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What are some common mistakes that you can avoid when planning for your life after work? You Don’t Max Out
The cost of college is rising each year. In some regions, the total cost is about 25-30% of the total
Essentially this means that while two people could own the same make and model of the car, the insurance rates
If you’re thinking of taking the Test of English as a Foreign Language, or TOEFL, there’s one thing you need
Consumer Financing Issues
In particular, the individual may not be familiar with additional perks apart from the credit card reward program. A card
Mortgage is the one type of loan that most Americans consider “good debt”, sometimes rightfully so. To further help the
Consumer Financing Needs
|What's Need to Qualify for Financing|
|Lenders use several criteria to qualify an applicant for home or financing financing. The most important criteria include:|
|1) the home/or auto appraisal:
the appraisal is the value of the asset (home or auto) that is being financed. You can borrow up to the appraised value of the home or auto.
|2) your credit rating:
your credit report is used by banks and other lending institutions to determine your credit worthiness. The report can be a factor in a lending institution's decision to approve or decline your application. You should review your credit report for any errors before applying for a loan.
|3) your capacity to repay (income ratios):
lenders analyze two ratios when qualifying the applicant for financing - the "housing ratio" and the "debt-to-income" ratio. If these ratios are too high, you may not qualify for financing.
|4) your employment:
lenders like to see applicants in good, steady employment. Lenders will verify your income with your employer or your filed tax statements.
Managing Your Credit
If you are trying to keep your financial life on track, it’s important to stay away from bad habits that
Taking Care of Debt
Millions of Americans find themselves deep in debt with no end in sight. You are way behind on paying your
The Game of Life
Whether you are thinking of going to grad school right after getting your bachelor’s degree, or after years in the
When you plan to buy a new home there are greater chances that you look for a realtor who can
Moving can be quick and easy when you start with the right choice of rental truck for moving day. It
Beat the dynamic pricing Many of the online merchants now opt for this technique. Here different prices are shown to
Digital marketing encompasses any marketing attempt to send a message from a business or company as the source to be