Five Financial Costs Not To Be Overlooked When Arranging A Funeral

Five Financial Costs Not To Be Overlooked When Arranging A Funeral

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When the responsibility falls on you to arrange a funeral for someone you love, it can sometimes seem overwhelming. Yet, it is still important not to overlook the financial costs of whatever kind of service you are arranging. Here are five areas where you can help lower costs without sacrificing the quality of the tribute to your loved one.

Comparison Shopping

No matter what kind of funeral you have planned, the price of the service is sure to vary from one funeral home to the next. In many ways, funerals are just like any other important item you purchase, so it pays to shop around before making a final decision. This advice applies even when arranging a funeral in advance. Be sure to keep a good record of the costs of each option, and don’t be afraid to ask what discounts they have available. Often times, you can save a lot of money by just asking them what the best deals are.

Explore All Options

Most funeral homes offer package deals which enable families to arrange the services and such details as the coffin and burial plot all at one price. This is an excellent choice in many cases, but not always. You can sometimes save money by buying things separately from different suppliers. Be sure to explore all your options and take the time to calculate the specific costs to save you the most money.

Closed Casket

The preparation of the deceased for display at the funeral is a process costing thousands of dollars. By means of an immediate burial or by having a closed casket, considerable expense can be spared. However, some states require embalment for most funerals, so check with your funeral home to see what the state requirements are where you live.

Be Sensible

In the emotional aftermath of a loss, people sometimes lose sight of the financial common sense they would otherwise employ when making a major purchase. Funerals can cause a lot of stress on family members, and it often requires decisions to be made very quickly. Have a budget in mind when you go to make the funeral arrangements and then stick to it. Once it’s paid for, it’s final, so be sure to take necessary steps not to go overboard with finances.

Cremation

Once a rarity, cremation has become increasingly popular in recent years. It is an environmentally sound choice and is also a financially sensible solution for many. The family gets to do what they wish with ashes, often in creative ways that further honor the deceased. Find a reputable company you can trust for the cremation. A cremation can save you a great deal of money on a funeral, but it doesn’t take away from the way you choose to honor your deceased loved one.

Arranging a funeral may seem like a daunting task, but most people can handle it well if they keep these tips in mind to save money while still having a meaningful service. Don’t your emotions overwhelm you to the point where you spend more money than your family can handle. With these tips in mind, you can find the best deals and save money without losing quality on the memorial service.

Anita is a freelance writer from Denver, CO. She writes about home, family, finance and business. A mother of two, she enjoys traveling with her family when she isn’t writing. Anita suggests Fernwood Cremation & Funeral Services as an option to save money on funeral costs.

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