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Career Planning

These fields often offer great job prospects and are wide open to anyone with the proper qualifications. In this article,

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Consumer Financing Issues

Some of these rewards you will not get with physical cash. Here are a few tips that will help you

Mortgage is the one type of loan that most Americans consider “good debt”, sometimes rightfully so. To further help the

Consolidating your payday loans is a sure way to pay off your loans easily. Here are some benefits of consolidation:

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Consumer Financing Needs

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Current Lending Rates
get lending rate shopping sheet

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What's Need to Qualify for Financing
Lenders use several criteria to qualify an applicant for home or financing financing. The most important criteria include:
1) the home/or auto appraisal:
the appraisal is the value of the asset (home or auto) that is being financed. You can borrow up to the appraised value of the home or auto.
Get your home valuation report
2) your credit rating:
your credit report is used by banks and other lending institutions to determine your credit worthiness. The report can be a factor in a lending institution's decision to approve or decline your application. You should review your credit report for any errors before applying for a loan.
View your credit report
Get your FICO score
3) your capacity to repay (income ratios):
lenders analyze two ratios when qualifying the applicant for financing - the "housing ratio" and the "debt-to-income" ratio. If these ratios are too high, you may not qualify for financing.
Calculate your income and debt ratios
Calculate how much you can afford
4) your employment:
lenders like to see applicants in good, steady employment. Lenders will verify your income with your employer or your filed tax statements.
Look for new employment if necessary

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The Game of Life

Many people give up on their dreams and aspirations once kids come along. Endless sleepless nights, crying babies, restless toddlers,

So, how does affiliate marketing work? Simple. When you join an affiliate program, the seller provides you with a unique

With this in mind, let’s examine all the option for getting one. Online car marketplaces Probably the best known car

Many people give up on their dreams and aspirations once kids come along. Endless sleepless nights, crying babies, restless toddlers,

Here is how social media is helping the finance industry. Connecting with audience Social media platforms like Facebook, Twitter, and

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About Home

Below are four tips to help make selling your house go more smoothly. Price Matters Pricing matters to both you

Money saving with real estate could sound like a dichotomy. Developing or owning real estate is money intensive and demands

1. Security in Your Job Many mortgage lenders won’t even speak to you unless you can prove three months income

Bright And Bold If you are energetic enough, try injecting the bold and bright colors in your living space to

Below are four tips to help make selling your house go more smoothly. Price Matters Pricing matters to both you

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Life-Event Centers

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Helping You Make Life Decisions
For Education (open new win)
College Planning Center
College Campus BLOG
College Financial Aid

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Helping You Make Life Decisions
For Education (open new win)
Home Remodeling / Home Improvement
Home Construction / Building
Home Buying
Home Selling

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Helping You Make Life Decisions
For the Auto-Travel-Business (open new win)
Auto Buying
Making Travel
Buying a Business

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Business Services

Here’s how an outsourced financial consultant can benefit your company: 1. Cost Reduction Outsourcing a qualified accounting professional to handle

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Weekly Sunday Tips

Read More

You know the adage: “Too many dollars chasing too few goods” You might consider stocking up on food to have

Reason: Credit Card Debts Are Increasing So if your card is being axed, it’s time to look for a new