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Manage Your Money

What is money management? It is living with your means but more importantly, building the skill sets necessary to grow your money supply.

First step is budgeting your spend and living within your means. Information and tools available

Credit cards (and debt cards) are replacing cash and checks. The downside of credit card purchasing is that we spend more than what we need. Learn to treat your cards as cash – and receive benefits.

The easiet and sure way to increase your money supply is lowering your bills and monthly spend. Some tips.

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About Money

Anyone that would like to prepare for their financial future needs to ensure they are taking all proper steps to build their retirement portfolio. One way you can do this is by investing through an IRA, which offers a range of different tax and investment benefits.

Career Planning

If you’re learning how to pick locks, most people might assume that you are up to criminal activity, but learning this essential skill could save your life.

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Consumer Financing Issues

Obtaining a home equity loan means that you’re going to have extra cash at your disposal. This type of loan is also exciting because it means that you’ve built up equity in your house.

Obtaining a home equity loan means that you’re going to have extra cash at your disposal. This type of loan is also exciting because it means that you’ve built up equity in your house.

2020 has been an uncertain year for everyone. Recent college graduates, current college students, and high school students have had a particularly difficult year, from an unstable job market to having to rethink their plans for higher education.

College life is fun but not from the financial perspective, particularly if you don’t have a scholarship. Expenses are often high, whether it is about tuition fees, housing or additional activities.

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Consumer Financing Needs

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What's Need to Qualify for Financing
Lenders use several criteria to qualify an applicant for home or financing financing. The most important criteria include:
1) the home/or auto appraisal:
the appraisal is the value of the asset (home or auto) that is being financed. You can borrow up to the appraised value of the home or auto.
Get your home valuation report
2) your credit rating:
your credit report is used by banks and other lending institutions to determine your credit worthiness. The report can be a factor in a lending institution's decision to approve or decline your application. You should review your credit report for any errors before applying for a loan.
View your credit report
Get your FICO score
3) your capacity to repay (income ratios):
lenders analyze two ratios when qualifying the applicant for financing - the "housing ratio" and the "debt-to-income" ratio. If these ratios are too high, you may not qualify for financing.
Calculate your income and debt ratios
Calculate how much you can afford
4) your employment:
lenders like to see applicants in good, steady employment. Lenders will verify your income with your employer or your filed tax statements.
Look for new employment if necessary

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The Game of Life

There has been a great deal of hype as to the future of logistics and transport. Many now argue that last mile drone delivery and even robot trucks are the future of the industry.

If you are like most people, you most likely put up more hours when you have a lot to do in a day. Yet at the end of the day, you still have items to tick off your to-do list and still feel unaccomplished.

There has been a great deal of hype as to the future of logistics and transport. Many now argue that last mile drone delivery and even robot trucks are the future of the industry.

College isn’t necessarily cheap. But it doesn’t have to break the bank, either. Learn to cut down on unnecessary spending while you’re in college. It’s one of the keys to graduating with as little debt and in the best financial situation as possible.

It’s undeniable that social media presence plays a key role in the prestige and renown of any Australian business in 2018.

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About Home

When you decide to buy a home, you’ll be faced with years of planning. Between saving up for a down payment, getting your credit in order, and applying to be pre-approved by a lender, it can take several years before you can begin seriously looking for your new home.

Fortunately, there are several tips that can be followed that could help you to save money when you are trying

When you decide to buy a home, you’ll be faced with years of planning. Between saving up for a down payment, getting your credit in order, and applying to be pre-approved by a lender, it can take several years before you can begin seriously looking for your new home.

There’s a lot of activity going on in the housing market. Not only are residents and investors buying up properties. Current owners are also selling in huge numbers.

Are you planning to relocate to a new town and need to pack up all of your assets?? Train yourself on the ins and outs of common moving scams while hiring a moving company.

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Life-Event Centers

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Helping You Make Life Decisions
For Education (open new win)
College Planning Center
College Campus BLOG
College Financial Aid

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Helping You Make Life Decisions
For Education (open new win)
Home Remodeling / Home Improvement
Home Construction / Building
Home Buying
Home Selling

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Helping You Make Life Decisions
For the Auto-Travel-Business (open new win)
Auto Buying
Making Travel
Buying a Business

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Consumer Tips

When you’re planning a school event, there are so many parts to manage. Here’s a broad overview of everything you need to know to organize a fall festival.

Business Services

When it comes to the world of business, you’re bound to come up with new ideas that need protection. After all, when you create a stellar new logo, what’s to stop others from stealing your design? 

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