Regardless of age, any investor can benefit significantly from buying a gold-backed IRA. Here are some of the key benefits:
It is important for anyone who is interested in pursuing a law career to be aware of the time and
Consumer Financing Issues
Mortgage is the one type of loan that most Americans consider “good debt”, sometimes rightfully so. To further help the
Consumer Financing Needs
|What's Need to Qualify for Financing|
|Lenders use several criteria to qualify an applicant for home or financing financing. The most important criteria include:|
|1) the home/or auto appraisal:
the appraisal is the value of the asset (home or auto) that is being financed. You can borrow up to the appraised value of the home or auto.
|2) your credit rating:
your credit report is used by banks and other lending institutions to determine your credit worthiness. The report can be a factor in a lending institution's decision to approve or decline your application. You should review your credit report for any errors before applying for a loan.
|3) your capacity to repay (income ratios):
lenders analyze two ratios when qualifying the applicant for financing - the "housing ratio" and the "debt-to-income" ratio. If these ratios are too high, you may not qualify for financing.
|4) your employment:
lenders like to see applicants in good, steady employment. Lenders will verify your income with your employer or your filed tax statements.
Managing Your Credit
There are millions of people who have thin credit files which mean that they have little or absolutely no record
Taking Care of Debt
But here are five sound investments you can make that have guaranteed good returns. Pay Off Debt The best thing
The Game of Life
Here is how social media is helping the finance industry. Connecting with audience Social media platforms like Facebook, Twitter, and
Moving can be quick and easy when you start with the right choice of rental truck for moving day. It
Social Security is the largest source of income for citizens 65 years or older. With so many different intricacies, it
Born in the 1980s and the year 2000, the millennials have witnessed three major global recessions. Despite this sad reality,
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Reason: Credit Card Debts Are Increasing So if your card is being axed, it’s time to look for a new
You may have some idea about what steps you should pursue in order to repair your credit, but a qualified