http://www.sayeducate.com Making Life Decisions Simplified Fri, 16 May 2008 06:39:19 +0000 http://backend.userland.com/rss092 en I am by no means an avid gardener. Though my parents had green thumbs and met while working at a seed company, I must not have spent too much time with them in the garden. Still, everyone who owns a home has a garden and taking care of it is ... http://www.sayeducate.com/2008/05/16/your-mulch-primer-for-fun-gardening/ Lost among the news about the current sub-prime mortgage meltdown is the housing market for second homes. Though the news media is focusing on the problems people are having with their first homes, there is plenty of news not being reported about vacation homes. Vacation homes are those secondary houses people ... http://www.sayeducate.com/2008/05/15/second-home-market-offers-some-fantastic-deals/ One of the keys to having a strong credit record is your credit score, the number the three major consumer credit reporting agencies develop to help lenders decide whether you will receive credit, for how long (your term), and the interest rate that you will pay. The higher your score, ... http://www.sayeducate.com/2008/05/14/how-to-boost-your-credit-score-safely-smartly/ How many credit cards do you carry? 1, 5, 10, maybe more? Most consumers carry at least one credit card, especialy when you include department store cards, gas station cards, American Express, MasterCard, VISA, Diners, Discover and others. Consumer lending is big business, an area of marketing that lenders ... http://www.sayeducate.com/2008/05/13/311/ My region of the country is finally seeing the end of a drought which lasted for more than one year. At its peak, all outside watering was canceled except for whatever you could water by hand. Needless to say, just about every lawn turned brown and quite a few people ... http://www.sayeducate.com/2008/05/12/outside-water-conservation-done-right/ Travel Tip Love a game of Tennis.  Wimbleton is about 45 days away.  How about make plans to visit London to enjoy the scenes and a game at courtside. about Wimbleton 2008 visiting London London travel guide Home Improvement Tip Do you ever wish you had enough closet space for everything you have? Enough for coats, ... http://www.sayeducate.com/2008/05/11/weekly-tips-for-the-week-of-may-11/ BLOG postings: (link to Achieving Success BLOG for all posts and PDF downloads) Discipline to Success: The Physical Temperance Attribute We are not weak if we make a proper use of those means which the God of Nature has placed in our power . . . The battle, sir, is not to the ... http://www.sayeducate.com/2008/05/10/a-success-building-blog-2/ It happens as soon as warm weather arrives --- bugs, tons of them reappear after a long winter's hiatus. As temperatures warm up the insect population increases bringing out the ants, flies, fleas, bees, and other bugs we'd much rather not have hanging around us. Besides a variety of sprays and ... http://www.sayeducate.com/2008/05/09/are-bug-zappers-worth-the-jolt/ Central air-conditioning is a wonderful feature found in most new homes across the nation. Even in areas of the country where hot days are few and far between, many homeowners elect to include central air with their central heat as insurance for those occasional hot days. For some homeowners, central air ... http://www.sayeducate.com/2008/05/08/what-type-of-air-conditioning-for-your-home/ All those dire predictions for the housing market has plenty of consumers scared. Some people have refused to buy a house during this economy, waiting until things improve before wading back in. Others are seeing an opportunity to buy now and are reaping the benefits of that decision. When it comes ... http://www.sayeducate.com/2008/05/07/housing-predictors-offer-sketchy-advice-at-best/