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Career Management

Your career is ever growing – at least it should be. If not, you may need to find another career that will bring the prosperity you need.

Some pointers to help you select the right career

Tips on career prep and finding best career job

Now it’s time to advance your career via networking

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About Money

It’s not uncommon to experience an unexpected financial crisis at some point. We all need to have a contingency plan for when the budget goes off track due to problematic circumstances.

Career Planning

Already have your eyes set on law school? Even though law school itself may be a few years down the road, it doesn’t hurt to start thinking about just which area you may like to focus on in the coming years.

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Consumer Financing Issues

The housing and rental markets are both tight in a lot of the country. Investors are poised to snap up properties as they come available and homeowners are holding on as we come out of the financial mess of 2020.

The housing and rental markets are both tight in a lot of the country. Investors are poised to snap up properties as they come available and homeowners are holding on as we come out of the financial mess of 2020.

2020 has been an uncertain year for everyone. Recent college graduates, current college students, and high school students have had a particularly difficult year, from an unstable job market to having to rethink their plans for higher education.

College life is fun but not from the financial perspective, particularly if you don’t have a scholarship. Expenses are often high, whether it is about tuition fees, housing or additional activities.

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Consumer Financing Needs

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What's Need to Qualify for Financing
Lenders use several criteria to qualify an applicant for home or financing financing. The most important criteria include:
1) the home/or auto appraisal:
the appraisal is the value of the asset (home or auto) that is being financed. You can borrow up to the appraised value of the home or auto.
Get your home valuation report
2) your credit rating:
your credit report is used by banks and other lending institutions to determine your credit worthiness. The report can be a factor in a lending institution's decision to approve or decline your application. You should review your credit report for any errors before applying for a loan.
View your credit report
Get your FICO score
3) your capacity to repay (income ratios):
lenders analyze two ratios when qualifying the applicant for financing - the "housing ratio" and the "debt-to-income" ratio. If these ratios are too high, you may not qualify for financing.
Calculate your income and debt ratios
Calculate how much you can afford
4) your employment:
lenders like to see applicants in good, steady employment. Lenders will verify your income with your employer or your filed tax statements.
Look for new employment if necessary

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Managing Your Credit

There’s no number in your life quite as important as your credit score.

Taking Care of Debt

There is nothing quite like that new car smell or the thrill you get when you drive off the lot. However, if you are considering buying a new or pre-owned car, you might have some concerns about how to afford the car payments.

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The Game of Life

Every large purchase of any type should really be thought through and mulled over before proceeding. But that begs the question: How do I do research for these big purchases?

Choosing a University: 5 Tips

Choosing a University: 5 Tips

  September 5, 2020

Every large purchase of any type should really be thought through and mulled over before proceeding. But that begs the question: How do I do research for these big purchases?

Choosing your further education is a huge, crucial step for your future. Not only do you want to seek the right degree course, but you also want to achieve it in an institution you can trust and enjoy.

It’s undeniable that social media presence plays a key role in the prestige and renown of any Australian business in 2018.

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About Home

If you are planning to move soon, you’ll want to make things as easy as possible. One of the best ways to do so is to be well prepared in advance of the action. It always helps to stay ahead of the curve.

Fortunately, there are several tips that can be followed that could help you to save money when you are trying

In the real estate business, an initial consultation helps a prospective agent get to know a bit more about you and your goals.

The frigid winter temperatures and snowy, icy weather pose several challenges for homeowners. Preventing these problems ahead of time with some routine maintenance and proper care can help you avoid costly plumbing emergencies.

Every homeowner would like to sell their home quickly for a great price. However, in reality, one must introduce changes and play their cards smart to gain great profit when selling their real estate.

If you are planning to move soon, you’ll want to make things as easy as possible. One of the best ways to do so is to be well prepared in advance of the action. It always helps to stay ahead of the curve.

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Life-Event Centers

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Helping You Make Life Decisions
For Education (open new win)
College Planning Center
College Campus BLOG
College Financial Aid

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Helping You Make Life Decisions
For Education (open new win)
Home Remodeling / Home Improvement
Home Construction / Building
Home Buying
Home Selling

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Helping You Make Life Decisions
For the Auto-Travel-Business (open new win)
Auto Buying
Making Travel
Buying a Business

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Consumer Tips

Even after lockdown, work and childcare can clash, as bored kids can interrupt board meetings. Here’s how to keep your kids occupied while working at home.

Business Services

Many small businesses start from the home. In addition, many homeowners start developing home-based businesses to supplement their income or leverage a particular skill or service.

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