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Credit Management
Why good credit management? Because good credit is needed to purchase items with favorable lending terms – and in some cases, employment.
About Money
Investing is an art that requires a lot of skill. If only a person could know ahead of time that they would reap a massive return on an investment, making money would be a much easier prospect in life.
Got Money? Here Are a Few Tips to Keep It From Disappearing
August 7, 2019
Need More Investment Trade Ideas? Check This Out!
August 3, 2019
What Can Your Local Bank Offer You? A Beginner’s Guide
August 2, 2019Career Planning
Getting a high paid job straight after graduating is one of the main aims for students, but how do you guarantee it?
Dream Jobs to Escape the Office 9-5
August 13, 2019
Top 5 Side Hustles for Retired Women
June 24, 2019
Consumer Financing Issues
If you’ve been following the real estate news in Armagh, Ireland over the past few years, you will notice that there have been complaints of how progressively difficult it was becoming for people to become home owners. The reason for this has been chucked down to the steady rise in the price of real estate and the much slower rate at which average wages are increasing.
How to Finance a New Home in a Seller’s Market
May 13, 2019
How to Get Affordable Loan Rates with Low Credit
April 5, 2019
Every time that you swipe that credit card, the bank is loaning you money. Money, of course that you have. Wait… you don’t have the money?
How to Avoid Bad Credit Score and Increase Your Credit Score
December 21, 2018
The Risk Of Credit Cards For People With Bad Credit
January 22, 2018
If you’ve been following the real estate news in Armagh, Ireland over the past few years, you will notice that there have been complaints of how progressively difficult it was becoming for people to become home owners. The reason for this has been chucked down to the steady rise in the price of real estate and the much slower rate at which average wages are increasing.
How to Finance a New Home in a Seller’s Market
May 13, 2019
Benefits That Property Buyers Can Enjoy From Bridging Loans
April 20, 2018
Credit has spread to the point that it is used for almost aspect of life these days. Even for transactions that don’t actually require credit, many businesses want you to have a good credit score.
7 Things To Know Before Applying For a Payday Loan
January 21, 2019
5 Ways That You Can Pay Back Your Student Loans
January 9, 2019
Get the Best Home Loan With These 5 Smart Home Buying Tips
November 23, 2018
This awesome cheat sheet will make the process of searching and finding the best scholarships significantly easier.
Five Things You Need to Know About Scholarships
December 20, 2017
Should Older Students Max Out Financial Aid?
January 16, 2017
Ways to Make Extra Cash While Studying
December 3, 2016 
Consumer Financing Needs
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| What's Need to Qualify for Financing | ||||
| Lenders use several criteria to qualify an applicant for home or financing financing. The most important criteria include: | ||||
| 1) the home/or auto appraisal: the appraisal is the value of the asset (home or auto) that is being financed. You can borrow up to the appraised value of the home or auto. |
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| 2) your credit rating: your credit report is used by banks and other lending institutions to determine your credit worthiness. The report can be a factor in a lending institution's decision to approve or decline your application. You should review your credit report for any errors before applying for a loan. |
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| 3) your capacity to repay (income ratios): lenders analyze two ratios when qualifying the applicant for financing - the "housing ratio" and the "debt-to-income" ratio. If these ratios are too high, you may not qualify for financing. |
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| 4) your employment: lenders like to see applicants in good, steady employment. Lenders will verify your income with your employer or your filed tax statements. |
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Managing Your Credit
As young adults, millennials usually face a rough job market in an unfavorable economy which makes it difficult to build their credit scores. Theirs is the lowest average credit score amongst all age groups.
Making Sense of Your Cents With Credit Scores and Credit Reports
November 5, 2018
How My Car Addiction Ruined My Credit
October 19, 2018
Taking Care of Debt
Poor financial planning exposes many businesses to the risk of running out of cash for expenditure. Filing for bankruptcy can be the best decision to make when an individual or a business is facing serious financial problems.
3 Effective Strategies to Help You Deal With Accumulated Debt
August 29, 2018
Why We Borrow and Why We Need Debt Management
August 1, 2018
3 Critical Steps to Help You Overcome Your Debt
July 20, 2018
The Game of Life
Cars tend to get more expensive to maintain as they get older. Keep an ear out for common breakdown symptoms.
If you’re like most people out there, you’re probably wondering what it takes to be successful. I’ve often thought about this, and pondered the question myself.
5 Steps to Attaining Financial Freedom
October 3, 2018
How to Start a Photo Business: Capturing the Moment
May 23, 2018
Cars tend to get more expensive to maintain as they get older. Keep an ear out for common breakdown symptoms.
Cutting Costs on Car Repairs for Expensive Vehicles
July 17, 2019
4 Tips to Help Finance a New Car with Your Old One
May 27, 2019
Leaving home for college for the first time is usually exciting, but it can also be stressful.
5 Benefits of Living Off-Campus In College
February 6, 2019
How to Keep the Paycheck While Going to School
August 4, 2017
Can You Go Back to School When You Have Kids?
November 28, 2016
It’s undeniable that social media presence plays a key role in the prestige and renown of any Australian business in 2018.
3 Social Media Marketing Habits for Career/Business Growth in 2018
February 21, 2018
What’s the Impact of Online Reviews on Your Business? Part 1
October 5, 2017
How Social Media is Promoting the Finance Industry
June 13, 2016
About Home
With more young people entering the housing market in the past two years, there is no doubt that more people have their eye on the real estate market.
Struggling to Afford a Home? Here are 4 Tips to Help
June 28, 2019
What You Should Know Before Selling Your Home
March 29, 2019
Fortunately, there are several tips that can be followed that could help you to save money when you are trying
Money Saving with Real Estate
July 2, 2015
How to Save Money on Building a New Home in 2015
June 10, 2015
How to Help Your Home Build Go Smoothly
March 6, 2013
With more young people entering the housing market in the past two years, there is no doubt that more people have their eye on the real estate market.
Struggling to Afford a Home? Here are 4 Tips to Help
June 28, 2019
Reasons Why You Should and Shouldn’t Buy a Home
January 16, 2019
You can make a big change with just some small home improvements. Here are the 7 best low budget home improvement tips that I can share with you.
Affordable Home Improvement Tips Every Homeowner Should Know
October 8, 2018
How to Create a Reliable Budget Plan for Your Home Renovation
February 16, 2018
Raising the Value of Your House Through Home Remodeling
January 24, 2018
Selling your home? If you are well prepared for the sale, you will probably succeed and find the right buyer for your home.
Why Home Sellers Should Always Consult Experienced Realtors
September 5, 2018
Selling Your Home? 4 Speed Bumps to Avoid
September 27, 2016
5 Tips to Avoid Foreclosure After You Lost Your Job
February 3, 2016
When someone buys a home, they will spend more than the actual price of the home itself. It is important
Make Your Moving Day Quick and Easy With the Right Truck
June 23, 2015
Striking out on Your Own: Life After Living with Mom and Dad
November 8, 2012
Advantages Of Opting For An Ideal Storage Service
March 13, 2012
Life-Event Centers
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Consumer Tips
Every parent wants a beautiful and healthy smile for their child. Not all of us are blessed with perfectly proportioned teeth or symmetrical jaws.
10 Tips To Take Better Advantage Of Your Action Camera
July 22, 2019
Business Services
While small business owners have numerous goals, it’s important to remember that one of their primary objectives is gaining big support from donors, organizations, and individuals.
What Do The Best Commercial Cleaning Services Offer?
August 12, 2019
Is it Worth Buying a Company Car for Your Business?
August 11, 2019
How to Acquire Reliable Supplier Rates for Your Business
July 31, 2019
