Weekly Sunday Tips

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What are some common mistakes that you can avoid when planning for your life after work? You Don’t Max Out

The cost of college is rising each year. In some regions, the total cost is about 25-30% of the total

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Career Planning

If you’re thinking of taking the Test of English as a Foreign Language, or TOEFL, there’s one thing you need

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Consumer Financing Issues

In particular, the individual may not be familiar with additional perks apart from the credit card reward program. A card

Mortgage is the one type of loan that most Americans consider “good debt”, sometimes rightfully so. To further help the

There’s been a lot of time and space taken in the media recently on the subject of college loan debts

Tuition fees for studying in prestigious colleges costs as much as getting to stay in a Beverly Hills mansion for

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Consumer Financing Needs

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Current Lending Rates
get lending rate shopping sheet

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What's Need to Qualify for Financing
Lenders use several criteria to qualify an applicant for home or financing financing. The most important criteria include:
1) the home/or auto appraisal:
the appraisal is the value of the asset (home or auto) that is being financed. You can borrow up to the appraised value of the home or auto.
Get your home valuation report
2) your credit rating:
your credit report is used by banks and other lending institutions to determine your credit worthiness. The report can be a factor in a lending institution's decision to approve or decline your application. You should review your credit report for any errors before applying for a loan.
View your credit report
Get your FICO score
3) your capacity to repay (income ratios):
lenders analyze two ratios when qualifying the applicant for financing - the "housing ratio" and the "debt-to-income" ratio. If these ratios are too high, you may not qualify for financing.
Calculate your income and debt ratios
Calculate how much you can afford
4) your employment:
lenders like to see applicants in good, steady employment. Lenders will verify your income with your employer or your filed tax statements.
Look for new employment if necessary

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Managing Your Credit

If you are trying to keep your financial life on track, it’s important to stay away from bad habits that

Taking Care of Debt

Millions of Americans find themselves deep in debt with no end in sight. You are way behind on paying your

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The Game of Life

1. Know what you want Many people do not know what they want. No matter what medium you are using,

With this in mind, let’s examine all the option for getting one. Online car marketplaces Probably the best known car

Whether you are thinking of going to grad school right after getting your bachelor’s degree, or after years in the

Social media is just a fancy way of naming all the websites where people share information, pictures and videos in

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About Home

Money saving with real estate could sound like a dichotomy. Developing or owning real estate is money intensive and demands

There are at least two good reasons why energy-efficient windows are a smart move that everyone should look into –

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Life-Event Centers

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Helping You Make Life Decisions
For Education (open new win)
College Planning Center
College Campus BLOG
College Financial Aid

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Helping You Make Life Decisions
For Education (open new win)
Home Remodeling / Home Improvement
Home Construction / Building
Home Buying
Home Selling

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Helping You Make Life Decisions
For the Auto-Travel-Business (open new win)
Auto Buying
Making Travel
Buying a Business

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Consumer Tips

Beat the dynamic pricing Many of the online merchants now opt for this technique. Here different prices are shown to

Business Services

Digital marketing encompasses any marketing attempt to send a message from a business or company as the source to be

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