a key role in the prestige and renown of any Australian business in 2018.

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About Home

The National Association of Realtors (NAR) reports that first-time home buyers — who have a median age of 32 and a median household income of $75,000 — make up roughly a third of the market.

Fortunately, there are several tips that can be followed that could help you to save money when you are trying

The National Association of Realtors (NAR) reports that first-time home buyers — who have a median age of 32 and a median household income of $75,000 — make up roughly a third of the market.

You can make a big change with just some small home improvements. Here are the 7 best low budget home improvement tips that I can share with you.

Selling your home? If you are well prepared for the sale, you will probably succeed and find the right buyer for your home.

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Life-Event Centers

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Helping You Make Life Decisions
For Education (open new win)
College Planning Center
College Campus BLOG
College Financial Aid

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Helping You Make Life Decisions
For Education (open new win)
Home Remodeling / Home Improvement
Home Construction / Building
Home Buying
Home Selling

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Helping You Make Life Decisions
For the Auto-Travel-Business (open new win)
Auto Buying
Making Travel
Buying a Business

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Consumer Tips

Vacation time for kids should be fun and relaxing. They should finally be able to indulge in fun activities, enrol in hobby classes or just spend time playing fun games with their friends.

Business Services

Let’s look at it this way: you are working at a 9-5 job. Whether it’s on retail, office or any other industry, this is the most common type of job.

How to Fund a Startup

How to Fund a Startup

  September 10, 2019

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