Weekly Sunday Tips

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So let’s examine ways that you can save the next time you head out to the supermarket. Clip coupons –

These are four of the best ways to create the financial flexibility need to prepare and handle any unexpected expenses.

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Consumer Financing Issues

In the US lawsuits have become a common feature. Most cases are brought before the civil courts. Plaintiffs before these

In particular, the individual may not be familiar with additional perks apart from the credit card reward program. A card

Mortgage is the one type of loan that most Americans consider “good debt”, sometimes rightfully so. To further help the

In the US lawsuits have become a common feature. Most cases are brought before the civil courts. Plaintiffs before these

Searching for the right scholarship that you are eligible for and finding a variety of opportunities can increase your probability

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Consumer Financing Needs

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Current Lending Rates
get lending rate shopping sheet

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What's Need to Qualify for Financing
Lenders use several criteria to qualify an applicant for home or financing financing. The most important criteria include:
1) the home/or auto appraisal:
the appraisal is the value of the asset (home or auto) that is being financed. You can borrow up to the appraised value of the home or auto.
Get your home valuation report
2) your credit rating:
your credit report is used by banks and other lending institutions to determine your credit worthiness. The report can be a factor in a lending institution's decision to approve or decline your application. You should review your credit report for any errors before applying for a loan.
View your credit report
Get your FICO score
3) your capacity to repay (income ratios):
lenders analyze two ratios when qualifying the applicant for financing - the "housing ratio" and the "debt-to-income" ratio. If these ratios are too high, you may not qualify for financing.
Calculate your income and debt ratios
Calculate how much you can afford
4) your employment:
lenders like to see applicants in good, steady employment. Lenders will verify your income with your employer or your filed tax statements.
Look for new employment if necessary

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Managing Your Credit

Debt counselors concentrate on helping people with debt and credit problems. These problems include issues like learning your credit report,

Taking Care of Debt

Filing for bankruptcy can be an emotionally turbulent time in a business owner’s life. Long-standing businesses in particular tend to

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The Game of Life

Here is how social media is helping the finance industry. Connecting with audience Social media platforms like Facebook, Twitter, and

1. Know what you want Many people do not know what they want. No matter what medium you are using,

With this in mind, let’s examine all the option for getting one. Online car marketplaces Probably the best known car

Here is how social media is helping the finance industry. Connecting with audience Social media platforms like Facebook, Twitter, and

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About Home

Money saving with real estate could sound like a dichotomy. Developing or owning real estate is money intensive and demands

There are at least two good reasons why energy-efficient windows are a smart move that everyone should look into –

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Life-Event Centers

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Helping You Make Life Decisions
For Education (open new win)
College Planning Center
College Campus BLOG
College Financial Aid

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Helping You Make Life Decisions
For Education (open new win)
Home Remodeling / Home Improvement
Home Construction / Building
Home Buying
Home Selling

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Helping You Make Life Decisions
For the Auto-Travel-Business (open new win)
Auto Buying
Making Travel
Buying a Business

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