Weekly Sunday Tips

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Today some of the most sought after, highest paying careers are based off of Science, Technology, Engineering and Mathematical (STEM)

Marketing manager In a marketing firm, people are constantly figuring coming up with new, innovative ideas and finding new trends


Career Planning

… the result is a learning experience that ranks among the finest available today. With the increasing number of executive


Consumer Financing Issues

In the US lawsuits have become a common feature. Most cases are brought before the civil courts. Plaintiffs before these

In particular, the individual may not be familiar with additional perks apart from the credit card reward program. A card

Mortgage is the one type of loan that most Americans consider “good debt”, sometimes rightfully so. To further help the

In the US lawsuits have become a common feature. Most cases are brought before the civil courts. Plaintiffs before these

Searching for the right scholarship that you are eligible for and finding a variety of opportunities can increase your probability

renovation note

Consumer Financing Needs

home contractor
Current Lending Rates
get lending rate shopping sheet

home contractor
What's Need to Qualify for Financing
Lenders use several criteria to qualify an applicant for home or financing financing. The most important criteria include:
1) the home/or auto appraisal:
the appraisal is the value of the asset (home or auto) that is being financed. You can borrow up to the appraised value of the home or auto.
Get your home valuation report
2) your credit rating:
your credit report is used by banks and other lending institutions to determine your credit worthiness. The report can be a factor in a lending institution's decision to approve or decline your application. You should review your credit report for any errors before applying for a loan.
View your credit report
Get your FICO score
3) your capacity to repay (income ratios):
lenders analyze two ratios when qualifying the applicant for financing - the "housing ratio" and the "debt-to-income" ratio. If these ratios are too high, you may not qualify for financing.
Calculate your income and debt ratios
Calculate how much you can afford
4) your employment:
lenders like to see applicants in good, steady employment. Lenders will verify your income with your employer or your filed tax statements.
Look for new employment if necessary

end remodeling note

Managing Your Credit

Debt counselors concentrate on helping people with debt and credit problems. These problems include issues like learning your credit report,

Taking Care of Debt

Millions of Americans find themselves deep in debt with no end in sight. You are way behind on paying your


The Game of Life

1. Know what you want Many people do not know what they want. No matter what medium you are using,

With this in mind, let’s examine all the option for getting one. Online car marketplaces Probably the best known car

Whether you are thinking of going to grad school right after getting your bachelor’s degree, or after years in the

Social media is just a fancy way of naming all the websites where people share information, pictures and videos in


About Home

Money saving with real estate could sound like a dichotomy. Developing or owning real estate is money intensive and demands

There are at least two good reasons why energy-efficient windows are a smart move that everyone should look into –

renovation note

Life-Event Centers

home contractor
Helping You Make Life Decisions
For Education (open new win)
College Planning Center
College Campus BLOG
College Financial Aid

home contractor
Helping You Make Life Decisions
For Education (open new win)
Home Remodeling / Home Improvement
Home Construction / Building
Home Buying
Home Selling

home contractor
Helping You Make Life Decisions
For the Auto-Travel-Business (open new win)
Auto Buying
Making Travel
Buying a Business

end renovation note

Consumer Tips

Bitcoin is a new innovative payment network and a unique kind of money, commonly referred to as crypto-currency or virtual

Business Services

Providing excellent customer service is one of the many ways that a business can experience growth, and technology is available