How To Afford The Ideal Funeral For You

How To Afford The Ideal Funeral For You

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(for our friends across the pond)

Although it’s an unhappy topic, there’s an inevitability to your death that you have to financially prepare yourself for – and, in many cases, people are unwilling to consider the price of a funeral plan. But, with a simple discussion you can have the service that suits you.

We seem to struggle with discussions of death, and that’s perfectly understandable. Whether it’s a case of you or your loved one’s passing, the subject matter of losing someone can be upsetting. But, this troubling topic has to be talked about at some point or another, or it could leave families in mountains of debt from funeral repayments.

This national discomfort is already causing potential debt issues, with more than 82% of people in the UK having no prepaid funeral plan whatsoever, according to a survey carried out by the Dying Matters Coalition.

Covering the cost of your funeral plan

And yet, covering the costs of a funeral plan is a far easier task than waiting until you have passed away for your family to bear the weight of the payment.

And, with the price of funerals rising year on year – a recent figure estimates that one will cost around £6,000 by 2022 – it would be a prudent move to take out a funeral plan soon , leaving you without the worries of inflation affecting the price of your service.

Every factor of your funeral can be covered with a plan, including doctor and clergy fees, the provision of a hearse and limousines, as well as the funeral director’s services.

Planning ahead can also give you the service you want, opening up a high level of customisation to get a send-off that suits your personality, and allows you to put aside the appropriate amount of cash to cover the cost.

From your favourite song played to your favourite poem read out, the possibility to create an ideal occasion for you is right there if you simply choose to discuss it.

This need for a prepaid funeral plan has been reiterated recently by a charity for the elderly, Aged UK, who have stated, "We know from our customers that funeral costs are a concern, particularly in times when money is being stretched further and further. While it may seem like an unusual item to address, it can save you a significant amount of money.”

Overall, there’s very little reason to leave your family financially in the lurch as they have to pay for your service. With just a few monthly instalments, you can have the ideal funeral for you at a far cheaper rate, giving you the peace of mind that everyone wants in such matters.

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Categories: Consumer Financing

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